The Canadian Real Estate Investor

John Orr and Kyle Pearce share their transition from educators to real estate investors and podcasters. They explore real estate partnerships, the Smith maneuver for leveraging home equity, and tax optimization strategies. The discussion covers partnership dynamics, financial strategies including cash damming and vendor take back (VTB), and emphasizes the importance of understanding debt, cash flow, and building a strong financial team for long-term success. Learn more and connect with John & Kyle here https://canadianwealthsecrets.com/ Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

The ongoing U.S.-Canada trade war is impacting Canada's housing market, with economists warning of significant effects across all economic sectors. The housing market is showing weakness with plummeting sales and price declines, while the stock market experiences extreme volatility with the S&P 500 dropping nearly 19% since early April. A nationwide 5% drop in housing prices is expected, with major cities like Toronto and Vancouver being most vulnerable Construction costs have fallen in Toronto and Ottawa, though trade tensions could disrupt this trend Toronto's March 2025 real estate sales hit their lowest levels since 1995, potentially signalling broader national trends Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl Mortgage  See omnystudio.com/listener for privacy information.

Reporting from Toronto City Hall with Counsellor Brad Bradford where we do a deep dive into whats wrong with the Canadian housing market and his insights on how to fix it.  Taxes & Development Charges  Does growth still pay for growth?  Can Missing Middle & Multiplexes help affordability Housing starts are down 68%  Get in touch With Brad Bradford Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl Mortgage  See omnystudio.com/listener for privacy information.

A comprehensive guide to finding real estate investment deals, with three main core strategies. The key to success is being prepared to act quickly when you find a good deal and having your financing ready. Direct Searching: Both on and off-market approaches, including using listing platforms, working with agents, exploring FSBO properties, and "driving for dollars" to find potential deals Strategic Networking: Building relationships with a power team including agents, mortgage brokers, lawyers, contractors, and property managers who can bring deals to you Targeted Marketing: Being specific about what you're looking for (like "waterfront cottages" or "student rentals near campus") rather than just saying you want "real estate deals" Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl Mortgage  See omnystudio.com/listener for privacy information.

Both leaders, Poilievre & Carney, are focusing heavily on housing affordability through different approaches. Carney emphasizes first-time buyers and economic management, while Poilievre promotes broader tax relief and supply-side solutions. The real estate market is currently experiencing a slowdown as investors and buyers wait for election results. The Canadian federal election is scheduled for April 28, 2025 Major housing policies from the two main candidates: Carney (Liberal): GST removal on new homes under $1M for first-time buyers only Plans to eliminate carbon tax Emphasis on economic stability Poilievre (Conservative): GST removal on all new homes under $1M Proposed 1031-style exchange program Links federal funding to municipal housing targets Watch On YouTube Get Your Navigating Capital Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

Discover insights from a comprehensive survey of landlords and tenants revealing stark differences in their experiences and perceptions. Delve into the dramatic shifts in Canada's real estate landscape, as declining prices and cautious sentiments create a unique market atmosphere. Hear how economic uncertainty influences buyer behavior and trends, with a mix of apprehension and an emerging sense of optimism for the spring season. Ultimately, the conversation highlights the importance of understanding diverse perspectives in navigating this evolving real estate terrain.

Live from the BUZZ conference to share a handful of the amazing interviews we had with leaders in the real estate space. we discussed AI, what agents can do to stand out in this market, where the market is headed, the importance of networking and more.  Buzz Media Raz Zohar - CEO and founder of Mave Samantha Hewit - Executive Vice President of Royal LePage Signature Steve Tabrizi - CEO and Owner of RE/MAX Hallmark Group of Companies Viginia Munden - Founder of Buzz Media & the Buzz Events Watch On YouTube Get Your Navigating Capital Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

OSFI is considering replacing the traditional mortgage stress test with a portfolio-level approach that shifts responsibility from individual borrowers to banks, limiting high loan-to-income mortgages to 15% of quarterly originations. Current stress test requires uninsured borrowers to qualify at either 5.25% or contract rate plus 2%, but OSFI found it didn't prevent accumulation of high loan-to-income mortgages. New 450% loan-to-income cap implemented January 31, 2025, restricts banks to issuing no more than 15% of quarterly mortgages to heavily indebted borrowers. Pre-construction condo market facing crisis with properties being appraised 10-30% below original purchase prices, highlighting need for regulatory oversight. Specific industries facing increased lending restrictions, including steel and aluminum workers, suggesting broader economic concerns affecting mortgage availability. Watch On YouTube Get Your Navigating Capital Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl MortgageSee omnystudio.com/listener for privacy information.

Despite current negative sentiment about Canada, there are significant opportunities for growth and development, particularly in natural resources and technology sectors. Resource Wealth: Canada has vast natural resources including third-largest oil reserves, largest potash reserves, and 20% of world's freshwater, creating economic stability through jobs and revenue Future Growth Drivers: Data centers are emerging as a major opportunity due to Canada's cold climate and energy resources, while population growth aims for 100 million by 2100 Watch On YouTube Get Your Navigating Capital Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl Mortgage  See omnystudio.com/listener for privacy information.

Its our Host Episode! We have our amazing meetup hosts provide us with some boots on the ground updates. We also look at RBC's latest housing market report, which shows growing optimism across Canada, with a national recovery expected in 2025.  Surging listings in major markets  Lower interest rates, and varied regional performance, with Alberta and Quebec showing particularly strong momentum while Ontario and BC expect modest growth⁠⁠. Connect with other investors and real estate professionals, and just overall great people at meetups across the country Come To A Free Meetup Watch On YouTube Get Your Navigating Capital Event Tickets Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca  Get a mortgage pre-approval with Owl Mortgage    See omnystudio.com/listener for privacy information.