Payments SmartCast

In this episode of Payments SmartCast, Dave Scola, Chief Product Officer - US for Form3, and Mark Dixon, Senior Consultant for Nacha Consulting, explore key trends shaping the payments landscape today and in the future.The conversation covers the rise of instant payments, including top use cases, adoption challenges, and the importance of customer education. Scola and Dixon identify what it will take to make it a reality, the technical and regulatory barriers that still exist, and the innovations banks should be preparing for over the next few years to stay competitive and customer-centric.

Join industry experts Ron Miller, Sr. Product Manager, Mehdi Gudarzi, Director of Market Planning, and Mark Dixon, Senior Consultant at Nacha, as they unveil crucial insights on payment processing. They emphasize the dire consequences of using outdated routing numbers, including heightened risks of transaction failures and compliance violations. Mark highlights NACHA rules while Mehdi discusses the challenges of stale data in today's fast-paced payment landscape. Ron advocates for keeping routing data current with daily updates for smoother operations.

The 9th Edition of the ACH Risk Management Handbook is a vital resource for anyone working with ACH, especially with new credit-push fraud rules coming in 2026. In this episode of Payments SmartCast, Nacha's Senior Director, Network Risk Management Jordan Bennett talks about the handbook’s practical guidance for both receipt and origination fraud prevention. Brent Phillips of Cadence Bank joins the conversation to highlight the handbook as essential reading alongside the Nacha Rules, calling it a wise investment that will ultimately save institutions money. The handbook offers detailed chapters, explanations, and real-life fraud scenarios to help institutions understand and implement the rules effectively. Buy your copy today!

In this episode of Payments SmartCast, Form3’s Head of Product Miriam Sheril and Amy Morris, Nacha’s Senior Director, ACH Network Rules, explore how data analytics is transforming ACH operations.Ahead of her session at Smarter Faster Payments 2025, Sheril explains how data insights are helping financial institutions streamline operations, reduce risk, and make faster, more informed decisions. Morris highlights how the Nacha Rules support financial institutions in leveraging data analytics while maintaining compliance, particularly when working with service providers like Form3. The discussion also covers best practices for financial institutions who are starting out on their data journey, from building internal alignment to investing in the right technology.Much more was discussed, and you can listen to the complete podcast below.

In this episode, Nacha's Senior Director of ACH Network Rules Amy Morris and the Founder and CEO of Orum Stephany Kirkpatrick dive into why collaboration is becoming critical and how financial institutions, vendors, and Originators can work together through clear, contractual partnerships. Morris explains how splitting responsibilities can improve transparency and security. Kirkpatrick gives insights into what sets a strong vendor apart in today’s landscape. Whether you're navigating ACH compliance or rethinking your risk strategy, this episode offers insights to help you prepare for what's ahead.

In this episode of Payments SmartCast, Nacha’s Lindsay Serth and Ashley Mustico highlight why the Exhibit Hall at Smarter Faster Payments 2025 is a can’t-miss experience. Serth, Assistant Director of Exhibitor Management and Sales Support, shares how the hall fuels connection, inspiration, and real industry momentum. Mustico, Nacha’s Director of Education and Accreditation, emphasizes the importance of pairing session insights with hands-on learning in the Exhibit Hall. What is the exhibitor experience like? You'll also hear a perspective from Tammy Hughes, Kyndryl's Associate Director of Events. Learn why this event is essential for client engagement and executive-level conversations. Whether you’re a first-timer or a seasoned attendee, this episode offers a preview of the energy and value the Exhibit Hall delivers at Smarter Faster Payments each year.

Get ready for Smarter Faster Payments 2025! In this episode, Jordan Bennett, Nacha Senior Director of Network Risk Management, and Jeanette Fox, Nacha’s Associate Managing Director of Risk Investigations, share insights on what to expect at the upcoming Payments conference in New Orleans, Louisiana, from April 27-30. They're also joined by Jennifer Stokley, Nacha General Counsel, who highlights the incredible opportunities for payments attorneys, including the chance to earn CLE credits. Tune in to learn how you can connect with industry experts, gain valuable knowledge, and make the most of your Payments experience!

In this episode of the Payments SmartCast, Nacha’s Director of Education and Accreditation Ashley Mustico, Public Relations Strategist Christina Daves, and last year's 15 Under 40 Award winner Kara Ford share insights on fostering a knowledge exchange between seasoned experts and emerging talent, leading with a focus on future workforce needs, and the power of proactive networking to build valuable connections.

In this episode, we dive into the power of creativity with Kyle Scheele, the “Patron Saint of Crazy Ideas,” ahead of his keynote at Smarter Faster Payments 2025. He shares practical tips on unlocking more and better ideas within yourself and your team, while avoiding common idea killers. Tune in to get inspired and join us in New Orleans, Louisiana, from April 27-30.

Irfan Ahmad, Managing Director and Head of US Payments at Bank of America, joins Nacha's 365 Podcast series to reflect on his journey in the payments industry. He recalls his early days at Nacha Payments and the invaluable network he built over the years. “The more you give to Payments, the more you get out of it,” says Ahmad.