Investing Insights

Adam Fleck, director of research for ratings and ESG for Morningstar Research Services, explains why market-timing underperforms a hands-off strategy. Leslie Norton, editorial director for sustainability for Morningstar Inc., discusses what to expect at COP28 and the global push to net zero.NVIDIA’s Outstanding Fiscal Q3 Revenue  Cisco’s Gloomy Full-Year OutlookShopping Boosted Walmart’s Q3, But Uncertainty Remains Going into HolidaysWhat Investors Should Pay Attention to From the United Nations Climate Change Conference The Paris Agreement Calls for Progess Check at COP28What Are Governments Doing About Rising Global Temperatures?Who’s Leading and Lagging in Becoming Net-Zero? Investment Opportunities in Clean Energy TransitionShould Investors Focus on Time in the Market?Does Market Timing Work?Market Signals for InvestorsMarket Timing vs. Buy And HoldWhy The Portfolio That Relies on the Market Timing Underperforms  Remembering Charlie Munger Read about topics from this episode.  Nvidia Earnings: Predictably Outstanding Results; Strong Forward Guidance Cisco Earnings: Still Like Long-Term Opportunity Despite Lowered Outlook Walmart Earnings: Top Line Expands as Consumers Seek Value Amid Tighter Economic Conditions Staying Invested Beats Timing the Market—Here’s the Proof What Does a Warmer Future Mean for Oil & Gas Stocks? 12 Lessons on Money and More From Warren Buffett and Charlie Munger   What to watch from Morningstar.Make the Most of Your HSA Benefits and Investments in 2024 https://youtu.be/2zPAQcSf0Pw?si=CjJyf5pTlHTMBWRDHeadwinds Hold Airlines Back, But Check Out These Travel Stocks for the Holidays https://youtu.be/Dd1H9tQ8Hp8?si=VaX9p-aDIpajlKGJHigher Bond Yields and Interest Rates Are Here to Stay https://youtu.be/cmcvJ2BY6_g?si=HpvsruSUlXgO4D3MNew iShares Target-Date ETFs Provide Different Retirement Saving Path https://youtu.be/thAqOc8pokY?si=prbOtZ-x18rO81XZ Read what our team is writing:Leslie Norton Adam Fleck Ivanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

Margaret Giles, Morningstar Inc editor, discusses how to use HSA benefits and the 2024 HSA contribution limits. Greg Carlson, Morningstar Research Services senior manager research analyst, talks about who Morningstar has ranked the top HSA providers for spending and investing. What is an HSA?HSA vs. FSAHSA Limits Are Increasing in 2024How To Maximize the Triple tax BenefitHow to Switch an HSA ProviderWhat to Look for When Shopping for a Health Savings AccountBest HSAs for SpendingBest HSAs for Investing  Read about topics from this episode.  What Happens to Your HSA in Retirement?What Can My HSA Be Used For?Can You Save Too Much in a Health Savings Account?The Best HSA Providers of 2023 What to watch from Morningstar.New iShares Target-Date ETFs Provide Different Retirement Saving Path5 Scary Stocks for You to Avoid This HalloweenNavigating Medicare Open Enrollment for 2024Falling Mutual Fund and ETF Fees a ‘Big Win for Investors’ Read what our team is writing:Margaret GilesGreg CarlsonIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

Nic Owens, industrials equity analyst for Morningstar Research Services, discusses how Southwest is preparing to avoid another holiday travel meltdown, the airline industry’s outlook for ticket prices, and what travel stocks to check out.Uber’s Profit and Demand Cruised AheadRoblox Reported Rise in Global Growth  Kellanova Benefitted From Higher Prices Holiday Travel Season and North American AirlinesHow Southwest Airlines is Preparing for the HolidaysWhat We Can Expect From Travel Demand and Ticket PricesWill a Low-Cost Airline Fail in 2024?Travel Stocks to Consider This Holiday SeasonInflation News: Cooler Report Opens Door to Interest-Rate Cuts in 2024 Read about topics from this episode.  Uber Earnings: The Platform Is More Easily Attracting Demand and Supply; Shares Remain UndervaluedRoblox Earnings: Strong User Growth and Cost Leverage Bode Well for 2024Kellanova CoA Cheap Dividend Stock That’s 30% Undervalued and Yields Above 4%Southwest Airlines Earnings: Cutting Valuation to $19 From $36 on Yields, Expenditure, and RiskUnited Airlines Earnings: Cost Growth Portends Industry Drama as CEO Predicts a ShakeoutWhy We Expect Inflation to Fall in 2024 What to watch from Morningstar.Higher Bond Yields and Interest Rates Are Here to StayNew iShares Target-Date ETFs Provide Different Retirement Saving Path5 Scary Stocks for You to Avoid This HalloweenNavigating Medicare Open Enrollment for 2024 Read what our team is writing:Preston CaldwellNicolas OwensIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Sarah Hansen, Morningstar Inc markets reporter, explains the new normal of bond yields and interest rates. Adam Fleck, director of research for ratings and ESG for Morningstar Research Services, discusses how companies with union workers can compete against non-union firms. Topics also include Apple's solid fiscal fourth quarter, McDonald's resilience under inflation pressure, and fixed-income market opportunities for investors.

