

Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books

Jun 6, 2024 • 28min
Q&A: $385K of Equity, $70K in Settlement Money, and Robinhood's 3% Match
Financial experts Robert Croak and Austin Hankwitz address pressing financial questions in this episode. They cover topics such as rolling over IRAs for Robinhood's match, managing retirement accounts, investing settlement money, and deciding on rental properties. Listeners receive valuable insights on wealth management, tax implications, investment strategies, and maximizing retirement savings.

Jun 3, 2024 • 40min
67: From $66K to $2M w/ @PersonalFinanceClub
Entrepreneur Jeremy Schneider, who sold his software company for $5M, shares how he grew his net worth to over $5M. Topics include investing strategies, money mistakes, and his new company Nectarine. The podcast dives into navigating sudden wealth, wealth management strategies, and maximizing returns with Moby.

May 30, 2024 • 47min
Q&A: Growth vs. Income, $100K of Student Loans, and the Pros & Cons of Real Estate Investing
Budgeting apps, growth or income for retirement, real estate vs. stocks, paying off $100K in student loans, HYSA vs. T-Bills, impact of stock splits on ETFs

May 27, 2024 • 40min
66: The Financial Playbook for Recent Graduates
Financial experts Robert Croak and Austin Hankwitz discuss a financial playbook for recent graduates, covering topics like retiring as a multi-millionaire, exceling in careers, and diversifying investment portfolios with fine art. They also share tips on strategic financial planning, long-term stability strategies, and career advancement moves for young professionals.

May 25, 2024 • 37min
Q&A: Handling a $100K Salary, Investing with $50 / Month, and Downsizing
Topics discussed include optimizing real estate assets, investing with limited funds, handling $68K in student debt with a $100K salary, prioritizing IRA options, and managing idle cash for a house purchase.

May 20, 2024 • 23min
65: EXCLUSIVE Interview w/ BlackRock (Bitcoin ETF)
Jay Jacobs, Head of Thematic Investing and Active ETFs at BlackRock, discusses BlackRock's IBIT Spot Bitcoin ETF, exploring the rise of Bitcoin ETFs, institutional demand, equity securities, Bitcoin volatility, and tokenization of financial assets. The conversation dives into the differences between spot and futures ETFs, NIO's income-focused ETFs, and the Coinbase-BlackRock relationship, offering valuable insights for investors.

11 snips
May 16, 2024 • 39min
Q&A: $100K / Year in Passive Income, QQQM vs. QQQ, and House-Hacking
Topics include making $100K/year in passive income, house-hacking a condo, best dividend ETFs, and investment property tips. Also, insights on VTI and QQQ, options trading, and financial advice for high school seniors.

May 13, 2024 • 45min
64: How to Hedge Your Portfolio (TACK) w/ Katie Stockton
Statistician Katie Stockton shares strategies for identifying winning stocks and hedging against market volatility with (TACK). The episode covers the value of technical analysis, using technical indicators, building a strong investment foundation with TACK ETF, and insights on market indices and portfolio management.

6 snips
May 9, 2024 • 30min
Q&A: Book Recommendations, Stocks That Go To Zero, and Spending $7M to Buy Out a Family Member
The podcast discusses book recommendations, buying a house vs. living with parents, receiving a $21K bonus, stocks potentially going to $0, maxing out Roth 401k, and advice on buying out a family member for $7M.

4 snips
May 6, 2024 • 32min
63: These 3 Mindset Shifts Will Make You a Millionaire
Entrepreneur Robert Croak and financial advisor Austin Hankwitz discuss three mindset shifts necessary for millionaire status. Topics include overcoming FOMO in wealth-building, managing weekend spending, staying calm during market shifts, overtime vs side hustle strategies, and diversifying portfolios with gold investments.