Love, your Money - Wealth, Money, and Financial Advisor for Women

Conversations about money are never easy, and talking to kids about money is no exception! This is one of the topics I get asked about most about, so I am thrilled to be able to bring to you the excellence and expertise of an incredible guest. If you are a parent or caregiver, your top priority is to make sure the child in your life is set up to succeed well into adulthood. Perhaps you have made some money mishaps that you insure your kids against. Maybe you just want to be proactive and start those money conversations early. Regardless of your motivation, it’s time to think critically about how to pass on smart money principles to the little ones.   My guest today is Neale Godfrey, an incredible asset to any parent thinking about money conversations with their children. Neale owns and operates Money For Life, and is the author of 27 books dealing with money, life skills, and important values. Neale was one of the first female executives at Chase, and is founded Children’s Financial Network INC. If all of those credentials don’t convince you Neale knows what she’s talking about, then her direct style of communication will.  Neale knows the only foolproof way to ensure that your financial legacy passes on to your children is to talk about it. Today, she will impart to you all the skills and strategies you need to have these difficult conversations. Whether your children are still little or entering into adulthood, Neale can share with you just what you need to set them up for success.  You can read the full show notes and access all the links and resources at http://bit.ly/2CizRbz.Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

2018 is nearly upon us, and I know you are already thinking about your finances. This is the perfect opportunity to think back at all of the money choices you made in 2017 and begin to set some goals for the year ahead. Are you in the same camp as 42% of Americans who think setting resolutions is a waste of time? Are you excited to grow even closer to your freedom number this year? Whether you are the former or the latter, this episode is going speak right to you.    To begin this special New Year’s episode of ProfitBoss Radio, I wanted to touch on a question that I hear many of you asking: What’s the deal with Bitcoin? Bitcoin is a type of cryptocurrency or a digital currency. Bitcoin is not just digital currency, it is also a social movement. A group of people wanted the government out of their business, so they decided to create their own currency. While Bitcoin seems to be having a moment in popular culture, as is this BlockChain Technology it is associated with, I would never advise my clients to invest or speculate with it. Listen to hear my full Bitcoin analysis.    Zooming back out, I wanted to take a moment to help you take stock of where women are financially. We’ve come so far, and we still have far to go. I’ll take a moment to show you how the numbers are stacking up for women and their finances in 2017. Armed with this knowledge, I want you to take stock of the choices you’ve made with your finances this year, and then let it all go. Now is the best opportunity you have to restart and refresh your goals and mindsets.    You might not be prepared to stick to a resolution on your own. Thankfully for you, there are many studies demonstrate that there are tactics you can employ to stick to your resolutions. Accountability is the key, so I want to invite you to join a mastermind with me in San Jose on January 19th. Listen to this episode to learn the secrets of better goal setting, and then go into 2018 prepared and ready to tackle anything.   What You Will Learn in this Episode:  Learn everything you need to know about Bitcoin. Get all the stats on the State of the Union for women and money.  Many people do not believe in New Years Resolutions. Learn how to make them stick.  Maximize your tax savings and other financial goals you can take this year.  The tools you need to get you started.  Learn why financial resolutions always fail.  Hear all about Your Custom Wealth Plan and how to get involved with my Mastermind program.     Featured On The Show  https://www.profitbosslive.com/ https://www.50kwealthmultiplier.com/   Questions? Send them to my team!  info@hilaryhendershott.com   Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

No one would ever dream that experiencing sexual harassment could have a negative impact on their career and their income. And yet, the general consensus is that yes, sexual harassment has a huge and lasting impact on women in the workplace. While the bigger conversations like #MeToo and the Harvey Weinstein allegations are a bit larger than the scope of this podcast, it is still worth devoting time and collecting the best experts on the topic. I’ll start with my own story of sexual harassment, and the vastly negative impact it made on me when I was still very young. Knowing what I know now, I feel armed and ready to navigate these muddy waters with you…without costing you a coin.   First up, I am thrilled to have Tucker Miller on the show for an interview. She is an expert through and through, and she is working with the organization, ELI, to stop workplace harassment and give voice to the voiceless. Tucker is going to share her experiences navigating sexual harassment in the workplace in order to show you exactly what you should do and say should this ever happen to you. My favorite bit of advice is what she recommends is her how-to when it comes to bringing a complaint to HR. You definitely do not want to miss out on her advice and perspective.  My second interview is with Daren Lipinsky. He’s the guy you would want to call if you were in need of representation for a sexual harassment lawsuit. No one would ever dream they might need Darren’s help, but it is always smart to know more than you need! Darren is going to give his unique perspective on sexual harassment and offer up his own words of wisdom for anyone experiencing it right now or in the future. His main point is that you need to come forward. There is strength in numbers, and there are people like Daren out there ready to help you. Unfortunately, sexual harassment in the workplace is not going away anytime soon. The more conversations and stories I hear, the more firmly I believe that we as women in the workplace need to arm ourselves with knowledge and a little bit of legal savvy. Thank you so much to all of you in the Facebook group who have been sharing your stories. We can change the narrative together.  You can read the full show notes and access all the links and resources at http://bit.ly/2oDbbEg.Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

