Rebank: Fintech Analysis

Matt Clifford is the co-founder and CEO of Entrepreneur First, the world's leading technology company builder. EF invests in top technical individuals to help them build world-class deep tech startups in London and Singapore. Since 2011, they've created over 100 startups, including Magic Pony, an AI company acquired by Twitter in 2016, and Cleo, a chat app for banking. Matt is also the co-founder of Code First: Girls, a free part-time course for high-potential female university students who want to be part of the digital revolution. In 2016, Matt received an MBE from the Queen of England for recognition of his work. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Matt Clifford.

Welcome back after a week off last week - our first in a year. Wow. Hope everyone's having some fun this summer. We've got some amazing guests lined up over the next few months, so stay tuned for that. We're increasingly active in our newsletter lately - if you'd like to be a part of that, you can subscribe on our website at www.bankingthefuture.com. Today, we've got one for the entrepreneurs. We've had some great episodes with venture capitalists and founders going through the most interesting opportunities their seeing, ideas about areas of fintech ripe for further innovation, startup advice and more. We're pulling all of that together in one place in a nod to our founder and aspiring founder listeners, of which there are many. A lot of the questions that come up most often in our community are around turning concepts into action. One of our core tenants at Rebank is that its delivery that matters. The discussion and analysis of high level ideas and trends are part of the work that takes place around and in support of execution, but with no action, the reflection is only so relevant. Today, we hear from a number of past guests, including Michael Kent of Azimo, Steve Lemon of CurrencyCloud, Nigel Verdon of Railsbank, Alex Macpherson of Octopus Ventures, Carolina Brochado of Atomico, Michael Treskow of Eight Roads, Ameya Upadhyay of Omidyar, Charlie Delingpole of ComplyAdvantage and Aman Ghei of Orange Growth Capital. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Please enjoy today's special episode on starting a fintech.

Rob Moffat is a Partner at Balderton Capital, a London-based venture capital firm that has invested in fintech businesses including GoCardless, Revolut, Crowdcube, Nutmeg, Seedcamp, ComplyAdvantage, Wonga, Zopa and more. Prior to joining Balderton, Rob worked at Bain & Company and Google. Rob holds degrees from Cambridge and INSEAD. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Rob Moffat.

Aman Ghei is a Principal at Orange Growth Capital, a London- and Amsterdam-based venture capital firm focused on high growth fintech companies. Prior to joining Orange Growth Capital, Aman worked at Facebook and Accel Partners. Aman first joined Rebank for Episode 37, together with Alvaro Alvarez del Rio, where we looked at similarities between fintech and other tech verticals, including gaming. We're trying out a new format in this episode. Rather than breaking down high level trends like we usually do, we're going deep on a single business model from the point of view of the investor and the entrepreneur. Today we look at the opportunity in wealth management software, leveraging tech to provide automated personalized financial management to the masses. Let us know what you think of today's format. If you guys like it, we'll get some more VCs on in the future and do it again. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Aman Ghei.

Charlie Delingpole is the founder and CEO of ComplyAdvantage, a company using artificial intelligence and machine learning to help prevent financial crime. Prior to founding ComplyAdvantage, Charlie co-founded and ran MarketInvoice, a leading alternative lending platform focused on invoice finance. Charlie founded his first startup in 1999, and somehow managed to run it for seven years while graduating from Cambridge and then the London School of Economics. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Charlie Delingpole.

Michael Treskow is a Partner at Eight Roads Ventures, focusing on venture and growth investments in technology companies across Europe. Previously, Michael worked at Accel in London, where he was involved with investments in companies such as Funding Circle, GoCardless and WorldRemit. He moved to London from San Francisco, where he did cross-stage investing in technology companies at Warburg Pincus. A special thanks to Innovate Finance for coordinating this interview. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Michael Treskow.

A couple weeks ago we joined our friends at Innovate Finance in London for their annual VCs Take the Stage event, where we caught up with two of the headliners. The first interview you hear is with Alex MacPherson, CEO of Octopus Ventures, the £660 million venture capital arm of UK fund manager Octopus Group. Alex's fund has invested and exited a handful of noteworthy AI companies, including Evi Technologies, Swiftkey and Magic Pony, which sold to Amazon, Microsoft and Twitter, respectively. After we talked to Alex, we caught up with Carolina Brochado, Partner at Atomico, another London-based VC firm. Atomico manages over a billion USD and has invested in seven companies that grew to be worth more than a billion dollars, according to the Financial Times, including games developer SuperCell and weather data company Climate Corporation. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Alex MacPherson and Carolina Brochado.

Ishaan Malhi is CEO and Founder of Trussle, the UK's first online mortgage advisor. Trussle uses technology to help homebuyers and existing homeowners select from the over ten thousand mortgage and remortgage options on the market in the UK. Trussle has attracted investment from a range of noteworthy backers, including Zoopla, Seedcamp and the co-founders of Betfair and Wealthfront. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Ishaan Malhi.

Danny Gilligan is back for round 2 with Rebank, this time to discuss the future of data. Danny is the co-founder of Data Republic, a company building the rails to support the emerging data industry. Danny is also co-founder and managing partner of Reinventure, an Australia-based, fintech venture capital fund. Danny joined us in Episode 28 in late February with his Reinventure partner Simon Cant to talk fintech investing, and we promised we'd follow it up with an episode on data at some point. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Danny Gilligan.

Nick Ogden is the Founder and Executive Chairman of ClearBank, the UK's first new clearing bank in more than 250 years. ClearBank offers banking infrastructure, including clearing, to incumbent and startup financial services companies and fintechs. Built on real time technology, ClearBank aims to support increased transparency and competition in the UK banking market. Prior to founding ClearBank, Nick founded, ran and sold WorldPay, a global leader in payment processing. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Nick Ogden.