Love, your Money - Wealth, Money, and Financial Advisor for Women

Today’s guest is someone who wants you to make money as much as I do: Kelli Thompson, executive coach and author of the book “Closing the Confidence Gap: Increasing your Peace, Potential, and Paycheck.” Kelli joined me on the podcast to talk about some of the biggest myths when it comes to salary negotiations, explain just how much your negative beliefs are costing you, and share scripts to help women confidently ask for more. While working as an HR professional in the corporate environment, Kelli got to see firsthand how job negotiations played out–and how detrimental those conversations were to women who, for the most part, weren’t confident talking about money. She made it her mission to see that change, and adopted this mantra: Nothing bad happens when women talk about money. (I wholeheartedly agree.)In this episode, we talk about tactical approaches to negotiation, using market data to support your position, and biases that impact your earning potential–so that you can recognize and overcome some of the obstacles that get in the way of making more money and building your wealth.Listen to the full conversation, check out the show notes at hendershottwealth.com/253, or hit download and save this episode to listen to later!Here’s what you’ll learn in this week’s episode of Love, your Money®:1:51 How Kelli went from a wannabe-meteorologist to working in the financial industry, then an executive coach who helps women earn more5:41 The biggest stumbling blocks Kelli sees with women negotiating compensation7:44 How to start the salary conversation, understanding salary transparency laws, and a script for approaching negotiations when the offer is lower than expected, 10:02 When salary discussions come up during the job interview process, and how to overcome limiting beliefs that impact your earning potential17:55 Actions people can take to break from low compensation, increase revenue streams, and leverage intellectual property to earn more money  20:53 What Kelli says to the person who says, “I don’t know if I should negotiate for more,” and compensation options that aren’t money25:12 Quantifying the cost of your thoughts, how Kelli came to grips with doubt, and what happens when you replace “but first” with “while also”30:02 What Kelli covers in her book, Closing the Confidence Gap, and what makes it different than other books on confidenceShow NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/kelli-thompsonFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple PodcastsOvercast Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Get ready Money Lovers, because Alyssa is in the HAUSE! Alyssa is my little sister, and she has been a part of Hendershott Wealth Management since its inception–and–we worked together before that at our father’s firm. Don’t worry, I didn’t completely poach her from my dad’s business. In fact, she still works there! But when I started HWM, she came to work with me part-time because I was able to offer her a more flexible schedule and work environment as she grew her family.Alyssa started out doing my bookkeeping and helping with paperwork (as an act of sisterly charity, apparently!) and these days she is a client-facing advisor and CERTIFIED FINANCIAL PLANNER® professional.In this conversation we talk about why we work together so well, what can cause tension and rifts in family businesses, and what we’re working towards (and forward to!) in the future. Love, your Money is a podcast about finances and relationships, and building a life that aligns with your vision and values. Alyssa and I couldn’t be more different, and even though we’ve taken very different paths in life, I am incredibly grateful to have her on my team–professionally and personally. There are plenty of horror stories out there about drama when hiring a family member, but you’re honestly not going to find that here. There’s a ton of love, loyalty, and trust–and we know that’s the kind of thing money can’t buy. Listen to the full episode–or hit download to tune in later–and join in our sisterly chat. Here’s what you’ll learn in this week’s episode of Love, your Money®:2:15 How Alyssa got started in finance, why we call our dad Craig, and the evolution of her skill set in the financial planning industry5:24 What the transition looked like when I left my father’s firm, and how leadership played a big role in the emotional navigation of that8:33 What’s surprised Alyssa most about financial planning as a career 11:28 What’s in the zeitgeist about families working together–especially when there’s money involved–and the practices we have in our business that make it work 14:15 What Alyssa is looking forward to in the next 10 years of work together at Hendershott Wealth Management16:02 The difference between our Money Operating System®s, how Alyssa’s has impacted her financial journey, and what she’s struggled with along the way18:27 Alyssa gets to answer my signature question–If your money were writing you a love note, what would it say?Show NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/alyssa-hauseFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple PodcastsOvercastHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

This week’s guest on Love, your Money is no stranger to us at Hendershott Wealth Management… because she IS one of us!If you listened to the last few episodes of the podcast, you know that it’s anniversary month at our firm: We are celebrating a decade of building wealth and helping our clients pursue (and achieve!) financial freedom. We know you can accomplish so much more when you’re supported by the right people, which is why we’re big advocates for investing in your team. That’s why today’s conversation is with someone I (and my clients!) have come to rely on, a.k.a. my best hire ever, Jen Rupp.Jen is the Director of Financial Planning here at Hendershott Wealth Management, and my right hand woman. Our firm truly wouldn’t be in the place it is today without her help. After all, having two big brains is better than just one, right? When Jen raised her hand to join us at HWM, it was a one-woman show with some light admin support. I wanted to build a team that was happy and thriving in their life working at our firm, and that green flag gave Jen the confidence to leave a firm she was with for 12 years to create something revolutionary (at the time) with me.I trusted that by focusing on excellence in service, we would see our way through to a successful business and building a legacy that matters–and 10 years later, we know now that service is important, yes, but really, it’s all about the people. Listen to this conversation for a rare behind-the-scenes look at the inner workings of Hendershott Wealth Management, and the conversations that have shaped the foundation of our firm up til now… and hopefully for decades more to come. Check out the full show notes at hendershottwealth.com/251, and make sure you hit subscribe/like/follow so you never miss an episode of the Love, your Money Podcast!(I’m interviewing my little sister for our next episode… watch out, world!) Here’s what you’ll learn in this week’s episode of Love, your Money:1:07 Introduction to Jen (Jennifer!) Rupp, Hendershott Wealth Management’s Director of Financial Planning3:45 How Jen got started with Hendershott Wealth Management and the possibility she saw and felt after years of working in a male-led financial firm5:47 What it’s like to become a manager of people, not just money, within HWM 7:36 What drew Jen to financial planning from her early high school years (maybe the first person who fell in love with finance during an accounting class) 10:00 What the most surprising part of financial planning has been for Jen, with both clients and within her own skill set12:01 Jen’s Money Operating System™–how it’s different from other people’s and how that shows up in her life, especially when it comes to her marriage… and online shopping18:04 Some of the biggest client wins and challenges in Jen’s career, and how those experiences influenced her journey + financial expertise22:37 How Jen learned about succession planning and buy/sell agreements when heirs aren’t qualified to run the business they’re set to inherit25:05 Why Jen and I are completely different–but it works so well together, especially in the business–and how our clients benefit from that synergy Show NotesTo get access to the full show notes, including all the resources mentioned, visit: Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

In our last episode, I sat down with my husband and life co-pilot, Robert Hendershott, to reflect back on the last 10 years together–and the first 10 years of Hendershott Wealth Management! He joined me for another conversation today to turn our gaze forward and talk about what’s coming up next because our family is on the cusp of a huge milestone: Robert’s retirement.(Make sure you go back and listen to episode 249 if you haven’t already. It’s not required to understand this episode, but if you’re interested in learning more about how to build wealth and financial freedom as a couple and want more context for today’s conversation, it’s worth it.)After years of financial partnership and saving for this stage in life, we sat down to take you behind the scenes of how we planned for Robert’s retirement–and how we’re navigating the years to come.When most people hear “plan,” they think of getting your ducks in a row and then following each step to get where you want to be. But. As we learned, not all plans work that way. Sometimes life is linear and predictable, and sometimes it throws you curveballs that lead to winding down a hedge fund a few years (!) earlier than anticipated and initiating part-time retirement, a.k.a. a living vacation. To be honest, it’s kind of mind boggling to be at this stage in our life and living into the vision we’ve been working towards for more than a decade. Getting to this point required us to answer one of the hardest questions in financial planning: What is enough? Now that we’ve answered–and achieved–it, the question is… What’s next?Listen in to find out!  Here’s what you’ll learn in this week’s episode of Love, your Money:The steps Robert took to wind down his hedge fund responsibly, and how the Silicon Valley Bank failure changed his retirement plansThe conversation we had about our finances that had us saying “yes” to Robert giving up full-time employment How Robert is filling his time and creating structure in the absence of a standard workday, including ingenuism and why it’s so important to RobertWhat’s in the zeitgeist about retirement, and what it really means to us professionally, financially, and intellectuallyOur plans for the next 5 to 10 years, including the things we are not able to plan for yet, and how we’re navigating the potential risks that cloak the futureThe steps we’ve taken to build a life that feels like a living vacation, and how it reduces the shock of retirementIf Robert’s money were writing him a love note, what would it say?Show NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/robert-hendershott-retiring-with-purposeFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple Podcasts Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to an extra special episode of the Love, your Money podcast–because we’re celebrating our 10 year anniversary here at Hendershott Wealth Management!It’s hard to believe it has already been a decade of helping high net worth women and couples build wealth and achieve financial freedom, but here we are–and, in so many ways, it feels like we’re just getting started.   