Dev Raga Personal Finance

Today we're unpacking the various types of financial markets and two methods used by sophisticated investors to analyse these financial markets.Related listening 🎧084 what is liquidity?033 index funds vs ETFs: which is better?222 stock market myths + wrap accounts115: what are stock buy backs?079 the pitfalls of passive investing!019 how to invest during volatile times202 bond yields, inflation + interest rates053 what are bonds? Are they good?056 what are derivatives (financial)?108 & 109 currency trading217 macro-economic vs micro-economic factors🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Today we're discussing some of the financial lessons that we can learn from some of the wealthiest and broke athletes in the world. We look at both the pitfalls to avoid and the gold we can glean.🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Retiring can be a difficult lifestyle transition after years in the workforce so it's important to start planning before you retire. Today we're unpacking the stages of retirement, touching on:👉🏾 what is retirement? 👉🏿 factors that might influence when you decide to retire👉🏻 the psychological impact of retiring👉 pre-planning👉🏼 the actual day👉🏽 the honeymoon period👉🏿 the business side👉🏾 reorganising your life👉🏻 the final phase👉 statistics🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

In today's episode we're diving deep into the world of private health insurance with a comprehensive break down of what it is and how it works. Dev talks about:👉🏾 what is private health insurance and what is it's benefit👉🏿 how bulk billing works👉🏻 why is health care becoming more expensive in Australia👉 the stealth health care tax we don't know about👉🏼 private health product tiers👉🏿 out of pocket expenses👉🏻 coverage, rebates & premiums👉 lifetime health cover loading👉🏼 Medicare levy and surcharge👉🏽 age based discount👉🏿 Dev's thoughtsResources mentioned: https://www.privatehealth.gov.au/Ten Golden Rules of Private Health Insurance🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

We're back with another Q&A! In today's episode Dev unpacks questions about:👉🏾 accrued leave, time in lieu & paid overtime👉🏿 financial implications of various medical careers / specialties👉🏻 how to charge a higher rate👉 hedged vs non-hedged ETFs👉🏼 LICs and DSSPsRelated listening 🎧118 what is DSSP?102 what is a dividend reinvestment plan (DRP)?065 dividends vs distributions031 what is dividend investing?020 what are franked dividends?036 listed investment companies (LICS)🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

In today's money wins episode we interview Dr Nick (name changed for anonymity), a millennial doctor and investor with a multi-million net worth. Nick shares his approach to spending, saving, investing and debt as well as his encouragement for medical students.🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Today on the show Dev breaks down the supply chain phenomenon called the bullwhip effect, touching on:👉🏾 how supply chain dynamics work👉🏿 the bullwhip effect and what it indicates👉🏻 how to minimise the risk of the bullwhip effect occurring👉 vertical integration🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

Recessions are normally followed by an economic recovery, do you know the different types? Dev explains:👉 what an economic recovery is👉🏼 the signs of one👉🏽 how fiscal and monetary policies relate to economic recoveries👉🏾 the different recovery 'shapes' and which are the most commonRelated listening 🎧248 what is stagflation🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.

In today's episode Dev chats about:👉🏾 is buying a home worth it?👉🏿 buying your own home vs investing in property👉🏻 what gets noted in a building and pest inspection👉🏽 7 steps of the buying process👉 pros and cons of investing in property👉🏼 the risks and how to manage them Related listening 🎧049 leverage vs margin!011 buy a home with your head, not your heart!235 Q&A: working rurally, property vs shares, BAS, GST & sole trader income🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Can money buy happiness? Dev thinks it's the wrong question to be asking. Let's talk about it. Today's episode touches on the science behind happiness and what the data says about the relationship between money and happiness.Here's the study Dev mentions in the episode: https://www.hbs.edu/ris/Publication%20Files/FinancialScarcity_SPPS_accepted_November1_2021_06f87dd3-4474-4c92-88d1-a5c6b63a2eaa.pdf📢 PSA: Dev doesn't endorse any specific financial products so beware of scammers using his name📢 PSA #2: my millennial money medical has been renamed to my millennial money professional to include the growing number of non-health care workers who listen to this show!🛑 Please read our disclaimer + warnings before listening to this episode📝 Episode transcripts🏡 Join our facebook group for healthcare professionals💸 Quick links to our resources and $20 off The Glen James Spending Planmy millennial money professional (formerly my millennial money medical) is produced by SYMO interactive, home of my millennial money. Hosted on Acast. See acast.com/privacy for more information.