Jill on Money with Jill Schlesinger

In this episode we've got some essential tips on selecting the right health insurance and benefits plan for the year ahead. The enrollment period is now open for some employer-sponsored plans and Medicare, with ACA plans starting on Nov. 1.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Every time I look into the long-term performance of bond funds, they are so low that I just don’t get it. Am I missing something?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

I have a pension which receives a COLA but I am inquiring as to my ability to retire and also ensure my spouse is taken care of if something were to happen to me.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

A listener shares confusion after moving investments to a local advisor who recommended annuities. The discussion dives into the complexities of retirement planning and the importance of tailored financial advice. They also explore the impact of Social Security and Medicare on retirement choices. A subscription service for financial education is introduced, emphasizing the significance of informed decision-making in managing finances. Future topics will cover tax planning and smart investment strategies.

Sydney, a savvy 28-year-old investor from Austin, seeks guidance on navigating her finances. With a hefty chunk of her net worth in cash, the conversation pivots to smart investment strategies tailored for young adults. They discuss maximizing contributions to retirement accounts and balancing cash reserves with aggressive investing. The challenges of owning stock in private equity and the intricacies of financial planning for upcoming life milestones like weddings are also highlighted, making for a lively and informative dialogue.

Real estate agent Tim Mullet shares valuable insights on the current housing market. He discusses how the upcoming election influences buyer and seller behavior, revealing a slowdown in market activity. Tim highlights the hesitancy among buyers due to interest rate uncertainties and suggests that negotiation is becoming more common. He also explores the shift towards landlord opportunities, emphasizing the benefits of renting properties, including income potential and new subscription programs for landlords.

Dive into the intriguing dynamics of the housing market as real estate insights unfold. Discover how current mortgage rates, notably around 6.09%, are influenced by Federal policies. Explore the mindset of homeowners considering selling amidst low inventory and shifting market conditions. Tune in for expert analysis and engaging discussions that demystify complex financial topics, encouraging audience participation and a fresh storytelling perspective.

Getting laid off at 56 raises big questions about retirement. The discussion covers navigating financial challenges and strategies for managing expenses. Learn how to evaluate retirement readiness and the impact of one spouse still working. Tips are shared on withdrawing from retirement accounts versus delaying Social Security. Plus, discover options for part-time work to improve financial security. Insightful resources and personalized guidance are also emphasized, making it easier to make informed decisions in these uncertain times.

This episode tackles the tough questions about adjusting retirement savings. Should you go aggressive in your 401(k) to recoup losses? The discussion balances debt management and smart investment strategies for a stable future. It also highlights the significance of proactive college financing, urging young adults to explore direct loans and local scholarships. Personal responsibility in educational choices is a key takeaway, encouraging informed decisions for financial empowerment.

Explore effective strategies for long-term care planning, focusing on health concerns and family dynamics. Discover how to navigate retirement finances while balancing family responsibilities. Delve into personal experiences with retirement withdrawals and housing costs, highlighting the importance of informed decision-making. Learn about the critical role of estate planning in addressing potential health challenges, including the implications for surviving spouses.