Megan Pacholok, Morningstar Research Services senior manager research analyst, discusses BlackRock’s iShares target-date ETFs and how they compare to their mutual fund siblings. Amazon Impressed in Q3Google Ad Rebound Lifts Alphabet  Visa Benefits from Travel Bounce BackBlackRock’s Bring Back Target-Date ETFsChanges to the ETF SpaceWhat is BlackRock Offering? ETFs vs. Mutual FundsCan BlackRock’s Targeted ETFs Be a Part of 401(k)s?Is BlackRock Successful?Fed Focused on Higher for Longer, But Rate Cut Talk Likely Coming  Read about topics from this episode.  Amazon Earnings: E-Commerce Improves, AWS Stabilizes, and Margins Surge https://www.morningstar.com/articles/1187599/amazon-earnings-e-commerce-improves-aws-stabilizes-and-margins-surgeAlphabet Earnings: Google Search and YouTube Are Strengthening, and Cloud Is Likely to Accelerate https://www.morningstar.com/articles/1186708/alphabet-earnings-google-search-and-youtube-are-strengthening-and-cloud-is-likely-to-accelerateVisa Earnings: Quarter Largely Maintains Recent Trends https://www.morningstar.com/articles/1186842/visa-earnings-quarter-largely-maintains-recent-trendsA New Era for Retirement Savings https://www.morningstar.com/funds/new-era-retirement-savingsFed Meeting: Rates Held Steady, But Options Open for One More Hike https://www.morningstar.com/economy/fed-meeting-rates-held-steady-options-open-one-more-hike What to watch from Morningstar.Falling Mutual Fund and ETF Fees a ‘Big Win for Investors’ https://youtu.be/gt9PTjD4RLE?si=jUqZZhqJ6BT1MhTXTikTok: Risky Tax Advice and Supersize Valuations https://youtu.be/nkufuIPIW8M?si=6avg_v6D7zLDRGaAPayment Pause Ends: Student Loan Expert Shares Repayment Tips https://youtu.be/wVr-_KOM3Qw?si=GtSJQNVoPsbXDHiaUAW Strike Raises Investor Risks https://youtu.be/D-fkLxPeVVI?si=HxF5jUQPju2AJmDt Read what our team is writing:Ivanna Hampton https://www.morningstar.com/authors/2399/ivanna-hamptonMegan Pacholok https://www.morningstar.com/authors/2320/megan-pacholokPreston Caldwell https://www.morningstar.com/authors/2047/preston-caldwell Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

In today’s episode, Morningstar Research Services’ equities strategist Eric Compton talks about the U.S. banking sector after earnings, and we talk to Dave Sekera, the chief U.S. market strategist for Morningstar Research Services, about scary stocks.  Tesla’s Q3 Took a HitNetflix’s Strong Subscriber GrowthUnited Airlines Predicts Airline Industry Changes 5 Scary StocksWhat Makes These Stocks So Scary?What If You Own Scary Stocks The Year of Tech  Supply Chain and XPO StockAdvertising and Content TechEducation Sector in ChinaThe Most Overvalued Stock  How Often Investors Should Check on Stocks in Their PortfoliosWhat’s Going on in the Banking Sector?Big and Regional Banks Q3 EarningsWhat is Net Interest Income?Regulatory Risk and Interest Rate RiskBank Stock Picks Read about topics from this episode.  Tesla Earnings: Price Cuts Weigh on Margins While Cybertruck Launch Officially ScheduledNetflix Earnings: Stellar Results Show Durable Strengths but Also Some Tailwinds That Should SubsideUnited Airlines Earnings: Cost Growth Portends Industry Drama as CEO Predicts a Shakeout2 Big Tech Stocks to BuyQ4 Stock Market Outlook: Equities Undervalued After RetreatWhat Rising Bond Yields Mean for Q3 Bank Earnings  What to watch from Morningstar.Falling Mutual Fund and ETF Fees a ‘Big Win for Investors’TikTok: Risky Tax Advice and Supersize ValuationsPayment Pause Ends: Student Loan Expert Shares Repayment TipsUAW Strike Raises Investor Risks Read what our team is writing:Ruth SaldanhaDavid SekeraIvanna HamptonEric Compton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

