Investing Insights

In today’s episode, Jakir Hossain, a data journalist for Morningstar Inc., talks about the AI-powered chatbot, ChatGPT, and where to look for AI investing opportunities. Timestamps00:06 Introduction 00:31 Berkshire Hathaway’s rocky results01:24 Domino’s trims sales growth outlook02:20 Intel cuts quarterly dividend03:53 What ChatGPT is and how does it work?04:39 What do Morningstar analysts say about how Google and Microsoft are planning to use chatbots?06:17 Companies like Salesforce and Adobe, they're also using AI. Can you describe how they're doing it?08:13 Artificial intelligence has been around for some time. What are some thoughts within Morningstar about this new phase of AI??09:34 What do Morningstar analysts say about how to take advantage of AI technology right now?13:14 How IRA Investors Can Avoid the 'Procrastination Penalty’     Read about topics from this episode. Berkshire Hathaway Shows Solid Operating Results Offsetting Unrealized Losses From InvestmentsIntel’s Dividend Cut Frees Up Cash, but Execution Risk Remains PalpableHow to Invest in the Right AI StocksHow IRA Investors Can Avoid the ‘Procrastination Penalty’What to watch from Morningstar.Should You Fund Your 401(k) First or Your IRA?With IRA Deadline Looming, Don’t Make These Mistakes Could Meta Make a Comeback? How Secure Act. 2.0 Changes RMD Rules  Read what our team is writing:Jakir HossainChristine Benz Follow us on social media.Ivanna Hampton on Twitter: @ivannahamptonJakir Hossain on Twitter: @JakirMHossainChristine Benz on Twitter: @Christine_BenzFacebook: https://www.facebook.com/MorningstarInc/   Twitter: https://twitter.com/MorningstarInc   Instagram: https://www.instagram.com/morningstarinc/ LinkedIn: https://www.linkedin.com/company/5161/   

Later this year, Vanguard’s hybrid ETF/MF patent is expiring, and this is likely to affect the fund market. We’re positive on Kraft Heinz and Cisco but expect Roku to lose money for a second straight year in 2023. And finally, to save for retirement, most of us have multiple vehicles at our disposal, including IRAs and 401(k)s. The order in which we fund these accounts matters. Find out more in this week’s episode. Timestamps 00:06 Introduction00:36 Kraft Heinz shakes off pressure from inflation01:27 Roku exceeds Q4 expectations02:29 Cisco Systems’ core networking business leads the way03:27 Vanguard’s Unique Mutual Fund/ETF Structure04:04 In your opinion, what will be the likely impact of this patent expiring on the U.S. ETF space?04:57 How does this hybrid structure work, and what are some of its benefits06:01 On the other hand, what are some of the disadvantages, or drawbacks of the structure?07:31 What does this hybrid structure mean for investors, especially from a tax point of view?09:31 How to Make the Most of Your Retirement        Read about topics from this episode.Kraft Heinz’s Top Line Soars on the Heels of Renewed Commitment to Brand Spending; Shares a BargainRoku Posts Strong End to 2022, but Weak Ad Revenue Market Will Hurt 2023 Top-Line GrowthIs Cisco Stock a Buy Today?Will Other Funds Adopt Vanguard’s Unique ETF/Mutual Fund Structure?How to Make the Most of Your Retirement Accounts What to watch from Morningstar.With IRA Deadline Looming, Don’t Make These MistakesCould Meta Make a Comeback?How Secure Act. 2.0 Changes RMD RulesShould You Buy a House Right Now? Read what our team is writing:Daniel SotiroffSusan DziubinskiChristine Benz Follow us on social media. Ruth Saldanha on Twitter: @KarishmaRuthDaniel Sotiroff on Twitter: @DanielSotiroffChristine Benz on Twitter: @Christine_Benz Facebook: https://www.facebook.com/MorningstarInc/  Twitter: https://twitter.com/MorningstarInc  Instagram: https://www.instagram.com/morningstarinc/LinkedIn: https://www.linkedin.com/company/5161/ 

