

She's On The Money
Victoria Devine
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Episodes
Mentioned books

Sep 22, 2024 • 40min
$40k Salary to a $400k Side Hustle
Join a remarkable money diarist who once earned $40,000 but turned her life around to a staggering $400,000 through an innovative side hustle. She shares her inspiring journey of seizing opportunities and transforming her financial future. The discussion delves into the emotional challenges of financial growth, the importance of aligning values with goals, and the steps taken to create multiple income streams. Listen for tips on navigating the entrepreneurial world, and discover how determination can lead to the life you dream of!

Sep 20, 2024 • 14min
Beauty on a Budget
V, a beauty marketing expert, joins Natarsha Bamblett, a cultural representation advocate known as Queen, to reveal the clever tactics behind beauty marketing. They delve into how brands manipulate perceptions and spending habits, leading consumers to accumulate unused products. Listeners gain insights into smart shopping strategies, focusing on ingredients rather than brand names. With practical tips on navigating misleading marketing and influencer promotions, this conversation empowers you to shop wisely while enhancing your beauty routine.

Sep 19, 2024 • 46min
Investing & Tax Made Simple
In this episode, V, a finance expert known for her easy-to-understand style, simplifies the complexities of tax and investing. She discusses navigating tax implications with micro-investing, ensuring you keep more of your money while growing your investments. The conversation lightens up with stories of in-laws and extravagant gifts, emphasizing values of experiences over material possessions. Plus, there’s a celebration of listener money wins, and some clever tips on saving and investing that will keep you engaged and informed!

Sep 17, 2024 • 38min
The Childcare Catch-22
Natarsha Bamblett, an influential community advocate, dives into the pressing issue of childcare costs and their impact on parents’ financial and career decisions. They discuss the emotional struggle faced by single mothers balancing professional goals with family time. The conversation highlights the need for equitable distribution of childcare expenses and offers practical budgeting tips. Natarsha also emphasizes the importance of self-care for parents, encouraging them to embrace their well-being amid societal expectations.

Sep 15, 2024 • 50min
Turning a Property Regret into a Real Estate Win
This week’s guest is a Money Diarist who turned her biggest property regret into a triumphant tale. After a traumatic experience with her first rental, mismanagement pushed her to the brink of selling at a loss. Listen in as she shares how she fought back, secured new management, and reclaimed her investment. The discussion also covers financial literacy, the emotional challenges of property ownership, and the importance of proactive engagement. Her inspiring journey highlights resilience, smart choices, and a positive money mindset.

Sep 13, 2024 • 11min
Didn't Save in Your 20s? Here's Why it's OK!
Victoria Devine, a financial expert dedicated to helping individuals navigate their money choices, shares a refreshing perspective on the spending habits of people in their 20s. She discusses how prioritizing experiences over savings is common and emphasizes that past financial decisions don’t define one's future. Victoria encourages listeners to embrace their history and provides practical steps to improve financial management at any age. It’s all about owning your journey and taking empowered steps forward!

Sep 12, 2024 • 49min
When Helping a Friend Means Breaking a Secret
Natarsha Bamblett, an advocate for Indigenous rights and social change, joins the discussion on a challenging dilemma: helping a friend in financial trouble while keeping their secret. The conversation dives into the complexities of financial dynamics in relationships, focusing on the imbalance of roles and responsibilities. They also celebrate listener financial wins and share practical money management tips. The episode highlights the importance of balancing support for friends with respect for their privacy.

Sep 10, 2024 • 32min
Cutting Car Costs
Join Victoria, a savvy financial guru, who shares a free guide for negotiating better transport deals. Queenie dives into the costs and investment opportunities surrounding electric vehicles. Natarsha Bamblett brings a cultural perspective by acknowledging Country. The conversation highlights shocking stats on car costs, offers practical tips for fuel savings through apps, and provides clever shopping strategies to cut expenses. Discover how simple car maintenance can also lead to significant savings!

Sep 8, 2024 • 54min
Reclaiming Control After Financial Abuse
Join a brave Money Diarist as she shares her inspiring journey of escaping financial abuse and reclaiming her life. She discusses how parental control over her finances led to shame and debt, illuminating the emotional burdens of financial responsibility. Discover key moments that helped her break free and establish healthier boundaries. With a fresh focus on financial recovery, she highlights her aspirations for property investment and emphasizes the importance of financial education and personal growth.

Sep 6, 2024 • 12min
The Fast Fashion Effect
Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at what happens behind the scenes of these quick-turnaround styles. We explore how ultra-fast fashion is shaking up the industry and what that means for us as shoppers and the planet. And don’t worry—we also share tips on how to enjoy fashion in a way that feels good for both your style and your values. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.