NZ Everyday Investor

When things aren't quite right in the world, and in the world of investing in particular, it's quite helpful to be able to talk about it.Fund managers, advisers, regulators—actually, pretty much the entire industry—have no incentive to sound the alarm bell. Further, anyone who does sound the alarm could cause harm just as badly as someone who doesn't. Property and equity markets may not have priced in the reality that interest rates could stay elevated for longer, or even rise. What this means is that the 'value' of all we own could go down further. In addition, and possibly more concerning, is the fact that as interest rates rise, the system itself is at risk.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Today, Paul talks about how everyday investors can not only become their own bank but also their own custodian. While this episode may seem tailored for those into crypto, it's for anyone curious about how new digital finance types will transform every aspect of investing.As the co-founder of Blockchain Labs NZ since October 2016 and the founder of Everlasting Group since May 2021, Paul is exceptionally knowledgeable and adept at explaining complex concepts. This episode is not only a must-listen for crypto enthusiasts but also for those intrigued by the future of finance. Be sure to sign up to New Wealth Foundations now, and get 80% off with offer code WEBINAR. If you're already signed up but want to join the free weekly webinars at 12:45 every Wednesday, use this link.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Use the offer code: WEBINAR for an 80% discount! What?! Yes, and 80% discount!*Note at the time of recording we were not aware of the RBA decision to increase their official interest rate.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Draw a line from one side of the page to the other, and place a mark somewhere along that spectrum from the far left, where everything’s going to return to normal again soon. Russia will crawl back into their hole, China will scale back it’s tough talk, and the US will learn how to take the lead again. Interest rates will fall and house prices will stabilise. On the right, however, we have full state control of our entire financial system, with everything we do and say linked to our ability to buy and sell. Subject to where you feel the world is going, not where you want it to go, you may wish to invest in a portfolio or strategy that is in line with that mark. Read more here.If you feel like your organisation, family, or trust needs to have exposure to this type of investment, please reach out to me here to discuss how I could assist.The Transformation of Value PodcastSign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Forgive the MR Beast style introduction also for those of you who noticed – this is the actual episode where I learnt that dirty trick though so you’re witnessing history really (Where Ed McKnight gives away the secret to making a great podcast thumbnail). This market really is insane though, and at some stage, maybe even in the next 6 months, things could look a lot different. Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Too much regulation and innovation is snuffed out - too little, and people lose money. Still, when it's central planners and incumbents who ultimately are driving the push towards MORE regulation....well forgive my cynism.Personally, I want to be certain that in some parts of the playground, when investing, things are transparent and I get what's advertised on the tin. In other areas, especially those that are new - well we should let the fools be separated by their money no? It's this activity that brings change, which ultimately leads to better outcomes for consumers.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

The Global Financial Crisis (GFC) left deep scars that have yet to heal. Recent bank failures testify of this – it’s the equivalent of an 80 year old having a fall. Although we have plenty new regulations, the stay of execution’s only postponed until the next trigger comes across an itchy finger.  David Tripe, a professor of banking studies with Massey University. Read more of my views on this here. David is a banking specialist with interests in property, economics (focusing on monetary policy), and corporate governance. Before joining Massey University in 1994, he worked for 17 years in New Zealand's banking sector, acquiring diverse experience, and maintains interest in banking developments.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

The world is changing, and a golden age of new wealth creation will occur in a digital realm. Despite the potpourri of risk and tremendous uncertainty around this, it’s essential to keep investing in an open-mind, especially with the exponential change happening in AI and digital wealth. Read MoreWant to learn more about working with Darcy Ungaro (financial adviser)? Book in a free 15-min phone call here - click on this link.Watch the YouTube version here: https://youtu.be/QVwc7DjtAT0Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Read the full article here on this topic - pay attention, this one's an important one to share.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

In this episode of the Everyday Investor, Carley Ellis, and Stu Potter talk about how an idea birthed after beers, hanging out with friends at the beach, led to a business that quite literally takes investing to new heights: StardustMe.Read more here.Hey! Can we have a little chat?Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!