In today’s episode, Keith Reid-Cleveland, an editor at Morningstar Inc., discusses Morningstar’s research on the racial wealth gap and a proposal to help close it known as baby bonds.Timestamps00:06 Introduction00:36 Disney CEO Bob Iger Plans to Cut Billions01:49 Uber’s Total Revenue Soars02:39 PayPal Faces Tough Environment03:34 AbbVie’s Long-Term Outlook04:36 America’s Racial Wealth Gap and How to Shrink It04:59 What has research shown about wage disparities when households are compared? 05:49 How are savings rates affected? 06:29 What’s the impact on building a nest egg? 06:59 What are some thoughts on building financial security through homeownership? 08:00 How could baby bonds help close the racial wealth gap? 09:15 6 IRA Mistakes to Avoid    Read about topics from this episode.Disney Reports Decent Earnings With Iger Already Reapplying His StampUber Reports Impressive Q4; Strong 2023 Growth ExpectedPayPal Remains a Unique Player in PaymentsAbbVie Posts Solid Q4, but Competitive Pressures to Limit Long-Term Growth11 Charts Examining Racial Wealth Gap What to watch from Morningstar.Could Meta Make a Comeback?How Secure Act 2.0 Changes RMD RulesShould You Buy a House Right Now?Big Banks Bracing for a Recession   Read what our team is writing:Keith Reid-ClevelandChristine BenzSusan DziubinskiFollow us on social media.Ivanna Hampton on Twitter: @IvannaHampton Christine Benz on Twitter: @Christine_Benz Facebook: https://www.facebook.com/MorningstarInc/  Twitter: https://twitter.com/MorningstarInc  Instagram: https://www.instagram.com/morningstar...  LinkedIn: https://www.linkedin.com/company/5161/ 

In today’s episode, Bryan Armour, director of passive strategies research for North America at Morningstar Research Services, talks about how SPDR S&P 500 ETF Trust—or SPY—revolutionized investing.00:06 Introduction00:38 Meta’s earnings beat expectations01:53 Amazon tightens its belt03:05 Pfizer posts record revenue for 202203:59 McDonald’s strong customer traffic offsets margins05:07 SPY ETF celebrates 30th anniversary05:36 What is an ETF?06:18 How did index funds’ popularity help ETFs?07:31 How has the ETF market evolved to include active ETFs?08:38 Where does the ETF market stand today?09:49 What's made SPY in particular so successful since its debut?12:23 What do you think the future holds for SPY?13:45 SPY holds the title as the world's largest ETF, but it's not the world's first, right?14:36 3 Dividend Stocks for February 2023 Read about topics from this episode.Meta’s Q4 Earnings Beat Expectations; Growth Likely to Return in the Second HalfAmazon Q4 Sales Up, Earnings Drop on Lower Customer SpendingPfizer Reports Solid Q4 Earnings But Offers Weaker OutlookMcDonald’s Margin Compression Sinks Shares After Q4 Results, but Long-Term Narrative IntactHow the World’s Largest ETFs Changed Financial Markets3 Dividend Stocks for February 2023 What to watch from Morningstar.How Secure Act 2.0 Changes RMD RulesShould You Buy a House Right Now?Big Banks Bracing for a RecessionCreate a New Financial Plan For the New Year: Part 2 Read what our team is writing.Bryan ArmourDavid Harrell Follow us on social media.Ivanna Hampton on Twitter: @IvannaHampton David Harrell on Twitter: @davidharrellFacebook: https://www.facebook.com/MorningstarInc/  Twitter: https://twitter.com/MorningstarInc  Instagram: https://www.instagram.com/morningstar...  LinkedIn: https://www.linkedin.com/company/5161/ 

Podcast discussing Morningstar's travel outlook, cheap travel stocks, Microsoft's long-term outlook, Tesla's positive performance, Southwest Airlines' challenges, and Secure Act 2.0 changes for IRA distributions. Topics include post-pandemic travel demand factors, cruise industry resurgence, travel sector investment opportunities, and implications of Secure 2.0 for retirees.

