BiggerPockets Money Podcast

Join Bernadette Joy, founder of Crush Your Money Goals, as she shares her inspiring journey from over $300,000 in debt to becoming a millionaire by 39. She discusses her innovative three-bucket budgeting method and the snowball strategy for paying off student loans. Bernadette reveals effective side hustles that can earn you an extra $100 a day, all while working a full-time job. Discover the mental shifts necessary for achieving financial freedom and learn how to prioritize genuine happiness in your financial journey!

Lauren Boland, a software engineer and creator of the cFIREsim calculator, joins the discussion to tackle a pressing question: "Do I have enough to retire?" She unpacks her groundbreaking tool designed to evaluate retirement readiness by simulating various financial scenarios. The conversation dives into the four-percent rule’s relevance in 2025, how to reverse-engineer a financial independence number, and the importance of investment strategies, including the impact of real estate on retirement planning.

Ramit Sethi, author of "I Will Teach You to Be Rich" and a recognized expert in couples' finances, shares transformative techniques for having productive money conversations. He explores the essential 'money types' and how recognizing them can strengthen relationships. Ramit emphasizes the importance of shifting from criticism to collaboration and advocates for regular financial check-ins. He also discusses the 'Middle-Class Trap' and why a rich life extends beyond just accumulating wealth.

Jackie Mitchell, a TikTok star and side hustler, completed her $100-a-day challenge to save for a home, earning nearly $11,000 in just over three months. She shares her most profitable side hustles, including one that earned her over $100 an hour. Jackie discusses her strategy of using side hustles to cover travel and gifts, alongside budgeting tips that help reduce expenses. With a goal to pay off her mortgage by her thirties, she challenges conventional FIRE advice, showcasing her journey towards financial independence and smart money management.

Couples, it’s time to schedule those essential money dates! Explore fun and engaging ways to align your financial goals together. Learn how to create an open dialogue that keeps both partners motivated and accountable. Discover practical tips for making financial discussions enjoyable, tracking expenses collaboratively, and celebrating successes. With the new year approaching, now is the perfect time to plan constructive conversations and strengthen your financial partnership!

Explore the journey of overcoming six-figure debt after a layoff, where financial stability trumps the grind for early retirement. Discover unique budgeting strategies and debt repayment tips tailored for LGBTQ+ individuals. Learn how to craft a personalized wealth plan that balances current living with future goals. The importance of accountability buddies also shines through, showing how supportive communities can transform financial journeys. Redefine your financial outlook and embrace a fulfilling life today!

Brandon, known as the Mad Fientist, is an early retiree and financial independence advocate. He shares his decade-long experiments in early retirement strategies and discusses updating the outdated 4% rule for a smoother early retirement journey. Brandon reveals you might need less savings than previously thought and emphasizes the importance of flexible spending. He also explores how to navigate market crashes and the balance between enjoying life and saving for the future, urging listeners to rethink financial priorities.

Feeling financially challenged at fifty? Discover how to transition from zero dollars to a millionaire retirement with targeted strategies. Explore inspiring stories, including Barb's journey from stay-at-home mom to financial independence. Learn about beginner-friendly investments, lucrative side hustles, and disciplined saving techniques. Find out how to tackle retirement fears and create an actionable plan that meets your unique income level. No matter your age, these insights can help make your retirement dreams a reality!

Chris Hutchins, the award-winning host of "All the Hacks," shares incredible money-saving strategies for 2025. He reveals a unique side hustle making him extra cash, alongside savvy tips to slash property tax bills and insurance costs. Chris also discusses healthcare hacks that could save him $24,000 in one year and how to eat out for thirty percent less. With practical advice on leveraging cashback rewards and strategic purchases, he emphasizes that these hacks can help anyone retire earlier and achieve financial independence.

Alex Preziosi, a savvy real estate agent and house hacker, is on a mission to achieve financial independence by 45. She discusses her decision to potentially leave her W2 job to dive into full-time entrepreneurship while managing impressive cash reserves. Alex shares the benefits of house hacking to reduce housing costs, the advantages of her growing real estate side hustle, and strategies for investing her growing cash pile. Can she make the leap without jeopardizing her FI goal? Tune in to find out!