To commemorate this milestone, I invited an extra special guest to join me on the podcast. Long-time listeners may remember that I interviewed my husband, Robert, a few years ago to talk about hedge funds (episode 55 if you want to check it out). Well, I’m bringing him back today to reflect on some of the highs, lows, lessons, and repressed memories from running a wealth management firm for ten years.I wanted Robert to join me on the podcast for this conversation because he has been my co-pilot since before I started HWM–and my number one cheerleader every step of the way. Listen. I met Robert when I was BROKE, living in a two-bedroom bungalow, working on my MBA and at my dad’s firm. We both knew that job was no longer working for me, even though it was the only thing paying my bills and every single dollar was accounted for. Robert saw that I was miserable and gave me the loving push I needed to go out on my own. He has been my biggest supporter since day one, and having him join me for this conversation was lovely, because he gave different perspectives to stories I have told many times in the last decade–and reminded me of so many things I’ve forgotten about along the way.I’m proud of the life we built together so far, and think the last ten years really is a testament to how much you can accomplish with the right people in your corner.This episode is all about reflecting on the lessons of the past, but stay tuned because this story isn’t over yet! Our next episode is all about retiring with purpose, and you’ll get to learn about this financial planner’s family retirement plan (not my retirement–Robert’s!) and what our plans are for the next ten years.For now, sit back, relax, and enjoy taking this trip down memory lane with us!Here’s what you’ll learn in this week’s episode of Love, your Money:Why I left my dad’s firm to start Hendershott Wealth Management, what Robert had to do with that move, and reflecting on some of the best/worst decisions I made as the company grewHow Robert and I navigated money conversations as a couple–what we brought to the table as individuals, how we came to a place where we merged our finances, and our strategy for setting up our personal investment accounts How our careers (and family) have evolved over the last ten years, what we did to make room for those changes, and the choices we made that allowed us to parent and work in a values-aligned wayThe ways our money has taken care of us over the last decade and supported us as we navigated the hardest pockets of our life, including when our daughter was diagnosed with leukemia and then relapsed How our financial partnership and relationship have changed the way we relate to money, and what we’re doing to teach our daughter a healthy money mindset instead of passing on the money stories we grew up withHow Robert planned to be rich (a.k.a. The 50th Birthday Party Story), and what he is most (and least) excited about in the next ten years… because he’s retiringRobert takes the mic a Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Seven years ago, I recorded a podcast episode inspired by the worst financial advice I was hearing on other podcasts at the time. A lot of things have changed since 2017, and unfortunately, a lot of things have remained the same.I decided to revisit that awful advice and give it a 2024 refresh so you can see which bad advice is still being recycled, separate what’s true from what’s trendy, and make informed, educated choices that are right for you.My goal is to help you learn how to become a sophisticated, prudent investor. That includes: Identifying the “armchair advisors” on the internet that are sabotaging your wealth–and the lack-of-evidence-based opinions they’re doling out.So in this episode of the Love, your Money podcast, we’re counting down the seven worst pieces of financial advice on the internet–because it’s not just on podcasts, it’s everywhere. From “Bucket Investing Strategy Brad” to “Just Buy Gold Chad”, we’re going to poke holes in some seriously unprofessional opinions–and do the math on how much their bad advice is actually costing you.Because to be perfectly frank, it’s easier to talk everyday investors into giving up their money by making big claims and taking advantage of knowledge gaps. I want to spare you those costs and teach you how to spot the fool’s gold–so you can run from it.Buckle up, Buttercup–and enjoy the ride!!  P.S. For the sake of making it easier to wrap your head around the examples as you listen to the podcast, we rounded our numbers to the nearest thousand, but I promise we double and triple checked our math. To see the calculations down to the penny, head to this episode’s show notes at hendershottwealth.com/248.  You can find that (very solid) math, below. 