The Stacking Benjamins Show

The overwhelming thought around higher education used to be that if you wanted a good paying job, a college degree was necessary. That thought process may be changing. Professor Scott Galloway joins us today to share not only his thoughts on education but how our country came to be and the ideologies we share. His new book takes a fascinating look at the U.S. and explains how we got where we are today, the achievements we've made, our failures, and our socioeconomic systems, all explained in charts. He shares some of his findings with us.Then we'll tackle interest rates in our headline segment. The Fed announced it raised interest rates by .75% again this month with no sign of slowing down. What does it mean for your wallet and the economy as a whole? We'll explain. We also answer John's question about investing in CDs vs. US Treasury bonds, and Doug will share his trivia.You'll find show notes for this episode at www.stackingbenjamins.com/scott-galloway-1256.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show, TikTok maven and behavioral money guru Dr. Bradley Klontz joins us to dive into your money habits. How bad do you suck with money? Probably not as bad as other people, based on some recent studies. But who cares about them? Let's try and do better! Today we'll dive into habits you can form to be better with your cash. Plus, during our headlines segment, OG tackles the current optimism around bonds. If bonds are poised to go up, and OG believes it, why wouldn't he recommend investing in the gold rush? We'll explain.Of course, we'll also share Doug's amazing trivia and much, much more.You'll find show notes for this episode at www.stackingbenjamins.com/brad-klontz-1255.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How many times have you said the words, “You should sell these?” to someone after experiencing their creativity? We all have. Let’s admit it. We’re built to think about selling things that we’re good at. From our handiwork to our speaking skills, whenever you’re good at something, the highest compliment seems to be, “You’re good enough to sell this! Start a business!”But should we?Today we talk to THREE business owners about this very topic. Our special guest, Caleb Guilliams, runs the successful Better Wealth YouTube channel and podcast. OG runs a successful financial advisory firm, and our newest roundtable regular, Paulette Perhach, operates a successful writing/coaching operation. Does it make sense to mix your passion with your business? What are the surprises you encounter if you even try? We’ll cover all of that PLUS continue our yearlong trivia contest between our contributors on today’s show.You’ll find show notes for this episode at www.stackingbenjamins.com/caleb-guilliams-roundtable-1254.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if your time management system was actually holding you back? Richie Norton learned the hard way that most time management systems help you complete more tasks but do nothing to help you improve your life. He created the anti-time management system out of necessity. After losing a child and a brother-in-law, he needed to focus on living more rather than just "doing" more. Today he'll teach us key ideas to help you live a fuller, richer life.But that's not all! In our headline segment we dive into a new product on Wall Street...the single stock exchange-traded fund. Do you need to add this to your portfolio? How does it work and who is it for? We'll answer all of those questions...along with a question from a man from Australia (or not), who wonders about what to do with 529 funds AFTER his children have finished college. Can he just take the money out and spend it?Of course, we'll also share Doug's amazing trivia, and so much more.You'll find show notes for this episode at www.stackingbenjamins.com/richie-norton-1253.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Does your professional, personal, or financial life sometimes feel out of control? Us too, which is why we wanted to chat with Bola Sokunbi, creator of Clever Girl Finance and author of a new book, Choosing To Prosper. To improve her financial and personal life, she endured a 3-hour commute, planned two weddings, and navigated the tough decision about when to have children. It's an exciting and empowering discussion about taking control of your finances and career.Even if you've done a good job saving for retirement, we have headlines you'll want to hear. A recent Wall Street Journal piece explains why your planning job should be about far more than the money. We talk about mindset and values around your retirement goals. We'll also answer Marisa's question about what to do with her old 401k account, and of course, Doug will share his trivia.You'll find show notes for this episode at www.stackingbenjamins.com/bola-sokunbi-1252.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

What's your biggest money concern right now? Rising prices are putting strain on people's wallets. Others have transitioned away from the corporate world and are trying to navigate a new way to earn an income. Whatever stage you are in, there are other people in the same boat. To help, we're diving in to some of the top concerns among people today and sharing our advice. We're live from Podcast Movement in Dallas, Texas with a rockstar roundtable. Mindy Jensen (BiggerPockets Money), Lacey Langford (Military Money Show) and Allison Hare (Culture Changers) join us to share the biggest concerns among their listeners. They talk about the housing market, finding fulfillment in your life and career, the importance of mentorship, and more.You'll find show notes for this episode at www.stackingbenjamins.com/podcast-movement-1251.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why do so many people focus on managing time, and yet so few achieve a rich life? What exactly does a rich life mean to you, and are you building a bridge toward it?Ramit Sethi's book, I Will Teach You To Be Rich, is a huge success and he now joins us to share lessons from a new journal he's releasing to accompany his bestselling work. He'll walk us through how to actually envision that rich life and how to take steps to achieve it. He also dives into the psychology behind building a life you love, why numbers and math aren't everything, and how to create your money vision.In our headline segment, we take a deep dive into Best Buy's recent earnings call. Not necessarily because of the numbers they reported, but for how they are controlling the controllable. We'll explain. We also answer Paul's question about moving overseas once he retires and Doug shares his trivia.You'll find show notes for this episode at www.stackingbenjamins.com/ramit-sethi-1250.Deeper dives with curated links, topics, and discussions are on our newsletter, The 201, available at StackingBenjamins.com/201.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Everyone is on their own path toward their financial goals. Your job, income, lifestyle, and values all play a role in that. Where are you on your journey? In a job you dislike or looking for ways to make big moves with your finances? Sam Dogen is the force behind Financial Samurai. He's been in the finance industry for decades, starting his career at Goldman Sachs. He quickly realized it wasn't the job he envisioned and he set out on a path to financial independence. He's here today to share his top money lessons and tips from his career. He talks about how to evaluate your net worth, how to think in probabilities instead of absolutes, why winning isn't the same as not losing, the importance of continuing to show up, and more.In our headline segment, we dive into the truth behind "buying the dip". What does it mean and does it work in the long run? We'll explain why it's popular but doesn't always work like people hope. We'll also throw out the Haven Life line to Jess who has a question about her health insurance plan. And of course, Doug will share his trivia.You'll find show notes for this episode at StackingBenjamins.com/sam-dogen-1249. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Life can come at you fast. Sometimes quick decisions are necessary but when it comes to your finances, is faster better? Impulse purchases, trading on short-term news, and making decisions without thinking about tomorrow can hurt in the long run. Our roundtable today talks about decision-making when it comes to your finances. They talk about when it's ok to move fast and when to slow down. Amy Blacklock (Women Who Money), Len Penzo (len penzo dot com), and OG join our roundtable.This episode originally aired in 2019 so be sure to ignore any mention of current events. Check out the original show notes for this episode.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do rules of thumb and finance "rules" leave you confused? Even better, some contradict others. We've got a great throwback for you today to help you avoid bad advice around rules of thumb. Joe and OG share their top 5 dumbest rules of thumb and why you shouldn't follow them exactly. They share what you should focus on instead to get ahead on your finances.This episode originally aired in 2015 so ignore any current events or giveaways. Check out the original show notes here.Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices