WhyFI Matter$

Shang Saavedra, a financial expert from 'Save my Cents', achieved financial independence by 31 with a seven-figure net worth. She shares her journey, stressing the importance of financial literacy and proactive management. The discussion covers childhood lessons about money, the significance of open conversations within families, and aligning spending with personal values. Shang also debunks traditional financial norms, promoting a non-conformist approach to wealth-building through the FIRE movement, highlighting strategies like mindful spending and the necessity of emergency funds.

So, there's been a lot of talk recently about increasing the federal minimum wage. And as the Biden administration starts to take their first steps into increasing the minimum wage, I've always assumed that this would be good for the economy.  But over the past couple of weeks, I've come across several Econ Twitter posts and discussions by economists that say that the increase in minimum wages has broader implications. And I was curious about this. So today I've invited Dr. Jonathan Meer to help us understand the history,  the economics,  and the broader implications of increasing the federal minimum wage. Dr. Meer is a Mary Julia and George R. Jordan Jr. Professor of public policy in the Department of Economics at Texas A & M university.  He is a research associate at the National Bureau of economics research, and he's received his PhD from the department of economics at Stanford.  He did his undergrad at Princeton where he received an AB in economics and a certificate in applied and computational mathematics. Listen to learn about more Biden's economic plans and what it could mean for you! To read the transcript & for links to this episode: https://www.whyfimatters.com/post/biden-plans-to-increase-the-minimum-wage-to-15-hourly-the-pros-and-the-not-so-obvious-consSupport the show

Entrepreneurship, FinTech, women in finance, multiple streams of income, financial independence, living your dream - what do they all have in common? LaToya Westbrooks! I met LaToya last summer, while preparing for a speaking engagement at GirlCon Chicago, which is a conference empowering women and tech. I was so impressed by Latoya and I am so excited to finally have her on my podcast today. This is a must listen episode to understand the importance of financial literacy as a teen, chasing your dreams, becoming financially independent, side hustles while working full time, and starting a business that help others. To Read The Transcript & for links to this episode : https://www.whyfimatters.com/post/importance-of-multiple-streams-of-income-for-gen-zSupport the show

Today's episode is very fun and exciting with a fresh perspective on teen entrepreneurship. Please welcome Bailey Rose Campbell to the podcast. Bailey currently lives in Bali, Indonesia, but she's from New Zealand. Bailey is creative, entrepreneurial, and always working on creating the business of her dreams. Bailey is also a podcast manager and has her own podcast too, called 'Hey it's Bailey Rose'. She's also a graphic designer, funnel builder, and online course creator all at the age of 17. Get ready for a super fun conversation about everything from imposter syndrome to cultural immersion, to being your own cheerleader and how to create something with Bailey Rose, the teen entrepreneur.To read transcript and for links to the episode :https://www.whyfimatters.com/post/overcoming-imposter-syndrome-as-a-teen-entrepreneurSupport the show

It finally happened! We have a new presidential administration! Today's episode is our first episode focusing on the Gender Pay Gap. We will discuss some of the Biden-Harris administration's  potential policies surrounding gender pay discrimination. On the show today we have Paige Smith, who has started out her career in journalism and reporting and is working at Bloomberg Law.  Her articles have been featured in many of the Bloomberg new sites as well as the Guardian, and the  Boston Business Journal. Listen as we dive deeper into her article called “Biden to Seek Pay Data to Help End Gender and Racial Disparities”. Transcript and Links for this podcast ( including contact information and the original article):https://www.whyfimatters.com/post/the-biden-administration-s-agenda-on-closing-the-pay-gap-ft-journalist-paige-smithSupport the show

Happy New Year to each and everyone of you. I am so excited to kick off the new year with a guest from all the way in Australia, Harry Sanders. Harry is the founder and director of StudioHawk, the largest dedicated SEO company in Australia.  At the age of only 23 In addition to Studio Hawk he is the founder of the Hawk Academy, an SEO training platform. I am so excited to learn more about his entrepreneurial journey from humble beginnings to in just 5 years, being featured in Forbes, being named B and T’s Entrepreneur of the year, winning M and M global millennial of the year, winning of the Australian Business award for Marketing Innovation and becoming a  board member of the Australian Web Industry Association. Episode Transcript and Links:https://www.whyfimatters.com/post/homeless-to-millionaire-ft-harry-sanders-founder-of-studiohawkSupport the show

This episode is a great culmination to 2020! We will not only be talking about COVID-19 and the vaccine, but also about highlighting racism in academic medicine. To help us understand these topics even more, our guest today is Dr. Taison Bell, assistant professor of medicine in the divisions of Infectious Diseases and International Health and Pulmonary and Critical Care Medicine at UVA. Dr. Bell is also the director of the UVA Summer Medical Leadership program and the director of the ICU. He is Highly invested in teaching and was awarded the Inpatient Attending of the Year Award in 2018, and has had writing  is many academic journals.  He is making an impact by bringing awareness to racism in academic medicine, and caring for UVA's COVID-19 patients while also bolstering the PPE supplies throughout the Virginia area. Recently he was featured  on in a NY Times article, "Dad got the vaccine but no one else did- yet". Listen to learn more about the science behind the COVID-19 Vaccine, as well as health care disparities and racism in academic medicine. Dr. Bell: https://twitter.com/TaisonBellSupport the show

Today I interview Diondraya Taylor, a graduate of UCLA with a B.S. in psychobiology & minor in entrepreneurship, currently pursuing her PhD in education. She has interviewed, worked with, and learned from over 100 entrepreneurs! She has also been a mentor for young women and teen girls  through service to the Women Founders Foundation, Girl Scouts and many more! As we hear about later, she fell in love with the startup space, recognising entrepreneurship as a great tool to encourage creativity, innovations, goal setting, and confidence and bravery in girls in a time where gender inequality is still a reality.  By using the skills of entrepreneurship and her passion for closing societal gender gaps, she wrote her workbook , Mindset and Milestones to equip girls with the skills and experiences they’ll need to succeed and to think like an entrepreneur. Listen as we talk about gender equality, how entrepreneurship ties into different sectors, and how girls should strive to be brave, not perfectionists. Diondraya Taylor: https://diondrayataylor.wpcomstaging.com/Support the show

At WhyFI Matter$, we believe one of the ways to achieve financial independence is by understanding the economy. Today I am so excited because we will be hearing from Dr. Carly Urban, an Associate Professor of Economics at Montana State University and a Research Fellow at the Institute for the Study of Labor (IZA). She is also a Faculty Affiliate of the Center for Financial Security at the University of Wisconsin-Madison. She has also been a visiting scholar at the Federal Reserve Board and the Consumer Financial Protection Bureau. As you can see she has dedicated a lot of her career to teaching others about economics! A lot of her work and research focuses on the effects of policies designed to improve financial education. Dr. Urban's work has appeared in many academic channel such as the Economic Journal, the Journal of Human Resources, and the Journal of Public Economics. Her work has received the attention of many media outlets such as the Wall Street Journal, The Boston Globe, TIME and Vox! Listen as we talk about her various research papers, the importance of financial education, and the state of the economy right now. Dr. Urban: https://www.montana.edu/econ/directory/1524694/carly-urbanSupport the show

For all the video game lovers out there, you will be really interested in today's episode. The Esports industry has definitely grabbed my attention, but first you might be wondering what Esports even is. Well it's the business of playing video games competitively and it has grown in popularity over the last several years with tournaments and viewers from around the globe. So I figured in order to learn even more about the industry we should speak to a professional player, so today I will be interviewing Dario Wünsch . He is a retired StarCraft II player from Germany and  a favourite among fans worldwide.  Listen as we talk about this interesting career path, the entrepreneurship of Esports athletes and also about how financial literacy will help you excel in this field.  Dario's twitter: https://twitter.com/TLOggSupport the show