

She's On The Money
Victoria Devine
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Episodes
Mentioned books

May 12, 2021 • 49min
BONUS EP: The Federal Budget
Okay. So words like 'Federal' and 'Budget' are huge. But if unlike us, you didn't get your closest gal pals around to watch the budget with - we've got your back! In this bonus ep, Victoria will chat you through the highlights of the budget that most relate to you - our beloved community. Once you've devoured this, pop on over to our facebook community and let us know what you reckon.As mentioned in todays episode, there are some great services for reaching out if you're in a vulnerable position including lifeline and Safe Steps.PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 11, 2021 • 35min
Budgeting for Variable Income
Budgeting is hard at the best of times, but things get a whole lot harder when our income varies week on week. Today, we unpack the FIVE steps to nailing your budget when you have a variable income, and we answer questions from YOU, our sweet angels! Enjoy frannnnds!PLUS, because you’re a SOTM listener, use the code POD50 and you’ll score $50 off the course. Head to our website here: https://www.shesonthemoney.courses/masterclass to find out more today!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 9, 2021 • 26min
MONEY DIARIES: The only person in the meeting without a degree
Happy Monday, friends! The start of a BEAUTIFUL week - and the best way to kick it off is with this legendary money diary. I promise you: this episode will give you the inspo and butt-kicking abilities we ALL need on a Monday morning.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 7, 2021 • 44min
BONUS EP: The Hidden Truths of Credit
Our first lady Victoria Devine has sat down once again with the self proclaimed 'Dad of Finance' Glen James to chat frankly about the reality of credit services who shall not be named.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 6, 2021 • 23min
FRIDAY DRINKS: Money Manifesting
Happy Fri-yay friends! We've had some great wins in our community this week, including one from someone that might be a disguise for one of our very own SOTM team... We also talk about a great organisation called Motherless Daughters Australia, who have a campaign on currently to provide support to those that do it tough around Mother's Day. If you'd like to check it out, you can find them here.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 4, 2021 • 32min
You Don't Make Friends with Property
This Deep Dive covers all things buying property with friends and guarantors! Victoria Devine will explain the pitfalls and possible positives of Guarantor relationships and making big purchases with people who aren't your partner.If you need a bit more advice, contact the National Debt Helpline on 1800 007 007 or use their live chat function at https://ndh.org.au/Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

May 2, 2021 • 22min
MONEY DIARIES: Hustlin' Mums
Our Money Diarist this week is an amazing example of how far you can come with hard work and smart budgeting! Such an inspiration, and more bank accounts than you can poke a stick at. This weeks' Money Diarist chats with Victoria Devine and Toni Lodge.Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Apr 29, 2021 • 27min
FRIDAY DRINKS: Cheap Fridges and Fancy Ovens
Heellllooo HAAPY FRIDAY! We've gotten through another week, and it's time for a beveragino with your fave money team! We love hearing the wins from our gorgeous community, and this week we hear an amazing Money Win over a fancy oven and refurbishing a Commercial Kitchen! Love ya!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Apr 27, 2021 • 33min
Scamdelous (how to avoid being scammed)
In Australia last year $176 million was lost to scams, which was up 23.1% from 2019. Tech is becoming increasingly sophisticated and unfortunately, so too are the scammers who are ripping Aussies off. Today, we get to the bottom of how you can safeguard your finances (and yourself) from scammers, and we discuss why no one is too smart to be scammed.If you're in Australia and you need any help or want to report a scam, visit https://www.scamwatch.gov.au/Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.

Apr 25, 2021 • 23min
MONEY DIARIES: Chronic Pain
This week's Money Diarist shares something super common that isn't often spoken about that can affect all facets of people's lives - including work. Thanks for sharing your amazing story of resilience and strength!Love the pod but looking for a more hands-on approach to your money? Look no further. Our budgeting & cash flow masterclass is the tool you need to help overhaul your finances for good. Join Victoria as she steps you through your budgeting and cash flow with all of the smarts and none of the intimidating jargon. Finally, if you're in a money mess and need help untangling the muddle - we've got you sorted - simply record your question and send it through to us at podcast@shesonthemoney.com.au and you may just end up on the podcast! The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.


