The Bottom Line

BBC Radio 4
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Feb 24, 2022 • 29min

Buy Now, Pay Later

What's behind the explosion in popularity of Klarna and its competitors? Most of us have found ourselves wanting something that we can’t quite afford. If you’re low on funds and waiting for money to come in, there are a multitude of borrowing options, from overdrafts and loans to credit cards. A new option that is expanding fast is the Buy Now Pay Later model, where customers have the option to pay back money for their purchases and there’s no interest charges - provided the debts are cleared on time. But is it too good be true? Join Evan Davis and his panel of experts to get to the bottom of the BNPL industryGUESTS Alex Marsh, Head of Klarna UK Alice Tapper, financial journalist Sameer Pethe, Financial Services Partner, KearneyProducer: Lucinda Borrell Sound: Graham Puddifoot Production Coordinators: Sophie Hill and Siobhan Reed Editor: Hugh LevinsonProduced in association with the Open University
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Feb 17, 2022 • 28min

Alcohol-free drinks

Exploring the growing demand for alcohol-free drinks, the success of gin substitutes, the expansion of the alcohol-free drinks market, challenges in creating alcohol-free drinks, pricing and consumer perception, and the comparison between major drinks companies and independent startups in the no-alcohol category.
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Feb 10, 2022 • 29min

The Price Shock

Prices are rising - but are we heading into an unprecedented economic period? So far, wages haven't yet followed. How different is what's going on now from the conventional boom and bust cycle? Evan Davis and guests discuss. Guests: Dr Jennifer Smith, Associate Professor of Economics, Warwick University Professor Michael McMahon, Oxford University Sonali Punhani, UK Chief Economist at Credit SuisseProducer: Julie Ball Production Coordinators: Sophie Hill and Siobhan Reed Sound: Rod Farquhar Editor: Hugh LevinsonProduced in association with the Open University
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Feb 3, 2022 • 29min

Your childhood in the workplace

Psychotherapist Naomi Shragai talks to Evan Davis about how our emotional baggage can harm our work life.. She advises businesses and employees on how to recognise our deeper personal impulses, which often stem from our childhoods. Her book 'The Man Who Mistook his Job for His Life' catalogues phenomena like narcissism, fear of rejection and imposter syndrome, Naomi tells us how to recognise these powerful forces, and what we can do about them. Producer: Julie Ball Studio Manager: Neil Churchill Production Coordinators: Siobhan Reed and Sophie HillThis programme was made in association with The Open University
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Nov 18, 2021 • 28min

Conflict at Work

Evan Davis and guests discuss how best to resolve disputes between colleagues - both making the best of it and avoiding the worst. Despite our best efforts, conflict never disappears – it’s always there, when humans gather. In the office, it can be start with something as trivial as a coffee cup left on a colleague's desk. And from there, it can spiral into a situation where people are unwilling to work with each other, or even suffer mental ill health as result. Three experts give advice on how to prevent conflict festering and the best ways to mediate when co-workers end up at daggers drawn. GUESTS Gill Dix, head of workplace policy at ACAS Felicity Steadman, mediator, The Centre for Effective Dispute Resolution Ade Adeniji, mediator and investigatorProducers: Kirsteen Knight, Lucinda Borrell and Sandra Kanthal Sound: Graham Puddifoot Editor: Hugh Levinson
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Nov 11, 2021 • 28min

Class in the workplace

How can companies create a level playing field for applicants and employees from lower socio-economic backgrounds? Evan Davis and guests discuss the sometimes invisible barriers and assumptions which exclude some from getting jobs or getting promoted. Many believe that the job interview format tends to favour the social skills of those from the middle and upper middle classes. Diversity schemes help - but there are questions about whether they go far enough. Is this the final taboo when it comes to equality in employment?Guests: Professor Lee Elliot-Major, University of Exeter Sandra Wallace, chair, Social Mobility Commission and one of the Managing Directors for UK & Europe, DLA Piper Jenny Baskerville, Head of Inclusion, Diversity & Social Equality, KPMGProducer: Lucinda Borrell Sound: Graham Puddifoot Editor: Hugh Levinson
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Nov 4, 2021 • 29min

The Lottery Business

The National Lottery contract is up for grabs. While the results aren't scheduled to be announced until early 2022, the bids are in and being considered - and across the industry it seems that this is the closest competition yet with four major players in the running. How do lotteries, large and small, operate? And what obligations does the industry have towards customers who might be vulnerable? Evan Davis speaks to Camelot, who have been running The National Lottery since its inception 27 years ago, and to industry leaders, about the changing world of lotteries. GUESTS Matthew Risdale, Executive Director, Camelot Richard Dixon, Managing Director, Sterling Lotteries Tony Vick, Chair, The Lotteries Council PRODUCERS Tanya Beckett & Lucinda BorrellSOUND Rod Farquhar
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Oct 28, 2021 • 29min

The Quick Commerce Economy

Evan Davis looks at the expanding world of ultrafast home delivery. App-based firms like Getir promise to get a grocery order to your home in just 10 minutes. During the pandemic demand for such services skyrocketed. As new companies enter the market, is Q-commerce economically sustainable - or will there be a brutal shake-out? Evan speaks to players in this rapidly growing sector - and to a critic of it. GUESTS Turancan Salur, general manager, Getir UK Christa Bloom-Burrows, co-founder, Biff's Jessica Moulton, senior partner, McKinsey & company Adam Badger, research student, Royal Holloway, University of LondonProducer: Lucinda Borrell Sound: Rod Farquhar
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Oct 21, 2021 • 28min

Carbon Capture

Can carbon capture save the planet - and make money? The government has announced millions of pounds of funding to support the UK's emerging carbon capture industry. How will it change our futures?Evan Davis speaks to the head of The East Coast Cluster, a project awarded some of this financial support, alongside other industry leaders, to understand whether this revolutionary technology could solve our climate change problems, or whether it is another way to evade our environmental obligations. GUESTSAndy Lane, vice president (CCUS), BP & head of East Coast Cluster Esin Serin, UK policy analyst, The Grantham Institute of Climate Change Olivia Powlis, head of UK office, Carbon Capture and Storage Assosciation Julie Golsalvez, chief marketing officer, ClimeworksPRODUCER Lucinda Borrell
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Oct 14, 2021 • 28min

Hybrid working

In 2020, the pandemic hit, and the world locked down. Suddenly white-collar staff went from working in the office, to working remotely. But now we are opening up, will people want to return? Hybrid working has become the buzzword of employers across the country, allowing individuals to have more flexibility over where they work. So how likely is this to function effectively? How do businesses manage staff and productivity? And will there ever be anyone in the office on Fridays....? Join Evan Davis and guests to find out.GUESTS Emma Stewart, Co-Founder, Timewise Sam Bowerman, HR Director, Retail Businesses, NatWest Group UK Lisa Kennery, HR and Marketing Director, The Pierce GroupPRODUCER Julie Ball

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