Rebank: Fintech Analysis
Will Beeson
Financial innovation, technology advances, and social changes are sending shockwaves through the financial services industry.
In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future.
Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations.
Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.
In an age of increasingly rapid change, important questions, debates and developments are unfolding before our eyes. These ideas, and the choices we make in response to them, will shape our future.
Technology is vastly powerful, creating new industries in response to – or sometimes in anticipation of – changing customer expectations.
Rebank explores the trends, developments and challenges that define our age and shape the future role of money, banking and financial services.
Episodes
Mentioned books

Apr 4, 2017 • 32min
The OECD is Looking to Make Fintech Work for All
The OECD is actively working to promote fintech to its member countries. Today, we're joined by Gert Wehinger, a Senior Economist at the Organization for Economic Cooperation and Development (OECD). In nearly 20 years at the OECD, Gert has worked on subjects including financial market structure and stability, economic policy and regulation, and engagement of the private financial sector. Gert is the author of various publications, including numerous articles on financial markets and a book on high and chronic inflation and stabilization policies. Currently, Gert is studying the impact of fintech and disruptive innovation in finance, in the context of economic growth, development and stability. In this conversation, we explore the powerful potential of fintech to improve economic and social well-being in both developed and developing countries. Connect with us via Twitter, Facebook, LinkedIn or www.bankingthefuture.com to continue the conversation.

Mar 28, 2017 • 43min
Why Data Will Change the World with Usama Fayyad
Usama Fayyad is the CEO of Open Insights, a US-based data strategy and technology company. Usama also serves as CTO of Stella.AI a Mountain View, CA based, VC-Funded startup, and as Interim Chief Operations & Technology Officer for new, innovation-focused division of MTN, Africa's largest telecommunications provider. From 2013-2016, Usama was Chief Data Officer at Barclays. He remains active in UK banking as a special advisor to the Board of Nationwide, the world's largest building society. From 2004-2008, Usama was Chief Data Officer at Yahoo. Usama has a PhD in Computer Science and Engineering, and holds adjunct professorships and university advisory positions on three continents. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. Thanks so much for listening today. Please welcome, Usama Fayyad.
Mar 21, 2017 • 41min
Digital Banking is 1% Finished with David Brear
David Brear is one of the most prominent thinkers and doers in our industry. David is focused on addressing one of the biggest challenges in banking: driving technological innovation at large, incumbent organizations. David is CEO and co-founder of 11:FS, a FinTech consultancy that helps banks become truly digital. He's also cohost of FinTech Insider, a blockbuster podcast about FinTech and financial services. Named among the Top 100 Most Influential FinTech Leaders of 2016, David is one of the most recognized and influential people in financial services. David worked at Lloyds Banking Group and Aviva on large-scale digital transformations and then led Gartner's Global Digital Banking practice before starting 11:FS. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, David Brear.

Mar 14, 2017 • 35min
The Future of Bank-Fintech Collaboration
Two Queens of Fintech, Duena Blomstrom and Liz Lumley, join us today for an insightful conversation about bank-fintech collaboration, plus an exclusive announcement from Duena. Duena headed sales for Meniga, a successful Icelandic fintech startup, from 2010-2015. Duena has been investing in and advising fintech startups since then, especially on commercial and go-to-market strategies. Liz ran StartupBootcamp Fintech's 2015 London program and then led ecosystem development for the accelerator. She is currently Managing Director for Thought Leadership at Rainmaking, one of the parent companies of StartupBootcamp. If you like today's show, reach out. Tweet at us @rebankpodcast or at me, your host, @will_beeson. Connect with us via Twitter, Facebook, LinkedIn or our website www.bankingthefuture.com. To find out more about Duena's exciting new endeavor, visit www.finwinners.com.

Mar 7, 2017 • 39min
Core Banking in the Cloud, A New Approach to System Architecture
Eugene Danilkis is co-founder and CEO of Mambu, a banking technology provider based in Berlin. Eugene is literally a rocket scientist: He led a software engineering team developing NASA-certified software for the International Space Station prior to founding Mambu. Mambu is a cloud-based technology platform that enables banks and fintechs to rapidly address new market opportunities and reduce the high costs previously associated with software licenses, maintenance and in-house infrastructure. Mambu supports a range of customers all over the world, including OakNorth, a new UK bank we covered in Episode 12, when we sat down with their co-founder Joel Perlman. If OakNorth's early success is any indication, Mambu is a powerful platform. We've touched on core technology in a few episodes recently, which has been a conscious decision. Even with all the coverage around fintech, it can be tough to get clear, comprehensive insight into one of the most important components of banking & fintech success: core technology. Please enjoy today's episode with Eugene Danilkis.