Mark Miller, “Retirement Reboot” author, explains the differences between traditional Medicare and Medicare Advantage, and why timing is important when signing up for Medigap.Ryan Jackson, Morningstar Research Services manager research analyst, discusses how most actively managed funds outperformed their average passive peer over a 12-month period. itigroup Q3 Earnings Crushed EstimatesStrong Travel Demand Lifted Delta’s Q3 EarningsSocial Security and Medicare in 2024The New Social Security COLA2024 COLA and Retiree’s BudgetsTraditional Medicare vs. Medicare AdvantageWill Medicare Prescription Drug Prices Fall?Actively-Managed Funds vs. Passive Index FundsWhat Drove the Active Fund Rebound?Active Fund Managers’ Outperformance  How to Choose a Winning Active Fund Read about topics from this episode.  Citigroup Earnings: Revenue Growth Is Working, but We Won’t Know About Expenses Until 2024Delta Earnings: Higher Structural Costs Will Lead to New Equilibrium; Fair Value Down $1 to $40I’m 65 and Still Working. Should I Enroll in Medicare?Should You Delay Taking Social Security Benefits?Social Security for Beginners, Part I2024 Medicare Parts A & B Premiums and DeductiblesActively Managed Funds Surprise in Market ReboundLarge-Growth Active Fund Managers Have Faced an Uphill BattleWhen It Comes to Passive Bond ETFs, the Devil Is in the Details  What to watch from Morningstar.Falling Mutual Fund and ETF Fees a ‘Big Win for Investors’TikTok: Risky Tax Advice and Supersize ValuationsPayment Pause Ends: Student Loan Expert Shares Repayment TipsUAW Strike Raises Investor Risks Read what our team is writing:Ivanna HamptonRyan JacksonMark Miller Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Discussion on the trend of falling fund fees and its impact on investors, including insights on decreasing fund fees and the growing gap between cheap and expensive funds. Examining mutual fund and ETF fees, competition among fund issuers, and potential future fee reductions. Mentioning Vanguard as a leader in offering the lowest fees and highlighting top funds and ETFs that have recently experienced fee cuts.

Tax expert Ed Slott explains why following some tax advice on TikTok could lead to an IRS audit. Jack Shannon, Morningstar Research Services’ senior manager research analyst, pits the valuation of privately held ByteDance against publicly traded rivals Meta and Snap.How are Companies like ByteDance Valued?Why Valuations MatterByteDance and Tech’s 2023 RallyTikTok, Meta, and Snap  TikTok’s Business RisksThe “Unicorn of all Unicorns”IRS Releases Memo About TikTok TrendAudit Warning What the TikTok Trust Promoters Are Getting WrongHow to Protect Yourself Read about topics from this episode.  How Mutual Funds Are Valuing TikTok, Twitter, and Other Private Companies https://www.morningstar.com/funds/how-mutual-funds-are-valuing-tiktok-twitter-other-private-companiesThe Best and Worst Mutual Fund Bets of the Past 25 Years https://www.morningstar.com/funds/best-worst-mutual-fund-bets-past-25-yearsIRS Chief Council Memo https://www.irs.gov/pub/lanoa/am-2023-006-508v.pdf  What to watch from Morningstar.Payment Pause Ends: Student Loan Expert Shares Repayment Tipshttps://youtu.be/wVr-_KOM3Qw?si=GtSJQNVoPsbXDHiaUAW Strike Raises Investor Risks https://youtu.be/D-fkLxPeVVI?si=HxF5jUQPju2AJmDt3 of the Best Robo-Advisors, and One of the Worst https://youtu.be/BSoSdJdUFKU?si=4K7BciRIHIq7Run9Stocks to Consider as the U.S. Pushes to Reclassify Cannabis https://youtu.be/fME1Oyit2CY?si=XbvRY1fz-etDjn4o Read what our team is writing:Ivanna Hampton https://www.morningstar.com/authors/2399/ivanna-hamptonJack Shannon https://www.morningstar.com/authors/2372/jack-shannon Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Betsy Mayotte, founder of The Institute of Student Loan Advisors, explains the benefits of federal student loan repayment plans, and the loophole that makes Parent Plus loans eligible for the SAVE plan. New-Home Sales Have Remained ResilientFedEx Missed Morningstar’s ExpectationsMicrosoft’s Activision Blizzard Buyout  Student Loan Repayments and “The Institute of Student Loan Advisors”How To Prepare for Student Loan Payments  Younger Borrowers vs. Older BorrowersShifting Student DebtRisks of Defaulting on Federal Student Loan Debt in RetirementThe SAVE Repayment PlanWhat Rising Bond Yields Mean for Investors Read about topics from this episode.  Incentives and Speculative Building Have Boosted New-Home Sales; We Now See More Starts in 2023FedEx Earnings: Global Package Demand Still Sluggish, but Ground Margins ImpressActivision Blizzard: Sale to Microsoft Will Likely Close in OctoberStudent Loan Repayments Are Back. What Does That Mean for Your Financial Plan?Information on Limited Forgiveness Opportunities and Repayment Restart What to watch from Morningstar.UAW Strike Raises Investor Risks3 of the Best Robo-Advisors, and One of the WorstStocks to Consider as the U.S. Pushes to Reclassify Cannabis“Ripped Off” to a “Better Deal” – How Investors Fared Since the Market-Timing Scandal Read what our team is writing:Ivanna Hampton  Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/