

Around The Coin
Stephen Sargeant and Mike Townsend
Around The Coin is a podcast exploring finance, fintech, and the future of money. Hosted by industry experts, it features deep dives into payments, crypto, banking, and disruptive innovations shaping the global economy.
Episodes
Mentioned books

Jan 7, 2019 • 55min
The Rabbit Hole of Currency
The trio, Brian Roemmele, Mike Townsend and Faisal Khan are back on air, starting season four of Around The Coin. This week we discuss: Thoughts on why currency evolved, how it shaped the world around us, and the inevitable future direction it will take.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 7, 2018 • 50min
The Decentralized Economy - Interview with CEO of Radar Relay Alan Curtis
In July, Ethereum founder Vitalik Buterin, shared some choice words for centralized cryptocurrency exchanges, hoping they “burn in hell”. These exchanges are some of the most powerful players in the digital currency market, acting as the middleman between buyers and seller, however, according to JPMorgan, one-third of centralized crypto exchanges have been subject to hacks. Over the past year, decentralized exchanges that don’t hold custody of funds and allow buyers and sellers to directly exchange tokens have been growing in popularity, gaining attention across the industry segment.Now imagine a decentralized trading platform for ERC-20 compliant tokens the runs on the 0x protocol. Users are able to trade tokens wallet-to-wallet with other traders via the Ethereum blockchain without giving custody of the tokens to an exchange or smart contract. This improves both the speed, security, and safety of peer-to-peer trading compared to a centralized exchange.Once such startup doing exactly that. Changing the world, one user at a time in a decentralized manner. That company is called Radar Relay and I recently had the chance to interview the CEO Alan Curtis.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 25, 2018 • 40min
Ep 159: The Oligopoly in American Banking That No One Talks About
To kick things off for Season 4, I'd thought I'd interview someone peculiar. Aaron Silva and I got in touch in which he told me of a very unique story in the banking world, that people don't talk about. To put it bluntly, the oligopoly of the three large CBS (Core Banking System) providers in the United States, i.e. Jack Henry, FIS Global and Fiserv. Amongst these three giants, they pretty much dominate (read: control) the core banking system and allied services market in the US. So what's the problem? Well, they say the devil is in the details. 1000s of banks sign away these contracts with the big 3, not knowing what they have given up, as far as the freedom, flexibility and independence of purchasing these systems go and what happens to the ownership of the bank's data.Without any further delay, we will speak to Aaron Silva of Paladin FS to shed light on this very dark subject.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 1, 2018 • 47min
Fintech Podcast - Episode 158 - The Fragmented World of Payments
This week Mike Townsend and Faisal Khan discuss the topic that has been on everyone else’s mind, but we hardly speak of it. The fragmented world of payments and how broken the system is. We discuss with simple examples of why the cross-border money transfer system is broken and how it represents a multi trillion dollar opportunity.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 30, 2018 • 47min
Fintech Podcast - Episode 157 - Pulse Check on the Crypto Payments World
The Original Crew: Brian Roemmele, Mike Townsend and Faisal Khan get back on the air. This time we discuss all what is going in the world of payments, especially crypto based regulation.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 28, 2018 • 59min
BTC - Behind The Coin - Ep 4 - Terms of Endearment in the Crypto World
On this week's podcast, we discuss why common terms like addresses, wallets, pre-mines and forks confuse newcomers and observers in the space. We clear up common misconceptions which is costing many crypto traders millions BTC and ETH. Learning this one "not-well known" recovery process can help you get back any BTC or some alt-coins you may have lost. Lastly, we talk about some of our favorite crypto lingo: HODL.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 9, 2018 • 53min
Fintech Podcast - Episode 156 - Interview with the Co-Founders of Kora
Around the Coin got a chance to sit down with both the Co-Founders of Kora, Dickson Nsofor (CEO) and Maomao Hu (COO).Kora is a blockchain company that is focused on bringing low-cost access to financial services to as many people as possible. They are building a blockchain network and embedding into it functionality where it can be accessed by anyone, and helping people access the blockchain without internet by going through telecom networks. They are investigating betas this year around solving the problem of financial infrastructure, including payments to Nigerian farmers, trade financing to Colombian coffee exporters, and core systems for a Bangladeshi co-op.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 8, 2018 • 47min
Fintech Podcast - Episode 155 - Interview with Evgeni Mitkov COO of Everex
Everex is a blockchain technology provider offering global money transfer, payment and currency exchange solutions to financial and non-financial institutions worldwide.Everex technology enables its partners to usher individuals and SMEs, with or without access to banking services, into the new global economy with real-time fiat payments using distributed ledger technology. Fiat currency transactions are powered and governed by smart contracts in compliance with existing regulations. Everex payment ecosystem brings the best of banking and blockchain together.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 8, 2018 • 17min
Fintech Podcast - Episode 154 - Bitcoin Challenge with Amelie Arras
In a quest to best demonstrate the real-world challenges of everyday transactions, using nothing but bitcoin, Amelie’s challenge is to purchase everything from food to travel to accommodation during the five-day race, beginning in Hong Kong on 10th March 2018. Amelie must complete a series of daring challenges on route to win points along the way; competing with more traditional payment method including, mobile payments, gold, cash and plastic card, the person with the most number of points when they cross the finish line at Money20/20 Asia in Singapore is the winner.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 3, 2018 • 54min
BTC - Behind The Coin - Ep 3 - Interview with Thomas Euler
For the past 10+ years, Thomas worked with countless clients – global corporations, SMEs, and startups – on their digital strategy and transformation efforts. His main subjects are internet business models and antifragile organizations. Due to his long-standing interest in decentralized systems, he researched the blockchain space from early on. These days, Thomas is working in the blockchain space with the Untitled INC network, doing consulting and developing independent projects.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices


