Breakfast with Ryan Huang, Emaad Akhtar and Audrey Siek

Sarah Jane Mahmud, senior analyst with Bloomberg Intelligence discusses how much OCBC's results were weighed down by falling net interest margins, and how much tariffs will affect the outlook for loans growth. She also shares why OCBC's overseas exposure is worth watching.  Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

Daniel Tan, Portfolio Manager, Grasshopper Asset Management unpacks the main takeaways from the July FOMC meeting which saw no rate cuts as widely expected. He also looks at how much tariffs are driving the rate policy path and market sentiment.See omnystudio.com/listener for privacy information.

Singapore’s job market isn’t frozen — it’s evolving. As hiring slows down, companies are shifting from reactive recruitment to strategic talent acquisition. Whether you're hiring or job-hunting, it’s important to know how businesses are rethinking fit, why leadership roles are harder to fill, and what innovation really looks like in today’s hiring landscape. Joshua Woo, Founder of Recruit Fast, tells us more about why precision hiring is now the next big thing. Produced and presented by Audrey SiekEdited by Trisha YeongSee omnystudio.com/listener for privacy information.

It’s time for our Friday quiz here on the Breakfast Show, and maybe also time to grab yourself a pint on International Beer Day!  The world marks this every year on the first Friday of August to celebrate the most consumed alcoholic beverage on the planet. Let’s see how much you know about the drink we love so much!   Presented by Audrey Siek, Ryan Huang and Emaad Akhtar Produced by Audrey Siek Edited by Trisha Yeong Photo and music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Damian McIntyre, Head of Multi-Asset Solutions, Federated Hermes discusses what the lower prospects of a rate cut will mean for markets, as uncertainty over the impact of tariffs loom. He also highlights the largely positive earnings season so far, where about 75 percent of companies that have reported have beaten expectations.  Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.

It's the end of an era. After 20 years in operation, Jetstar Asia is bidding farewell to the Singapore market on July 31st. The airline cited rising costs and competition key reasons for its departure. And the proof is in the pudding. Because only six of those 20 years were profitable. It certainly raises some questions about the viability of the low-cost carrier model, especially at higher-cost airports like Changi. Brendan Sobie, Independent Analyst & Consultant, Sobie Aviation, joins Breakfast Special to explore this theme.    Produced, Presented & Edited by Emaad Akhtar Photo credit: Jetstar AsiaSee omnystudio.com/listener for privacy information.

Google has been a game changer for all internet users. Recent number suggest there are 5 TRILLION searches on Google annually. And the results typically manifest in the form of clickable links to websites. But you would've noticed a slight change within the past year. Now, instead of links, we see AI summaries, or what the company calls "AI Overviews." They might be more convenient, but they're also re-directing much-needed traffic away from sites. Emaad, Ryan and Audrey explore further.   Presented by Emaad Akhtar, Ryan Huang & Audrey Siek Produced by Emaad Akhtar Edited by Trisha Yeong Music credit: Pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

We’re in a world where AI is transforming our lives in multiple ways - including how we reach customers and appeal to new markets, while also heavily influencing the products being developed. One great example comes from JustLogin — a homegrown HR management software company that has taken a bold step by rolling out an AI-powered chatbot for its clients, and is using new tools to market this chatbot. Hariz Maloy, Head of Marketing, JustLogin talks about the power of AI in both marketing and in HR technology. Produced, edited and presented by Audrey SiekSee omnystudio.com/listener for privacy information.

Want to stay in a luxury villa in Provence or a cliffside home in Costa Rica, all without paying a cent in rent? That’s what ThirdHome offers its members. It’s not a timeshare, not a swap, but a private exchange built on trust, quality, and a clever credit system. The Breakfast Show invites Wade Shealy, Founder, Chairman & CEO of ThirdHome to discuss how he turned the problem of unused second homes into a passport to the world.See omnystudio.com/listener for privacy information.

Francis Tan, Chief Strategist, Asia, Indosuez Wealth Management discusses how much growth has been frontloaded into the economy ahead of tariffs kicking in, and how much markets in the second half will reflect the slowdown. Produced/Presented: Ryan HuangSee omnystudio.com/listener for privacy information.