The Canadian Real Estate Investor

We look at the most recent rate hike as well as the Financial Consumer Agency of Canada’s (FCAC) report examines and compares the financial well-being for 3 groups of Canadians Quantitative Easing & Quantitative Tightening  Housing Contributions to GDP 1 in 3 Canadians is having trouble paying their bills  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Attend a Meetup  meetups Get Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei   See omnystudio.com/listener for privacy information.

In this special episode Simon, of The Canadian Investor & Dan continue their discussion on the future of Commercial Real Estate.  Spotify https://open.spotify.com/episode/17UE6N0pE4JPTf0Vbu89CF?si=d85c2eba68c748cb Apple https://podcasts.apple.com/ca/podcast/the-canadian-investor/id1534655273?i=1000620998597 Website https://thecanadianinvestorpodcast.com/podcast/the-canadian-investor/episode/is-commercial-real-estate-really-in-trouble-part-1 If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Attend a Meetup  meetups Get Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We sit down with Hooman Tabesh, the founder of Alliance REIT, Alliance is making waves in the missing middle space in some Toronto Neighbourhoods, buying, adding units, and returning profits to investors.  At what point can someone actually turn their portfolio into a REIT? Investing as little as 20k through your RRSP or TFSA What are the main benefits and drawbacks of the REIT structure? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Attend a Meetup  meetups Get Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch    See omnystudio.com/listener for privacy information.

We sit down with Mike Woolf to talk Building products, specifically soundproofing and how to build with end users in mind.  how to build using the right materials for ROI,  How to comply with code Noise is the number one tenant complaint If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Attend a Meetup  meetups Get Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

WHO you need to more add units to your properties - we’ve already covered the WHAT - that could be a current investment property, or one you’re planning to buy, and they WHY is because you are, or are trying to become an investor.  A planning team, a municipal planner, but this could also include consultants for studies like environmental, forestry (trees), site plan control, landscape architecture For drawings - you need an engineer or comparably qualified person to stamp the drawings. You can submit “homeowner drawings”, but you likely need professionals like architects, BCIN, and engineers  Building - you need a general contractor  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca  Merch - realestatemerch.ca  Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

The Bank of Canada’s quarterly Indicators of financial vulnerabilities page - indicators we use to track the evolution of two vulnerabilities in the Canadian economy: the elevated level of household indebtedness and high house prices. we’re also going to be talking about the Bank of Canada’s evil arch-nemesis… inflation!  Inflation is at its lowest since 2021 based on CPI But… Mortgage costs rising at almost 30% annually  Without mortgages, CPI would have been 2.5%  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca  Merch - realestatemerch.ca  Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

Lots of news happening, and it seems like the media has taken a more bearish tone;  Canadian banks facing pressure to increase the amount of cash they hold CIBC being under remediation for letting people take on too much mortgage debt Toronto’s condo market being in a “moment of reckoning”  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Meetups - next one Kitchener Waterloo - July 17th realestatemeetups.ca  Merch - realestatemerch.ca  Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

In our 100th episode we look at Canadas population hitting 40 million, and how it stacks up to other countries & GDP's  How Passive is real estate investing? How much money do you need to be a Real Estate Investor? Do you need to be good at math and accounting to be a good investor?  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Meetups  meetups Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.

We are talking about interest rates, the history of interest rates, the literal highs & lows, we also chatting on real, negative and neutral rates.  A $1M mortgage over 30-year amortization at 5.5% pays $1.03 million in interest On that mortgage you’d pay $262,000 in interest over a 5-year term … and just $76,000 in principal  We look at rate fluctuation since the 1930's and analyze cycles Decade by decade changes and the correlating economy and home prices  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com TCI Meetup Event  Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfoch Get a Pre Approval G & H Mortgage Group Analyze a Deal in Seconds & Track your Portfolio: https://www.lendlord.io/crei See omnystudio.com/listener for privacy information.

We are looking at Private Mortgages, a deep dive, into who uses these loans, and for what,  The terms, rates and ratios of private mortgages How to calculate the payments on private mortgages terms  Based on data from the CMHC, non-bank lenders originated $183.61 billion worth of mortgage loans in 2021 If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the  Newsletter Meetups  meetups Merch  merch Get a Pre Approval G & H Mortgage Group Work with Landbank LandBank Nick  Instagram.com/mybuddynick tiktok.com/@mybuddynick twitter.com/mybuddynick89 Dan twitter.com/daniel_foch  instagram.com/danielfoch tiktok.com/@danielfochSee omnystudio.com/listener for privacy information.