Money Donuts®

In this episode of Money Donuts, the hosts are joinedby Comprehensive Lending Specialist Heather to dive into the world of auto loanrefinancing. Whether you're curious about lowering your interest rate,adjusting your monthly payment, or just want to learn how refinancing works,this podcast has you covered. Heather walks us through the ins and outs ofrefinancing an auto loan at Royal Credit Union, including when it might makesense to refinance.

Hosts Cooper, Steve, andAlexis are joined by High School Tellers Ary and Max who share what it’s liketo be part of Royal’s High School Teller Internship program. From building jobskills to learning about money and marketing, they give a behind-the-sceneslook at how their internship has equipped them to help their peers and preparefor future career opportunities.

In this episode of MoneyDonuts, hosts Cooper and Steve are joined by Royal team member Mikaela whoshares how she turned her passion for photography into two sidehustles—including a nonprofit helping no-to-low-income individuals. She alsotalks about the financial side of running a small business and why the rightaccounts matter. If you’re looking to start your own side hustle, tune in forhelpful tips and inspiration!

Investing in real estate orexpanding your business portfolio? In this episode of Money Donuts, the hostsare joined by Royal Commercial Loan Officer Scott to explore how commerciallending can help Members take the next big step with investing. Learn howfinancing works, what lenders look for, and how smart borrowing strategies canset you up for long-term success.

Steve and three special guests share their thoughts about the financial considerations of owning a pet! This episode is packed with advice about how to approach pet expenses, from making and modifying a budget to having a separate pet account. It’s also a great introduction to some of the real-world costs (and cost savings) that come with pet parenting!

The hosts reflect on their financial goals for the year, sharing both successes and setbacks with humor. They dive into the emotional complexities of home renovations and the importance of organized planning. A lighthearted discussion about their Disney trip reveals the joy and challenges of vacationing with kids. They emphasize the need for self-compassion when facing obstacles in goal achievement. Additionally, they offer practical budgeting tips for adventures and everyday spending, including grocery shopping advice for singles.

This special episode of Money Donuts® takes us along to Royal’s 60th Anniversary party, where Members and team members share stories, give financial advice, and reflect on the positive impact that Royal Credit Union has had over the past six decades.

Royal Credit Union CEO Brandon Riechers and former Royal CEO Charlie Grossklaus join the Money Donuts® hosts to talk about Royal’s history. The two CEOs reflect on how Royal continues to evolve to serve our Members, answer our favorite career questions, and let Steve know how they feel about apple fritters!

Estate planning is an often-overlooked area of personal finance, so Royal expert Alex joins Money Donuts® hosts Steve, James, and Alexis to explain it. Alex introduces common estate planning terms and explains beneficiaries, probate, how assets are handled after someone passes away, and much more. This episode is packed with information that you can use to help the people you care about!

Remember the financial goals that the Money Donuts® hosts shared in Episode 42? It's time for an update! Hear from the Money Donuts® team as they share details about how they're making progress – from tracking spending and boosting emergency funds to managing money and making travel plans. Spoiler alert: no camping trips are part of those plans!