She's On The Money

Perfectionism is often something we celebrate in Aussie culture, however when it comes to finance, we think too much perfectionism spoils the soup. Today, we talk about how our obsession with perfection is holding us back, and why it’s time we took it a little easier on ourselves for the benefit of our bank accounts. Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! Your hosts are Georgia King and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Are you paying more for being loyal? Probably. Today we discuss the hard to spot ‘loyalty tax’ costing Aussies thousands of dollars each year. Plus, we lay out exactly how to have the conversation with your bank/gym/service provider so you know what to say and how to say it when it comes to negotiating a better deal.Victoria's obsessed with it, and we know you will be too - download the Get Reminded App for FREE today and start setting reminders that future you is seriously going to thank you for. Don't forget to share your reminders on socials this week too for your chance to win one of five SOTM Budget and Cash Flow Masterclasses. learn more about Get Reminded here.Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!Your hosts are Georgia King and Victoria Devine.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Are you ready? The mum and dad of finance have come together to answer all your burning finance questions. This week Glen James from my millennial money kicks Georgia out of her hot seat and our producer (and KIIS FM Summer Breakfast Radio Host) Ryan Jon stepped in to facilitate the chat. Buckle down friends, this one was a goodie.Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! Your hosts are Georgia King and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

What’s the go with regulating Buy Now Pay Later and should these providers be obliged to operate with a little more integrity? We think so. But what does this mean and what would it look like in reality? Today, we take a look at it all. PLUS we bluddy WON (!!) the Australian Podcast Awards’ prize for the Smartest Podcast in the country, which makes us feel very chuffed indeed. We also took home the bronze for the best biz podcast so your girls are glowing with pride - big love to all of YOU who support us in making this podcast by listening week on week - without you, we’d be nowhere, and we are so grateful to you all. Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! Your hosts are Georgia King and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Happy Wednesday to you friends! Today on the show we chat all things leave entitlements and if you’re thinking of skipping this one because it sounds a little bland, then stop right there missy – we promise it’s a goody. As it turns out there is lots you’re entitled to as an employee in Aus including a few things you may never have heard of, so if you’re not too sure about what your work rights are, then drop everything (within reason) and get this ep in your ears ASAP. Keen to know more? Here’s the Aus Gov’s terribly informative page we talk about if you want more info. They also have some interesting info on your rights re the pandemic, so check that page out too.Also we chatted about Workpac v Rosato, and if you want to learn more, definitely have a read.If you’re keen to watch the HP Lisa Messenger webinar series featuring our favourite friend Victoria, then check it out for free today.Craving vodka pasta after Georgia’s long-winded story about dropping hers on the floor? Course you do! Get this in your gob (just be careful not to drop).Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! Your hosts are Georgia King and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Christmas is coming (we're not sure how either) and to help you navigate your way through this offensively pricey time without sabotaging the savings, we've slapped together our top tips for budgeting ahead of this silly season. PLUS we chat Georgia's dream of becoming an influencer - simply follow her @gkingontour to show your support - we chat Victoria's new plastic hinge contraption (!!) and we mosey through stacks of the usual stuff you love (at least we think/hope/pray you do). Enough from us - go forth and enjoy sweet listener!Looking for the CHRISTMAS BUDGETING PDF? We’ve got you. Click this link and save your copy now!Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss.Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!Your hosts are Georgia King and Victoria Devine.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Are sales just a marketing ploy to get you to buy more, or can they be utilised to help you save a few extra bucks? The answer is BOTH, which we explain in depth in today’s episode, so you can navigate the looming pre-Xmas sales expertly. Plus we chat awards, Dyson vacuums and trees falling silently (or is it loudly?) in forests. You don’t want to miss it.  Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss.Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!Your hosts are Georgia King and Victoria Devine.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Dynamic duo Hannah and Jo from Adore Beauty’s Beauty IQ Uncensored podcast join us today to chat beauty on a budget, answering everything from which products we can save on and which are worth investing in, as well as the scoop when it comes to The Ordinary, SPF, serums and more. It was an absolute dream to chat to the beauty queens and if you loved listening to them as much as we loved chatting to them, then hurry over to their extremely popular podcast here.Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss.Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!Your hosts are Georgia King and Victoria Devine.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151. See omnystudio.com/listener for privacy information.

Health insurance: is it all hype or do we really need it? Today, we decipher it all including the tax implications and some other tricky things to be mindful of. Plus, we discuss an exciting new project heading your way, we celebrate Victoria’s recent award win and we wade through the other usual bits like money wins, confessions and of course, oat milk. Predictable but cute.Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! Your hosts are Georgia King and Victoria Devine. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Today we answer the burning micro-investing questions we know you’re dying to hear. Is it better to start with a large deposit and add to it from there? Which is better - Raiz or Spaceship? Today Victoria answers it all. This episode is part two of our two-parter on micro-investing, so we recommend starting with the other episode for a more overarching understanding of what the practice can do for you and then hopping back here for a deep dive into our micro-investing Q+A. Love the podcast sick and want more SOTM? We had a feeling that was the case. Join our Facebook page to share your money wins and money confessions, follow us on Insta for daily inspo to keep you on track and absolutely subscribe to our newsletter, the written recap of the pod’s key takeaways, including some bonus bits you won’t want to miss. RAIZ - Back by popular demand to SOTM - Use this website to get $5 in your Raiz investment account when you sign up:https://www.raizreferralcode.com.au/Finally, if you’re in a money mess and need help untangling the muddle - we’ve got you sorted – simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast!Your hosts are Georgia King and Victoria Devine.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.