Ladies Finance Club - Get Rich

Today we have another short and snackable episode for you. I’m joined by Josh Gilbert from eTora and we explore the question of “Does investing actually make you wealthy?”  We dive into the basics of how investing works and Josh explains that the key to growing your wealth through investing lies in the concept of compounding. The longer your money is invested in financial markets, the more powerful it becomes.  Tune in to this short but jam-packed episode to learn more about how investing puts your money to work for you. Enjoy! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn   CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/  Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Are you ready to unlock the secrets of property investment and learn what it takes to succeed? Then you won't want to miss my riveting conversation with Jo Vadillo, a self-made powerhouse woman in the property investment world, who's leveraging her unique upbringing to empower women to thrive in the property market.  Jo grew up with a single mother who instilled in her the value of money, education, and investment. From absorbing every tidbit of property investment knowledge she could find, to taking the leap from her corporate job to become a professional buyer's agent, Jo's journey is nothing short of inspiring. And now, she's using her experiences to run her own property education platform aimed at supporting women in the property market. But that's not all! In this episode, we also delve into the nitty-gritty of buying an investment property. Jo shares her invaluable insights, discussing everything from financial considerations and growth potential to value-adding strategies. She also introduces the services she offers to assist budding property investors, emphasising the importance of financial advice in this venture.  So, whether you're a seasoned investor or a novice looking to dip your toes into the property market, you'll want to tune in for Jo's tips and tricks to successfully navigate this often complex landscape. Plus, we'll explore how her website can serve as a valuable resource to find additional information for potential buyers. So buckle up and get ready for an enlightening exploration of the property market with Jo Vadillo. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JO VADILLO   www.advocateservices.com.au www.propertywomen.com.au CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

We have another insightful financial snack for you today with Josh Gilbert from eToro. Josh is going to dive in and take us through exactly what a dividend is. It’s easy to get confused by all of the jargon in the financial industry but never fear - Josh is here!  We look at exactly what a dividend is, examine a very clear example so you can visualise it, explore how not every company offers dividends and why not, and the benefits of both cashing out each dividend or reinvesting.  We then talk about how often companies in Australia pay out their dividends and explore the dividend difference between more established companies and those searching for growth opportunities.  Tune in to find out more!  CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn   CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

My guest today is Julie Crocket, CEO of Australian Property Investment Solutions. But she didn’t start out there and I know her story is going to be such an inspiration. In this episode, Julie shares her journey from raising two kids on her own on a teaching wage to becoming a thriving property investor.    Julie's journey into property investment began when she received a superannuation statement that revealed she had less than $30,000 in her account. As a single mum, she knew she needed to take action to secure her financial future and provide for her two daughters. Driven by her determination not to end up in poverty, Julie sought the help of an accountant and her gal pal to explore property investment as a way to build wealth.   Since then, Julie has built an impressive investment portfolio and, inspired by her passion for empowering others, launched Australian Property Investment Solutions. Through her business, she helps even more people secure financial strength and independence through property investment. In this episode, Julie shares her story and offers valuable insights for anyone looking to build wealth through property.   One common mistake Julie sees among investors is stopping at one property. She emphasises the importance of having a strategy and a long-term plan, sharing her own experience of buying multiple properties over the years and how each acquisition contributed to her overall wealth.   Affordability challenges are real, especially in desirable locations like Bondi. Julie introduces the concept of ‘rent vesting’, which involves buying an investment property in a more affordable area while renting in the desired location.   We also talk about the importance of challenging our limiting beliefs when it comes to money and taking control of our financial future, not just for ourselves but for generations to come.    Julie's story is such an inspiration and if you’re thinking about property investment as a way to build wealth, you don’t want to miss this episode. As more women embrace property investment, the future holds the promise of greater financial security and prosperity for all.   This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JULIE CROCKET   Website: https://apisolutions.com.au/ CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