🤓Here’s what you’ll learn in this week’s episode of Love, your Money:Meet Brad + Chad, our Armchair Advisors for today’s episodeBucket Investing Strategy Brad and the real cost of his “safe” vs. “growth” buckets and “just go-for-it” mentalityForget the 401(k) Chad and his misunderstanding of taxes, brokerage accounts, and retirement savingsKnow-It-All Brad and his “professional” opinions (i.e. why you shouldn’t take money advice from smart people who aren’t experts in finance or investing)Commission-earning Chad and his get-rich-on-life-insurance-policies schemeBudget By Envelope Brad and his restrictive cash flow management systemJust Buy Gold Chad and his doomsday predictionsBeat the Market Brad and his siren calls for active investingShow NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/worst-financial-adviceFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple Podcasts Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Why does wealth matter? Because it is your key to freedom–and that’s something we care about a lot at Hendershott Wealth Management. We’re committed to helping people achieve financial freedom because with it comes the ability to do more of what they love in the world. And if we all spent more time doing what we love instead of what we feel obligated to… well, that’s the world we want to live in. Being rich is powerful, but most people struggle to embrace that because society has taught us to resent the rich. Especially as women–I mean, women aren’t supposed to want or be “too much”, right? WRONG.False beliefs get in the way of wealth building all the time, and all they do is cause you to sabotage your wealth–and put your financial security at risk in the process.So in today’s episode of Love, your Money, I’ll help you identify and overcome common mental obstacles so you can change your relationship with money… and your life. It’s time to stop sabotaging your wealth, and start embracing the journey to becoming rich. Remember: This is your life. This is your journey. This is your choice. Today, I want to help you choose to be rich. Here’s what you’ll learn in this week’s episode of Love, your Money:What financial freedom is, and the first step you need to take to achieve itWhy “rich” is a triggering word for people, and why you have to stop believing it’s inherently “bad” to be rich How societal narratives influence your beliefs about wealth, and if having money makes people selfishWhy you need to get out of your own way when it comes to money, why it’s easier to demonize rich people than build wealth, and who really ends up hurtThe importance of being in a loving relationship with your money My own transformation story, or how I set myself on a destructive financial path and changed my experience–while remaining true to my valuesWhat access to wealth makes possible in your life: who are you, and how do you want to show up for the people you love? Why building wealth is a logical goal for generous people, and a message for those at odds with their desire for more financial freedom and their relationship with moneyA promise to make to yourself, today, that your future self will thank you forShow NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/stop-sabotaging-your-wealthFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple PodcastsOvercastHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

“Can you just make the decision for me?” As an adult, it seems like life is a never-ending stream of choices. From little decisions like what’s for dinner to big decisions about your career or financial investments, the choices keep coming–and there rarely seems to be a “right” answer.I’m in regular conversation with clients about their financial choices and planning for life transitions. (Do I sell my company shares now or later? How much should I save for retirement? Can I afford to take this vacation or send my kid to that college?) So when I had the chance to interview a decision engineer on Love, your Money, I had to say yes. I couldn’t wait to get Michelle Florendo’s insights, because as a Stanford-trained decision engineer, she’s made it her life’s work to teach people how to make decisions with less stress and more clarity.In this conversation, we talk through how to feel confident that you’ve done your decisions due diligence, while also going beyond the process-driven elements of engineering to talk about how our feelings and emotions influence our decisions… especially the ones that impact our finances. I learned some things that are going to help me become a better financial advisor–and that’s something I don’t say lightly! I often find myself talking clients through options that might feel counterintuitive, and the process Michelle shared is going to be a huge support in helping them navigate uncertainty.  Michelle has frameworks that apply to every decision–personal or professional, big or small–and we talked through some money-related examples that really bring the concepts to life, from investing and IPOs to daily spending habits. If you’ve ever struggled with making a decision, planning for the unknown, or articulating what you value most… this is a conversation you do not want to miss. So hit download, listen in, and make sure you check out the expanded show notes at hendershottwealth.com/246 for even more decision-making education from Michelle.Here’s what you’ll learn in this week’s episode of Love, your Money:Decision engineering, finance, and emotional resistance–i.e. how do you account for irrationality in decision engineering?The core components of a decision–objectives, options, and information, plus a case study in how they applyReconciling what is “unknowable”, what is unchanging, and what is impactable Using a Relief/Regret matrix (“happy face/sad face”) to inform decisions, moving through uncertainty and the clarity from knowing “enough”How to improve the options component of decision making, and the power of self-created optionsHow risk appetite influences financial decision making, like selling concentrated positions of company stock for security versus holding out for more growthWhat “resulting bias” is, why so many of us default to resulting, and what you can do instead How an outdated Money Operating System® can sabotage your money choices, and untangling “fast thinking” emotional processes to gain confidence in your decision makingShow NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/pod Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

