

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

8 snips
May 22, 2025 • 47min
Q&A: Patenting an Invention, Agency Bonds, & Raising Children as a Millionaire
This podcast dives into the nitty-gritty of financing home projects, offering smart budgeting tips and loan options. It also discusses the complexities of patenting an invention, from legal protections to market strategies. Listeners learn the perks of selling directly to consumers over retail, and the significance of naming a business for SEO. Additionally, it touches on saving for college using Roth IRAs and managing wealth through strategic investments while emphasizing the importance of financial literacy for children. Tune in for engaging financial wisdom!

37 snips
May 19, 2025 • 57min
118: Turning a College Side Hustle into $75M w/ Alex Lieberman
In a fascinating discussion, Alex Lieberman, co-founder of Morning Brew, shares his journey of transforming a college side hustle into a $75 million success. He reflects on the challenges he faced while establishing the newsletter and the valuable lessons learned along the way. Alex also dives into overcoming adversity, the emotional complexities of transitioning from CEO to chairman, and the keys to financial freedom through simplicity and consistency. Plus, he reveals what he's betting on for the future, making this a must-listen for aspiring entrepreneurs!

25 snips
May 15, 2025 • 46min
Q&A: Multi-Level Marketing Schemes, Turn-Key Real Estate Investing & High-Interest Student Loans
The hosts dive into the intricacies of high-interest student loans, offering practical refinancing tips. They discuss the importance of balancing debt repayment with early investing strategies. The conversation touches on the pitfalls of multi-level marketing schemes and the risks associated with turnkey real estate investments. Listeners are given advice on navigating financial decisions with simplicity and caution, while exploring ways to structure a diversified investment portfolio. Personal stories enhance the discussion about entrepreneurship and financial empowerment.

18 snips
May 12, 2025 • 36min
117: Financial Freedom by Fall — This Summer’s Rich Habits
Dive into summer savings strategies to achieve financial freedom by fall! Discover essential lifestyle changes and budgeting tips that can help manage your expenses. Explore how AI tools can simplify decision-making and enhance your finances. Learn about the role of family dynamics in investment choices and tackle the complexities of IRS debt management. Plus, uncover five rich habits for financial independence and the perks of engaging with a community focused on wealth-building!

19 snips
May 8, 2025 • 41min
Q&A: Vacation Rental Co-Ownership, Selling a Biz for $3.5M, & Retirement Contributions
Get ready for a financial deep dive! The hosts tackle intriguing questions about vacation rental co-ownership and the pros and cons of investing in fractional real estate. They unpack the best strategies for managing a $3.5 million windfall and emphasize the importance of smart retirement contributions. Listeners learn how to navigate job transitions without missing investment opportunities and discover the vital role of Roth IRAs in building long-term wealth. Tune in for essential tips on financial independence!

42 snips
May 5, 2025 • 50min
116: How to Retire Early (Seriously)
Mike Venuto, Chief Investment Officer and Co-founder at Tidal Financial Group, shares insights on achieving early retirement beyond conventional wealth myths. He emphasizes the importance of budgeting and aggressive wealth-building strategies. The conversation covers innovative ETFs that support financial goals, including the FIRS and FIRI ETFs, designed for wealth building and income distribution. Venuto also challenges traditional retirement paradigms, urging listeners to create personalized plans that reflect their own passions and objectives.

17 snips
May 1, 2025 • 56min
Q&A: Leveraged ETFs, Losing Rental Property, & Our Bitcoin Exit Strategy
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Zaid Admani from Public's The Rundown!---Sign up for the Rich Habits Newsletter and join 52K+ likeminded investors in receiving weekly market updates, click here!---Trial the Rich Habits Network for 7 days completely for free and see why 600+ other podcast listeners love the community we've built, click here!---Sign up for Public and take advantage of their up to $10,000 bonus when you transfer an existing portfolio to their platform, click here!---⭐ Download our FREE Financial Planner – click here⭐ Download our FREE Budgeting Template – click here⭐ Earn 4.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize your portfolio with Seeking Alpha – click here---👤 Explore everything Austin does – click here 👤 Explore everything Robert does – click here❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram📬 Inquire about working together – christian@witz.vc---Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 5/1/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

22 snips
Apr 28, 2025 • 39min
115: How to Recession-Proof Your Wealth
Discover essential strategies to safeguard your wealth against recession. Learn the importance of emergency funds and creative ways to generate extra income. Explore the benefits of diversifying your income streams and investing wisely, especially through dollar cost averaging. Gain insights on managing debt effectively while preparing for uncertain times. Hear valuable lessons from real estate experiences and the significance of community support in achieving financial recovery.

14 snips
Apr 24, 2025 • 50min
Q&A: High-Risk Investing, Millionaires in Credit Card Debt, & Washing Your Crypto
Discover the complexities of high-risk investing and its place in a well-balanced portfolio. Explore the surprising reality of millionaires struggling with credit card debt and what that means for financial stability. Learn practical strategies for debt management while still investing wisely. Delve into the benefits of journaling for tracking financial insights and fostering long-term wealth. Plus, get tips on effective retirement savings for the self-employed and advice on navigating the world of cryptocurrency!

56 snips
Apr 21, 2025 • 56min
114: Swipe Smart; Using Credit Cards Without the Debt
Explore smart credit card usage to avoid debt while maximizing rewards. Learn key terms like credit utilization and the importance of timely payments. Discover how to manage credit limits and navigate fees. Get tips on using credit card perks for travel and investment strategies, including leveraging home equity. Understand the role of AI in personal finance and the value of financial education for building generational wealth. Finally, uncover strategies for multifamily investments and empowering financial growth at any age.