

Behavior Gap Radio
Carl Richards
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
Episodes
Mentioned books

Oct 5, 2023 • 9min
867 | One Thing & Dragons
In this episode of Behavior Gap Radio, Carl explores the challenging realization that personal obstacles often lie within ourselves. He talks through the importance of action over knowledge and how important systematic habits are if you want to turn your intentions into reality. Drawing inspiration from Brian Johnson's concept of a daily protocol, Carl discusses the significance of pushing through when the desire to follow a routine wanes. He encourages listeners to identify one impactful thing they can commit to, schedule it, and rewire their response to overcome resistance. In the spirit of "Dancing With Dragons," Carl shares his personal commitment with listeners!Carl has received many requests for coaching or consulting, but he doesn’t offer those services. Instead, he has created something different: Dancing With Dragons. This experience involves spending a day together in Park City, Utah, with a loose structure of time outside, time around a table, and time around a fire. It is open to individuals, couples, and teams. For more information, go to https://www.dancingwithdragons.com/.

Sep 28, 2023 • 5min
864 | Enough is Sneaky
Join Carl on a preview of an exciting new podcast project where he explores "Conversations About Money and Meaning." Although he can't reveal all the details just yet, Carl shares an intriguing snippet from a recent conversation, reflecting on an op-ed from The New York Times about a Wall Street trader dissatisfied with a $3.6 million bonus because it wasn't enough. Delving into the elusive concept of "enoughness," Carl highlights the universal challenge of comparison in a world where the goalposts keep shifting. Whether it's the person next to you in the office or on social media, the subtle allure of more can make it challenging to appreciate what's truly enough!Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Sep 21, 2023 • 9min
860 | Calm Pisses People Off
Carl explores a simple yet powerful point: Doing things differently, especially in your work life, is inherently confronting to others. Focusing on the specific example of working calmly, Carl delves into the fascinating phenomenon of how the mere act of choosing calmness can make people uncomfortable. In this episode, Carl reflects on the confrontational nature of opting out of the craziness and shares anecdotes of people's reactions, highlighting the discomfort caused by breaking the cultural agreement of constant busyness. Making unconventional choices might just be the key to growth, even if it means upsetting a few apple carts along the way!

Sep 14, 2023 • 15min
858 | The Mystery of Trailside Loop
In this episode of Behavior Gap Radio, Carl shares a captivating story that unfolds over years, weaving through unexpected twists and turns. The narrative of this story raises intriguing questions about intuition, alignment, and the mysterious ways in which life unfolds. Carl invites listeners to consider the concept of being open to unexpected thoughts and experiences that may lead to remarkable outcomes.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Sep 7, 2023 • 3min
853 | What Time Are You Creative?
In this episode, Carl reflects on John Cleese's insight that creativity requires both time and space to flourish. If you're curious about unlocking your creative potential and intentionally setting aside time for it, Carl's thoughtful insights offer valuable guidance!Don’t wait around for creativity to come to you by accident. Be creative on purpose. Carl released a series of four episodes from Behavior Gap Radio on creating things. Just tell us below where to send you the unlocked episodes! https://behaviorgap.com/radio/the-process-of-creating-things/

Aug 31, 2023 • 5min
849 | Dealing with Online Haters
Today, Carl tackles the tough subject of dealing with unthoughtful criticism or "haters." He defines haters as those who disagree without really thinking it through, often twisting words or refusing to understand. Carl shares his own strategy for handling such criticism, stressing the importance of not letting haters steal unnecessary attention. He talks about the power of deleting or ignoring unthoughtful comments as a way to avoid getting sucked into an emotional battle. Carl also shares a recent experience and walks through his approach for dealing with unthoughtful criticism, providing valuable insights for listeners dealing with similar situations.

Aug 24, 2023 • 5min
847 | Finding Your Thing
Explore the importance of being up to something, embracing a mischievous spirit, and finding healthy deviance in an unhealthy system. Discover the process of finding your passion and the rewards it brings. Learn how to pay attention to your emotions and pursue fulfillment in your interests.

Aug 17, 2023 • 4min
843 | I Was Free
On today's episode, Carl shares a thought-provoking story borrowed from Morgan Housel's book, "The Psychology of Money," featuring entrepreneur Derek Sivers. At the age of 22, earning a modest income and saving diligently, Derek reached a crucial point with $12,000 in the bank. The significant moment wasn't when he later sold his multimillion-dollar business; it was when he realized he had enough to pursue his passion for music and be financially free. Carl reflects on the powerful idea that having enough is not defined by a specific number or destination but is a state of being. Carl coaches Real Financial Advisors at his community for advisors called The Society of Advice. Learn more at TheSocietyofAdvice.com.

Aug 10, 2023 • 6min
842 | That Never Crossed My Mind
In this episode of Behavior Gap Radio, Carl explores the transformative power of permission in thinking differently about money. Thinking back on his time in New Zealand, Carl noticed that people didn't start conversations by asking, "What do you do for work?" Instead, they asked more meaningful questions. This shows the significance of asking questions that really count rather than sticking to the usual ones. He shares a pivotal moment when his wife challenged him to consider the possibility that making money could be fun and easy. Carl also emphasizes the significance of engaging in conversations about money with people from diverse backgrounds, as it opens the door to thoughts that had never crossed one's mind before. Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

Aug 3, 2023 • 5min
838 | Who Taught You How To Fight?
In this episode of Behavior Gap Radio, Carl shares insights from a recent relationship bootcamp he attended with his wife. This was a transformative experience that prompted deep introspection! The central question, "Who taught you how to fight?" leads to a profound exploration of learned behaviors in relationships. The power of the question lies in its ability to unveil the origins of one's actions and prompts a realization that these lessons aren't fixed but can be reshaped consciously. If you grew up like Carl, you have been told you shouldn't talk about four things: money, sex, politics, and religion. Carl wants to change that when it comes to money. He wants to have conversations about money that actually matter. And that doesn't mean conversations about investments, insurance, or budgeting! Listen to 50 Fires to hear Carl have conversations about what money really means, our hopes and dreams, our fears and worries, and what it truly means to have enough. Learn more at https://www.50fires.com/