Real Estate is a hot topic for investors everywhere, but is a home the best possible investment right now? Plus, we’ve raised the fair value estimates for both Apple stock and Procter & Gamble stock – and we think Palantir’s has made some strategic missteps. Find out more in this week’s episode. Timestamps00:06 Intro00:36 Morningstar upgrades Apple's moat01:46 Proctor and Gamble reports Q2 2023 earnings  02:44 Palantir makes strategic missteps  03:52 Owning a House or REITs intro04:21 What are some of the benefits of physical real estate vs REITs?05:09 What are some of the benefits of REITs vs Real Estate?05:48 In both cases, what are some of the cons?06:24 From an investment standpoint, which is the better bet, and why?08:12 What’s a safe withdrawal rate for 2023? Read about topics from this episode.Raising Apple Stock’s Fair Value Estimate to $150P&G Announces Fiscal Year 2023 Second Quarter ResultsProcter & Gamble’s Stock Looks Overheated After Effectively Weathering Headwinds in the QuarterCutting Palantir Stock Fair Value Estimate as Strategic Missteps Create a Plethora of ProblemsInvesting in REITs vs. Direct Real EstateRetirement Income and Safe Withdrawal Rates in 2023   What to watch from Morningstar.Big Banks Bracing for a RecessionCreate a New Financial Plan for the New Year: Part 2Create a New Financial Plan for the New Year: Part 1Stock and Bonds’ Market Wild Ride in 2022 Read what our team is writing.Ruth SaldanhaJeremy PaganChristine BenzSusan DziubinskiFollow us on social media.Ruth Saldanha on Twitter: @KarishmaRuthChristine Benz on Twitter: @Christine_BenzTwitter: https://twitter.com/MorningstarInc  Instagram: https://www.instagram.com/morningstar...  LinkedIn: https://www.linkedin.com/company/5161/  

In today’s episode, Eric Compton, a strategist with Morningstar Research Services, talks about banks saving for an economic downtown and where investors could find opportunities.00:06 Intro00:36 Disney Proxy Fight01:48 Hanesbrands closes Q4 with positive news 02:38 Coinbase plans layoffs03:46 What do JPMorgan, Bank of America, Citigroup and Wells Fargo's results tell us?05:57 How do their current actions compare to what they've done before previous recessions?08:00 How could a recession affect banks in the short term and the long term?10:30 What's going on with Wells Fargo?12:39 Citigroup is also in a turnaround mode. What's the upside and the downside from their fourth quarter?15:05 If investors are looking for opportunities among the Big Four that we discussed today, what would you recommend?18:00 The Best 529 Plans of 2023Read about topics from this episode.Trian Opens Proxy Fight With Disney; We Believe Peltz Could Add Value as a Board MemberCoinbase to Lay Off More Workers in Second Round of CutsHanesbrands Alleviates Some Concerns by Reaching Modest Q4 Expectations; Shares Very UndervaluedJPMorgan, Wells Fargo, Bank of America and Citi Beat Earnings Expectations, but Worries About Headwinds RemainWells Fargo’s 2023 Outlook Shows That the Net Interest Income Boom May Be OverBank of America Beats Fourth-Quarter Earnings; Net Interest Income Outlook is DisappointingSolid Q4 Results for Citigroup; Stock Remains Most Undervalued Among BanksSolid Q4 2022 Earnings for JPMorgan; 2023 Outlook Is GoodWhat to watch from Morningstar.Create a New Financial Plan for the New Year: Part OneCreate a New Financial Plan for the New Year: Part TwoStock and Bond Markets’ Wild Ride in 2022RMD Sticker Shock? How to Ease Your Tax BurdenRead what our team is writing.Eric ComptonFollow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money. Timestamps00:04 Introduction00:37 What kind of financial habits or histories do people tend to bring into their relationships?02:30 How do couples mesh their financial lives without fighting about saving or spending?04:36 Why do emotions rise when couples talk about money?05:36 What should people pay attention to if they feel themselves getting upset about someone else’s financial habits?06:57 What are steps couples can take to understand each other?09:33 We’ve talked about rethinking budgeting, overcoming overspending, and how to avoid arguing over money. What’s your advice to our audience if they experience a setback or win?  Read about topics from this episode.  Hate Budgeting? Try Rethinking It. Got the Urge to Splurge? 4 Steps to Overcome Your Overspending Habit How to Avoid Arguing Over Money By Sarah Newcomb  What to watch from Morningstar.Top Retail Stocks on Sale This Holiday SeasonShould You Buy Dividend Stocks in a Recession?Retiring Soon? Make Sure to Check Your Asset AllocationCheap Stocks For You to Consider Read what our team is writing:Sarah Newcomb https://www.morningstar.com/authors/1951/sarah-newcomb Follow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonSarah Newcomb on Twitter: @finance_therapyFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/ 