We’re back for another snack size episode with Josh Gilbert from eToro. Today we’re diving into questions surrounding the Australian Securities Exchange (ASX) which is the main stock exchange in Australia. Josh explains what the ASX is, and the different names for it that you might have heard get thrown around. In simple terms, the ASX is like a marketplace where you can buy and sell shares of publicly traded companies. It’s important to note that while the ASX lists some of the biggest and most successful companies we know in Australia, not all are Australian.  We talk about the different ways we can invest in the ASX and why we need to go through a broker to facilitate buying and selling shares. Enjoy!   CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn   CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Fiona Morris is my inspirational guest today and we’re talking about how she turned her life around, going from bankrupt at 40 to running a 7-Figure business at 41. Fiona is the founder of Start My Cleaning Biz, Australia’s leading online learning platform for cleaning businesses, teaching aspiring business owners to start and build their own successful cleaning businesses.  In this episode, Fiona shares her origin story, growing up in housing commission with a mother working the night shift to make ends meet. She talks about the messages she was taught about money as a child and the scarcity mindset she brought into her own life. Fiona shares how money is the manifestation of your mental health and what you believe about your capabilities and limitations.  Fiona’s first cleaning business seemed to be thriving, however, due to overspending and poor business practices, that business went into bankruptcy. We talk about the lessons Fiona learned from this experience and her redemption story starting another business that has not only created wealth for her but equipped so many other women to become financially stable. We talk about the ripple effect that happens when we empower women to become financially independent and how Fiona’s relationship with money has completely turned around.  There is so much wisdom to glean from in this episode and I know you’re going to find Fiona’s story such an inspiration.    CONNECT WITH FIONA MORRIS   Websites: https://www.startmycleaningbiz.com.au/ https://www.growmycleaningbiz.com.au/ TikTok: https://www.tiktok.com/@queenoftheclean?lang=en Instagram: https://www.instagram.com/startmycleaningbiz/ CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Welcome to another short and snackable finance episode! Today I am joined by Josh Gilbert from eToro and we’re going to dive into whether women should be investing or saving.Josh takes us through the importance of having enough capital on hand to deal with the unknown in the future, the yield that in Australian savings accounts, the difference between investing and saving, the effect of compounding, having a long-term mindset and the risks involved.I’ll take you through our three rules to follow BEFORE you start investing to make sure you’re moving forward with your finances.So, join us for this short and sweet but jam-packed episode to learn how you can start implementing Josh’s advice today to build your wealth. CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedInCONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money ChatWebsite: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

We are so lucky to be bringing you Allegra Spender, the independent MP from Wentworth, NSW. Allegra previously worked as a managing director both in business and in not-for-profit organisations. She was fed up with the lack of action on climate change, missing integrity in politics, and the lack of women so she decided to run as an independent MP and start driving real change.    Allegra describes her role as an MP as two jobs: the one that’s in Canberra, reviewing and developing policy and legislation, and the one that is in the community. Her constituents come and see her about a whole range of issues, including the NDIS, visa issues and accessing home care for their parents. She focuses her attention on the important issues faced by her community and works incredibly hard to help them navigate the federal government.    Feeling confused about the Federal Budget?   The Federal Budget is effectively how the government spends its money. The Treasurer of the day (currently Jim Chalmers) details what they plan to spend the nation’s money on, how much they estimate will be spent in the following three years and the budget’s priorities. Broadly, Allegra believes the current federal budget is quite sensible but could have been more ambitious.    Listen in as Allegra takes us through the current budget and how it benefits women in our community through increased childcare funding, supporting single-parent families with increased payments and age limits, increasing parental leave pay, and increasing support for those fleeing domestic violence.   Allegra shares her mother’s advice encouraging her to always be financially independent as a woman because it grants freedom. The future of politics looks brighter with women like Allegra Spender representing our communities and working on the biggest issues facing our country with respect and collaboration - and less ego!  CONNECT WITH ALLEGRA SPENDER Website:  https://www.allegraspender.com.au/  CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

At 43, Sharon was broke and knew nothing about investing. She was divorced, broke and building a business in Singapore when she started dabbling in investing with a $25 voucher for eToro. She is now qualified and full of investing wisdom, appearing on many panels and podcasts, reminding us it's never too late to start investing. You can start with a small amount of money.    Sharon begins her story with very important advice - don't give everything up when you're in a relationship and make sure you take care of yourself. The time women spend raising children is actually a fairly small part of their financial life. When the kids are grown up, you’ve still got many many years where you need to be able to look after yourself financially - A man is not a financial plan.    When you start investing, start small. It’s a myth that you need to start with thousands of dollars. Sharon started with just $25 and would invest small amounts in the companies where she enjoyed spending her money and doing it this way really sparked her interest so she was keen to open the newspaper and dive into the stock news.    Through investing, creating new financial behaviours and side hustling, Sharon now owns her home and has a very comfortable retirement fund. This is incredible when she had to start completely from scratch after her divorce. She never thought that it was going to be possible and through hard work, she has built security and confidence in her financial future.    Sharon also shares her insights into superannuation, shifting your financial mindset, ESG investing and finding ways to make money on the side. You can even start copying Sharon’s financial moves as she’s an eToro popular investor! Jump over to her eToro page here and check it out.      CONNECT WITH SHARON CONNOLLY Website:  https://www.etoro.com/people/sharonconnolly  CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat   Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

We’ve got a short and snackable finance episode today! I am joined by Josh Gilbert from eToro and we’re talking about a word we hear a lot in the media these days… inflation. Josh breaks things down into simple terms to help us understand exactly what inflation is and the role that the Reserve Bank of Australia (RBA) plays in managing inflation in Australia. He explains what causes inflation in the first place and how the flow on effect leads to the rise of interest rates we’re seeing today.  Right now, inflation is a lot higher than where we want it to be. Josh explains how it’s a delicate balance between lifting interest rates to stop people from spending so much money (and therefore reducing interest rates) and not tipping the country into recession.  So, tune in to this short but jam packed episode to learn more about inflation and why it’s such a buzzword right now.    CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn   CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.