Everyone makes money decisions differently, and this short donut hole takes a quick look at how hosts Steve, James, and Cooper tackle theirs. Whether you’re a read-every-review shopper or tend to buy and try for yourself, recognizing your decision-making style can affect how you spend, borrow, and save!

Learn how credit unions are different from other financial institutions – and how those differences matter for the people that credit unions serve. Steve, Cooper, and James also share their experiences as Royal Members and team members to explore how Royal puts its commitment to credit union values into action.  For more Money Donuts® episodes and information, visit rcu.org/Podcast.

When disaster strikes, an emergency fund can be your best friend. You never know when you’ll need it, and starting one can seem difficult, but hosts Cooper, Steve, and James review the benefits of emergency funds. Cooper also shares a real-world example of when an emergency fund came in handy! Learn more about Money Donuts® at rcu.org/podcast

Did you know that Royal has a Volunteer Program that rewards our Members for volunteering in their communities? Learn more about this unique program and its perks from podcast hosts Cooper, Steve, and James. You can find more information or contact us to enroll at rcu.org/Volunteers.

Royal interns Beth, Solo, and Morgan share their experiences with money, college, careers, and more! From inflatable couches to post-college plans, this episode covers a lot of ground and includes lots of laughs. Take a listen and learn more about the financial challenges faced by today’s college students.

Whether you’re looking to buy a house, get out of debt, or save for an emergency, the SMART goals system can help you make it happen. Cooper, Steve, and James take you through an example of setting a financial goal that’s Specific, Measurable, Attainable, Relevant, and Timely. Use the SMART framework and you’ll be on the right path toward reaching any goal you choose! Learn more about Money Donuts® at rcu.org/Podcast.

Unlike biting into your favorite donut flavor, credit conversations are not always sweet. Join the Money Donuts hosts for a conversation about the importance of responsible credit use, and the way it plays a role in every stage of life. Visit rcu.org/Podcast for more information.

It’s time to get excited for the RCU Foundation’s annual Rock The Riverfront featuring the Charity Classic! While it’s a virtual run/walk this year, there’s still plenty of fun waiting with TWO rock hunts sponsored by Market & Johnson and lots of family-oriented activities. Help us raise money for three arts organizations in our local communities!  For more information visit rcu.org/Race!

Royal’s security expert Jody makes a repeat guest appearance to take on the topic of phishing! Phishing, the practice of sending scam messages that pretend to be from a reputable company in order to trick people into revealing their personal information, continues to be popular with hackers. In this episode, you’ll hear an expert’s take on the latest phishing trends and learn tips to avoid becoming a phishing victim.

We’re getting the word out about avoiding fraud and scams! Cooper, Steve, and James share some tips for recognizing scam attempts in this bite-sized donut hole. Remember to be on the lookout for unexpected, urgent, and unusual emails, phone calls, or text messages! You can find more security tips at rcu.org/Security.