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money. 00:04 Introduction00:43 Financial advice tends to tell people to break down their budgets into “wants versus needs”. What are your thoughts on this concept?02:55 How should we think about our needs? What should we include? (basic categories from Maslow: survival, security, love and belonging, esteem, and meaning)04:04 You’ve written that “our wants point to needs.” Can you explain that?05:14 How should we rethink budgeting if we don’t follow needs versus wants?08:04 What are some ways to identify possible strategies to meet a need and save money?08:53 We know now how to meet our needs through strategies. What should people do if they tend to overspend?11:01 How do we identify the emotion that’s driving the urge to spend too much?12:14 Now, that the emotion is known, what do we do next?  Read about topics from this episode.  Hate Budgeting? Try Rethinking It. Got the Urge to Splurge? 4 Steps to Overcome Your Overspending Habit How to Avoid Arguing Over Money By Sarah Newcomb  What to watch from Morningstar.Top Retail Stocks on Sale This Holiday SeasonShould You Buy Dividend Stocks in a Recession?Retiring Soon? Make Sure to Check Your Asset AllocationCheap Stocks For You to Consider Read what our team is writing:Sarah Newcomb https://www.morningstar.com/authors/1951/sarah-newcomb Follow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonSarah Newcomb on Twitter: @finance_therapyFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

In today’s episode, Tom Lauricella, Morningstar Inc.’s chief markets editor, discusses the markets’ highs and lows in 2022 and what investors should watch for in 2023. Timestamps00:04 Introduction00:31 What’s Morningstar’s take on what’s been driving inflation?02:18 What would it take to push inflation down to the Fed’s 2-percent target? 03:22 What categories of inflation have the Fed focused on?04:38 How does wage growth factor into the Fed’s moves next year?05:38 What has happened this year with bonds?06:38 What has the plunge in bonds meant for investors’ portfolios?07:47 How should investors think about bonds in 2023?08:51 Can you describe what hit tech so hard?10:20 What will it take for a tech rebound?11:30 Crypto started 2022 riding high 12:27 What are the lessons from crypto’s implosion?14:16 What should investors watch for in 2023?  Read about topics from this episode.  A New Crisis: What’s Happened in Crypto Now?4 Lessons From Crypto’s Implosion5 Charts on Big Tech Stocks’ CollapseThe Worst Bond Market EverWhere to Invest in Bonds in 2023 The Fed and Markets Have Different Outlooks. Which One Will be Right?Fed Raises Rates Again, With a Focus on Talking Tough What to watch from Morningstar.RMD Sticker Shock? How to Ease Your Tax BurdenTop Retail Stocks on Sale This Holiday SeasonShould You Buy Dividend Stocks in a Recession?Retiring Soon? Make Sure to Check Your Asset AllocationCheap Stocks For You to Consider Read what our team is writing:Tom Lauricella https://www.morningstar.com/authors/1953/tom-lauricella Follow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonTom Lauricella on Twitter: @LauricellaTomFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/