Jill on Money with Jill Schlesinger

I think we have enough saved for retirement, but given how crazy the world is right now, I need some reassurance. Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoney"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Listeners voice their concerns about retirement amidst economic uncertainty, stressing the need for careful financial planning. Topics include evaluating savings portfolios like IRAs and 401ks and understanding income sources for a smooth transition. The discussion also highlights the importance of managing risks associated with mortgages and inherited properties. Additionally, the idea of adopting flexible work options and the necessity for estate planning are emphasized, ensuring a secure and adaptable approach to retirement.

Listeners dive into pressing financial questions, especially regarding retirement strategies. Discussions focus on whether all contributions should be Roth, balancing investments with mortgage payments, and job options for a better retirement. The impact of relocating to expensive areas is also explored, along with the decision to rent or sell homes. The merits of converting to Roth IRAs for enhanced financial security and diversification are highlighted, making for an engaging exploration of smart financial planning.

Discover strategies for maximizing retirement savings and effectively managing debt. Explore the financial landscape of a 60-year-old navigating investments and pension benefits. Dive into the challenges faced by investors dealing with market volatility and real estate values. Learn about personal finance techniques essential for planning around special needs care. Finally, get insights on creating a balanced portfolio tailored to individual goals, emphasizing the importance of asset allocation and risk management.

A listener grapples with her husband's fears about retirement, revealing underlying emotional dilemmas beyond finances. The hosts emphasize the importance of humor and positivity in navigating money issues. They dive into the transition challenges of retiring from a steady income, crafting strategies to ease the journey. Engaging topics include how financial decisions impact relationships and the necessity of open communication in tackling financial insecurities. Plus, they share their favorite comedic shows to lighten the mood!

The hosts dive into the maze of retirement planning, offering insightful guidance on pension benefits and Social Security strategies. They emphasize the advantages of delaying benefit claims until age 70 for enhanced financial security. Tax implications from selling rental properties are also discussed, including capital gains and depreciation recapture. Listeners get practical advice on managing finances, covering everything from real estate investments to monthly expenses, ensuring a well-rounded approach to preparing for retirement.

Concerns about financial advisors spark intriguing discussions. Strategies for navigating personal finance in uncertain times are explored. Key topics like estate planning and retirement investments take center stage. The podcast emphasizes the importance of liquidity in today's market. Listeners are encouraged to engage, highlighting the challenges of making sound financial decisions amidst personal relationships.

Explore the tactical benefits of increasing Roth conversions during economic downturns, emphasizing the importance of individualized assessments. Dive into retirees' financial concerns amidst market anxieties and learn the value of proactive engagement with financial representatives. Discover strategies for managing investments and taxes in uncertain times, highlighting the careful approach needed to navigate market fluctuations. Plus, uncover community support resources and tools that empower listeners on their financial journeys.

This podcast tackles the anxiety many face while preparing for retirement amid financial volatility. A light-hearted discussion leads into serious advice, as a couple's financial readiness is examined. Key topics include retirement account strategies like 401ks and the importance of asset allocation. Listeners learn about managing emotions and fixed expenses during this life transition. Insights on estate planning and the advantages of choosing reliable financial partners are also explored, making it a must-listen for those approaching retirement.

This discussion dives into the decision-making dilemma of accepting a buyout for early retirement. It explores financial readiness, including how pension income and housing obligations play critical roles. Listeners hear personal stories that weigh job satisfaction against the allure of severance packages. The emotional aspects of financial security are highlighted, encouraging mindfulness in choices that resonate with individual values. Ultimately, it’s about finding empowerment through uncertainty.