What does it mean to “age in place,” and why does it matter? Those questions motivated my conversation with Carol Chiang, today’s guest on the Love, your Money podcast.  We’ve been taught to fear aging, and most people prefer to focus on maintaining their youth than thinking realistically about care and comfort later in life. But aging is inevitable, so why not focus on setting your future self up for success instead of chasing the idea of youth?According to AARP, 9 out of 10 retirees say they’d prefer to age in their home, and it’s safe to assume that most people want to age with their dignity, grace, choice, and freedom intact. But. Only 15% of people have done any preparation to support aging in their current home–and that’s why I brought Carol onto the show. She is the founder of Evolving Homes, which provides expert consultations to homeowners who want to age in place.From maintenance of health and functionality to structural adaptations for your physical living space, there are so many ways you can minimize the chance of injury and build multi-generational mobility support into your existing space.Carol’s goal is to help people understand those potential aging costs, so they can make a purposeful decision about saving for their future self. It is incredibly expensive to delay care–and if you don’t know what your options are, how will you know how much to save? Any proactive planning you start *now* will pay off in both dollars saved and quality of life preserved.So hit download on this episode, listen in, and check out the show notes at www.hendershottwealth.com/245 to get all the goods about setting yourself up to successfully age in place. 👇(Oh–and if you like this interview, make sure you subscribe to the Love, your Money podcast, because you won’t want to miss what’s coming up next week. I got to chat with a Decision Engineer, and I think our conversation will pair well with this one!)Here’s what you’ll learn in this week’s episode of Love, your Money:What it means to “age in place,” how you can be proactive about taking care of your future self, and the compounding returns of beginning early How to build an accessible and age-inclusive space without sacrificing elegance and smart designWhy proactive planning is a long-term cost-savings opportunity, especially for future caregiving costs or structural adaptationsHow home modifications, lifestyle mentoring, physical fitness, remote monitoring, and “age tech” impact successfully aging in place The difference between an Occupational Therapist, Physical Therapist, and other healthcare professionals involved in caregivingThe tipping point where Carol will recommend a client move out and find a new space vs aging in placeOur signature LYM question: If Carol’s money were writing her a love note, what would it thank her for?Show NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/carol-chiangFollow Hilary on:TwitterLinkedInInstagram Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

There are few things in life that we will all inevitably experience, and losing a loved one is, unfortunately, one of them.When that time comes, you should have just one thing to do: Grieve.But if you’re an executor with an estate to settle, there’s a good chance you won’t have the chance to deal with your grief until you’ve crossed the t’s and dotted the i’s, which can turn into a year-long, part-time job. (That is very much unpaid.)That’s why I brought Rachel Donnelly, founder of AfterLight Consulting onto the Love, your Money Podcast to talk about navigating the unavoidable logistics of what she calls “the business of death.”Rachel was thrust into settling the estates of two family members while raising two young children and working full time, which helped her quickly identify both the toll it can take on individuals as well as the gaping hole in the market for services that help ease the burden on grieving loved ones.Whether you’re the executor of a friend or family member’s will or planning your own estate, tune into today’s episode to learn what you need to consider so you can rest assured that your loved ones are taken care of.   Here’s what you’ll learn in this week’s episode of Love, your Money:The personal stories that led Rachel to a career in after loss consultingRachel’s “MDA”, and the growth of the after loss consulting industryWhat an after loss consultant does and doesn’t do  The Wild West situation that is digital assets, and recommendations for what to do in the digital realm before and after death The one thing all after loss consultants will scream from the highest of mountainsThe best time to initiate an engagement with an after loss consultantApproximate duration and costs when hiring an after loss consultantWhere Rachel recommends starting in your own estate planning (today)The top two things you should do right now if you've got an 18-year old leaving the nest Show NotesTo get access to the full show notes, including all the resources mentioned, visit: https://hendershottwealth.com/podcast/rachel-donnellyFollow Hilary on:TwitterLinkedInInstagramFacebookYouTubeSubscribe to Love, your MoneyApple PodcastsOvercastSpotifyGoogle Podcasts Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.