Dev Raga Personal Finance cover image

Dev Raga Personal Finance

Latest episodes

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Oct 1, 2024 • 49min

438 what is Stockspot and how can it automate your investing?

In this lively discussion, Sarah King, a representative from Stockspot, explains how automation is revolutionizing investing in Australia. She breaks down Stockspot's user-friendly robo-advisory services, focusing on their ETF-driven approach for diversification. Listeners learn about the streamlined account setup and cost-effective fees, making investing accessible. Sarah also highlights the importance of blending technology with a personal touch, ensuring clients stay in control of their financial future while enjoying the benefits of automation.
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Sep 24, 2024 • 15min

437 retirement withdrawal strategy and the Guyton Klinger principle

In today’s episode Dev explains retirement withdrawal strategy, touching on:👉🏾 what is a constant withdrawal strategy?👉🏿 what is a constant percentage withdrawal strategy?👉🏻 what is the Guyton Klinger principle?👉 retirement withdrawal fundamentalsRelated episodes 🎧👇037 what is the 4% withdrawal rule?028 what is sequence of returns risk?We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Sep 17, 2024 • 1h 7min

436 GP balancing act: patients, procedures and money

In today’s episode Dev interviews Dr, Moz, touching on:👉🏾 his journey in medicine👉🏿 what is your subspecialty/niche?👉🏻 do you think that subspecialisation is essential in 2024?👉 income opportunities in your area?👉🏼 tell us about about market/podcasting👉🏽 AI in your practice👉🏾 investing philosophy👉🏿 money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Sep 10, 2024 • 56min

435 what it takes to be a surgeon + navigating money

In today’s episode, Dev interviews Dr. Andrew, touching on:👉🏾 training and specialties👉🏿 a day in the life of a surgeon👉🏻 Royal Australasian College of Surgeons.(RACS) training program👉 streaming in healthcare👉🏼 his thoughts on streaming👉🏽 trainees and their suitability for the job👉🏾 his investing philosophy👉🏿 money winsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289 Hosted on Acast. See acast.com/privacy for more information.
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Sep 3, 2024 • 24min

434 dollar cost averaging 101

In today’s episode Dev explains dollar cost averaging, touching on:👉🏾 what is dollar cost averaging?👉🏿 why it may be a good strategy?👉🏻 the two main types of DCA👉 pros and cons of DCARelated episodes 🎧👇016 dollar cost what?252 DCA vs lump sum investing, careers outside of clinical work, ATO payment plans + moreWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Aug 27, 2024 • 1h 20min

433 the side hustling GP + transitioning as an international medical graduate in WA

In today’s episode Dev interviews Michael Poplawski, touching on:👉🏾 who is Dr. Mike?👉🏿 what does he do?👉🏻 what are his side hustles?👉 how was it transitioning into the healthcare system of Australia?👉🏼 what are the current issues with general practitioners?👉🏽 his youtube channel: gp on the move👉🏾 philosophy on investing and savings👉🏿 insurance👉🏻 kids and F.I.R.E - financial independence, retire early👉 view on debt👉🏼 investing style👉🏽 money winsMichael Poplawskihttps://www.youtube.com/@GPONTHEMOVEWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Aug 20, 2024 • 1h 4min

432 using AI in the medical industry

Sudesh Piyatissa, co-founder of I-Scribe and expert in AI note-taking, dives into the future of AI in healthcare. He discusses how AI can revolutionize medical documentation, enhancing productivity and patient care. Sudesh shares insights on navigating the complexities of property investment and financial independence, emphasizing the innovative role of technology. He also addresses skepticism around AI in medicine, discussing trust and local compliance, while sharing personal experiences in blending clinical practice with tech advancements.
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Aug 13, 2024 • 45min

431 binding financial agreements (a deep dive with a family lawyer + mediator part 2)

In today’s episode Dev interviews Joe Buckley, touching on:👉🏾 what is BFA?👉🏿 can it override family law acts?👉🏻 what makes BFA valid or invalid?👉 when does it make sense to have a BFA?👉🏼 how to kids change BFA?👉🏽 how much does it cost to create a BFA?👉🏾 any tips on addressing BFA with partner?Joe Buckleyjoe@vistamediation.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Aug 6, 2024 • 1h 11min

430 divorce; kids and separation (deep dive with family lawyer + mediator)

In today’s episode Dev interviews Joe; touching on:👉🏾 how do you become a family law specialist?👉🏿 what is divorce?👉🏻 what is property settlement?👉 what is parenting arrangement?👉🏼 is there minimum separation period?👉🏽 stats on divorce?👉🏾 what is the divorce application process?👉🏿 why is Western Australia (WA) different?👉🏻how much do lawyer fees cost?👉 difference between parenting arrangement vs parenting responsibility?👉🏼methods of property settlementJoe Buckleyjoe@vistamediation.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289. Hosted on Acast. See acast.com/privacy for more information.
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Jul 30, 2024 • 55min

429 achieving F.I.R.E. at a young age (an interview with Dave Gow of Strong Money Australia)

In this engaging discussion, guest Dave Gow, an expert in financial independence and investing from Strong Money Australia, shares his journey to early retirement by age 28. He emphasizes the importance of savings rates over high incomes and explores the benefits of property vs. share investing. Dave also dives into strategies like debt recycling and the vital role of superannuation for young investors. With insights on minimalist insurance practices and family financial planning, he advocates for balanced financial habits and delayed gratification for long-term wealth.

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