Feb 28, 2017 • 45min
Fintech Venture Investing & The Future of Data
Simon Cant and Danny Gilligan, founding partners of Reinventure, an Australia-based, fintech venture capital fund, join us today for a discussion on fintech investing. Simon and Danny are entrepreneurs, and they bring that experience and mindset to venture investing. We cover a number of interesting topics today, including how Reinventure thinks about fintech investing, how best to engage and support startups, where fintech is going in the next decade, the untapped opportunity in data and more. If you like today's show, reach out. Tweet at us @rebankpodcast or at me, your host, @will_beeson. You can subscribe to Rebank on iTunes or your podcast platform of choice. Thanks so much for joining us today. Please welcome Simon Cant and Danny Gilligan.

Feb 21, 2017 • 46min
The "P" Word: Partnering with Fintech Startups with Nektarios Liolios
Nektarios Liolios is CEO & Co-founder of Startupbootcamp FinTech and Startupbootcamp InsurTech, the leading innovation programs in the financial and insurance industries. The programs provide funding, mentorship and office space in the heart of London, Singapore & New York, along with access to a global network of investors and VCs, for up to 10 selected FinTech startups per class. Nektarios has spent nearly 20 years in fintech, previously with Clearstream and SWIFT, where he ran the Innotribe Startup Challenge. Today's conversation with Nektarios was a fascinating discussion about a number of approaches to partnership between incumbents and startups. Regardless of the strategy used, there are a few key elements that enable successful collaboration. If you enjoy today's show, please leave us a review on iTunes or your podcast platform of choice. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. Thanks so much for listening today. Please welcome, Nektarios Liolios.

Feb 14, 2017 • 35min
AI, VR and the Future of the Banking Experience
Shazam founder Dhiraj Mukherjee joins the show today. Dhiraj is currently Head of Innovation at Virgin Money, a prominent UK bank and part of Richard Branson's Virgin Group. After graduating from Dartmouth College and then Stanford GSB, Dhiraj co-founded Shazam, one of the best known apps of all time. Launched in 2002, the platform is alive and well today. Dhiraj is a seasoned digital innovation and experience design professional, launching digital platforms around music, movies, advertising and social networking. He has advised on innovation for Reuters and other large corporates, and now carries the innovation flag at Virgin Money. In addition to his work at Virgin Money, Dhiraj is an insightful thinker in his own right, and it's in that capacity that he's sitting down with us today. If you enjoy today's show, please leave us a review on iTunes or your podcast platform of choice. Positive feedback is instrumental in helping others find the show. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you'd like to join Rebank's insider community to receive exclusive content, event information, highlights and more, check out the sign-up page on our website. Thanks so much for listening today. Please welcome, Dhiraj Mukherjee.

Feb 7, 2017 • 34min
Rethinking Banking with Fidor Bank
Sophie Guibaud is Head of European Expansion for Fidor Bank, one of Europe's original and best known digital-only banks. Originally launched in Germany in 2009, Fidor expanded into the UK in 2015. Prior to joining Fidor, Sophie led product strategy and commercialization at Bankable, a white-label banking platform provider. Before that, she was the Chief Marketing Officer at HelloFresh, a Rocket Internet-backed ready-to-cook meal delivery startup. Sophie is regularly mentioned among top fintech influencers, appearing on the Innovate Finance Women in Fintech Powerlist, CityAM's Fintech Most Influential Powerlist and Women in Fintech Powerlist and many more. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you enjoy today's show, please subscribe on iTunes, Stitcher, Soundcloud, Overcast, player.fm, or wherever else great podcasts are distributed. Final note: our very first exclusive Rebank update went out to our insider community this week. Sign up at bankingthefuture.com. Thanks so much for listening today.

Jan 31, 2017 • 45min
Digital Identity & Blockchain with Dave Birch
Dave Birch (@dgwbirch) is Director of Innovation at Consult Hyperion, a secure electronic transactions consultancy. Dave is an internationally-recognized thought leader in digital identity and digital money. He has been named one of the global top 15 best sources of business information by Wired Magazine, one of the top ten most influential voices in banking by the Financial Brand, one of the top three most influential people in London's FinTech community by City A.M, and more. Dave is perhaps Europe's most influential commentator on emerging payments and adjacent subject areas, including digital identity, blockchain and privacy. This episode is a timely follow-on to recent episodes with Pascal Bouvier (Ep 22) and Taqanu founder Balazs Nemethi (Ep 23), both of which raised the topic of digital identity. When it comes to digital identity and the technologies required to support its implementation, few are as knowledgeable as Dave Birch. As always, connect with us on Twitter, Facebook or LinkedIn. Tweet at us @rebankpodcast or @will_beeson. If you like Rebank, please subscribe on iTunes or your podcast platform of choice and consider leaving us a review. Please enjoy today's show with Dave Birch.


