

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

Jul 3, 2023 • 20min
19: Escaping the Poverty Mindset
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth. Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Jun 27, 2023 • 20min
18: Write-Offs Every Side Hustler & Business Owner Must Know
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice. Also, sorry about being camera off for this episode. My allergic reaction was BRUTAL. Thank you everyone for understanding :)If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Jun 20, 2023 • 19min
17: Becoming the 1st Real Estate Investor in Your Family
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

Jun 13, 2023 • 31min
16: Becoming Really, Really Rich
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

5 snips
Jun 6, 2023 • 28min
15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) Loans
In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

May 30, 2023 • 25min
14: Summer Side Hustles, Artificial Intelligence, Our Favorite Books, Robo-Advisors, and 401(k)s
In this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz shared their three favorite summer side hustles (including how to leverage artificial intelligence to be more productive), as well as answer questions about robo-advisors, our favorite finance books, and how to diversify your investments beyond the traditional 401(k). ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

May 23, 2023 • 23min
13: How to Become a Millionaire in a Recession, Angel Investing, and Credit Cards
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz go deep into the essential mindset shifts needed to ensure investors are able to stay disciplined during a recession -- allowing them to build wealth in every economic cycle. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

May 16, 2023 • 22min
12: Tax Loopholes for Children, Funding Your Small Business, & Selling Losing Stocks
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives marketing, optimizing, and funding your small business -- as well as answering questions about tax loopholes, making your money work for you while saving for taxes, and selling losing investments. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

5 snips
May 9, 2023 • 21min
11: Apple's New HYSA, AI Investment Ideas, and Target Date Funds
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives on Apple's new high-yield savings account, the recent rise of artificial intelligence, high-earner retirement accounts, target date fund beef, and how to house hack with the right tenants. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.

May 2, 2023 • 20min
10: Money Hacks for Marriage, Teen Money Tips, and PMI
In this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share three money hacks every engaged couple should consider doing + Q&A (setting up teens for financial success, getting PMI removed from your monthly mortgage payment, and understanding an investment's cost basis). ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the author, and the author owns several NEOS ETFs.


