The Stacking Benjamins Show

What do scammers, fancy doors, and Twinkies have in common? Turns out, more than you think! Today, Joe, OG, and Doug take you on a wild ride through financial scams, fraud prevention, tax implications of dual residency, and... the surprising link between door quality and financial stability. (Yeah, we didn’t see that one coming either.)What’s Inside This Episode?🕵️‍♂️ Scams, Scams Everywhere! – From identity fraud to the trendy new "deed theft" scam, learn how to protect yourself before a scammer claims your house faster than you can say "that wasn't in the budget."💳 Fraud-Proofing Your Finances – Why setting up credit monitoring, checking your bills, and paying attention to sketchy emails can save you thousands in headaches.🚪 The TikTok Minute: What Do Soft Close Doors Say About Your Wealth? – Is your financial future written in the way your doors shut? Find out why door noises might reveal more about your bank balance than your credit score.🧾 State Taxes & Dual Residency: The Sneaky Costs of Living in Two Places – Thinking about snowbirding to Florida or keeping a backup home in another state? We break down what you NEED to know before state tax authorities come knocking.🤖 Password Security & The Quantum Computing Takeover – Is the future of passwords doomed? What you should be doing now to keep your Twinkies—and your bank accounts—safe.🍕 Pizza Cutting Controversy & Nostalgic Minivan Stories – Because what’s a Stacking Adventures episode without a little debate, a little reminiscing, and a whole lot of questionable opinions on pizza slicing?🍰 Twinkies Trivia: A Deep-Dive into the Snack That Never Dies – Have scientists unlocked the secret of Twinkie immortality? More importantly, should Twinkies be considered part of a solid financial plan? (Spoiler: probably not, but let’s discuss.)📢 Stacker Questions & Community Fun – Helping a listener navigate dual residency tax headaches + a special meetup announcement!Takeaways for Smart Stackers:✅ If it sounds too good to be true, it’s a scam. Seriously. Trust your gut, not the email from "Prince Jeff of Nigeria."✅ Your finances need monitoring, just like your snack stash. Set up credit alerts and check your accounts weekly to avoid surprises.✅ Moving states for tax savings? Do the math first. Dual residency isn’t always the loophole people think it is.✅ Twinkies may last forever, but financial security requires maintenance. A solid money plan beats a stockpile of snacks (but only slightly).🎧 Hit play now for a mix of financial wisdom, scam-prevention tips, and just the right amount of Twinkie-fueled fun!Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Certified Financial Planner Benjamin Brandt, also the host of the Retirement Begins Today podcast, as he redefines retirement planning. He stresses that the journey starts now, not at 65, urging listeners to envision a fulfilling life. Brandt highlights the importance of trust over returns in choosing financial advisors and explores the nuances of financial tools like Monte Carlo simulations. With humor and insights, he encourages embracing past joys and creativity to craft a meaningful retirement filled with purpose.

Join financial planner Jesse Cramer and personal finance expert Paula Pant as they dissect the allure of early retirement. They delve into the surprising psychological impacts of too much free time and the unexpected financial hurdles that can arise. Discover the importance of social connections and purpose for health in retirement. The duo also examines the balance between financial freedom and life fulfillment, urging listeners to rethink the true costs of saying goodbye to the 9-to-5.

This discussion unpacks whether creating a custom target date fund could save you fees while giving you more control. It also highlights a significant legal settlement involving Vanguard over misleading tax claims. The hosts delve into tax optimization versus financial flexibility, ensuring you're ready for cash needs. Plus, there's trivia about the gasoline engine's origin and a hilariously awkward moment involving a Supreme Court Justice. Don't miss the TikTok segment that may change your perspective on financial advice!

Join Jessica Moorhouse, a financial counselor and author of "Everything But Money," as she dives into the emotional landscape of personal finance. She shares her journey through therapy, revealing how our relationships shape money habits and the impact of self-talk on financial decisions. Learn about the clever 'no-buy' list that helped one woman eliminate $34,000 in debt, and discover the power of gamifying financial goals to make saving fun. This engaging conversation offers valuable insights for anyone looking to improve their money mindset.

Join financial experts Paula Pant, Jesse Cramer, and Dr. Jordan Grumet as they tackle the biggest money fears looming over investors. They explore the risks of index fund concentration, the impact of market manipulation, and the obsession with asset allocation. Discover strategies for staying calm amidst financial chaos and ways to navigate the unpredictable nature of the stock market. Plus, dive into a lively trivia challenge that adds a fun twist to the serious world of finance!

Feeling overwhelmed by market volatility? This discussion offers actionable strategies for managing your retirement funds amid the ups and downs of stocks and Bitcoin. Discover the importance of an Investment Policy Statement and how to navigate withdrawals without costly mistakes. Learn if a Roth IRA still makes sense for your portfolio. Tune in for humorous anecdotes and insights into the financial media’s sensationalism, all while emphasizing patience and a long-term perspective in investing.

In this discussion, Natalia Brown, a debt relief advocate from National Debt Relief, provides insight into overcoming financial struggles and navigating the labyrinth of debt. She highlights the importance of recognizing predatory practices and shares effective strategies for debt management. The conversation shifts to the dangers on TikTok, revealing that nearly 70% of crypto advice is misleading. Listeners are urged to prioritize long-term financial health over credit scores and to remain cautious of dubious online advice.

Mindy Jensen, host of the BiggerPockets Money podcast and real estate investing expert, joins the fun as they consult the Magic 8-Ball to predict the financial landscape for 2025. They hilariously reflect on past predictions, share personal investing mishaps, and explore the unpredictable nature of the markets. Topics like Bitcoin's performance, the stock market's future, and cultural reflections on Taylor Swift add a lively twist. With insights on economic behavior and a light-hearted approach, this conversation promises both laughter and valuable financial wisdom!

Is it possible to save too much? Absolutely! The team shares cautionary tales of individuals who missed life’s moments in their quest to save every penny. Find out how to strike a balance between financial security and enjoying life. Learn strategies to avoid burnout, prioritize experiences, and understand your personal inflation rate. Plus, enjoy some light-hearted trivia and a hilarious TikTok minute that explores saving with style!