It’s time to get your money mindset intent on investing! On ProfitBoss Radio, I try to tackle the personal and cultural forces that are both pushing women forward and holding us back. Buzzing about in the media is the continuing conversation about women and wage parity. Are women making strides to even the wage gap? Are women investing and earning with the same confidence as men? I could think of no one better to tackle those questions than Jean Chatzky!    You might know Jean  as the Financial Editor from NBC’s “The Today Show.” She is also a respected finance journalist, host of the HerMoney podcast, and the author of nine books. Her most recent book, AgeProof, is just one point of conversation for us today. She has so much wisdom and expertise to share that would warrant several episodes of their own! I asked Jean how she does it all, from appearing on TV to writing countless articles and books, and she responded that it all comes down to mindset. Nothing fires Jean up like having conversations with people who feel empowered about their finances, and she has certainly brought her fire today!    Jean had a lot of surprising things to say about current cultural influences on finance. It turns out that Millennials are leading their elders financially through wage transparency and a willingness to invest. She also shared with me the common fears and misconceptions parents face when planning to pay for college debt-free. Jean managed it, and her honest perspective is refreshing and honest! We also talked all about the fears and misunderstandings that keep women from investing. If you might be in that camp today, I think you will gain a lot of wisdom from Jean’s perspective.    It is such a pleasure to have someone like Jean on the show. Her expertise is unmatched, and her compassion is beyond measure. The bottom line is that Jean genuinely loves to help others master their finances, free from fear. Whether you are looking to invest or to make the most of your savings, Jean has a little something for you today.    What You Will Learn In This Episode A day in the life of Jean Chatzky.  Jean’s perspective on the gender wage gap within the media and speaking industries.  Transparency with your earnings is key to women earning just as much as men.  The main blocks to women wanting to build wealth.  The younger generation is leading the way with transparency in earnings and participation in investment opportunities.  We can successfully navigate the fluctuations of the market by changing our long-term v. short-term view of the market.  Jean’s advice—put down the phone!  How to order your financial priorities at different stages of life.  Wrestling with saving for college v. saving for retirement.  Untapped financial resources for parents looking to fund college.  The story behind AgeProof.  Put some things on autopilot, prep ahead, and you’ll save so much time and money!  Jean’s mindset secrets for success.  How HerMoney can continue this episode’s conversation weekly.    Featured On The Show  Profit Boss Live www.profitbosslive.com   HerMoney Podcast: https://www.jeanchatzky.com/podcast/   AgeProof by Jean ChatHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Student debt, or debt of any kind, is a weight that impacts your entire life. The weight of debt carries a range of emotions from shame, anxiety, and depression to feelings of isolation and inadequacy. Many women struggle to find peace with that debt, let alone financial freedom. Typical debt solutions are often oversimplified—extreme budgeting, cutting back on lattes…there has to be more we can do. There has to be someone we can turn to! For a while, there wasn’t. That is exactly where my guest Melanie Lockert saw a need, and why she created a community as a response to that need    Join us for the conversation! http://bit.ly/2Awr0PDHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Healthcare and health insurance are getting more and more expensive. With changes coming with healthcare legislation, and with policy and coverage shifts imminent no matter where you live, you might be thinking about an alternative to traditional Health Insurance. Many people have turned to Medical Expense Sharing Programs to help offset the cost of medical care. If it sounds a little “out there” to you, hang with us. I am going to give you all the facts you need to know about Sharing Programs.  Helping me get to the bottom of Sharing Programs is Michael Gardner from Medi-Share. Medi-Share is a faith-based organization that helps alleviate the financial burden of certain medical expenses by spreading the cost to its members. If you are a part of Medi-Share, you have a monthly contribution that allows you to be a part of someone’s recovery. Programs like Medi-Share are all about this community mindset. It doesn’t just imagine a world where the community joins together to support one another, it makes that happen financially.  Learn how you can save thousands today! You can listen to the episode and read the show notes at:  http://bit.ly/2zxaOvZ    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Whatever your goals might be for taking control of your finances, you know that one of the biggest payoffs after prioritizing your finances is peace of mind. You know that you and your family can enjoy life to the fullest because you are more than prepared. Are you just as prepared for your present success as you are for the future? What would happen to your dependents after you pass away?  It’s time to talk about Life Insurance!    You can listen to the episode and read the show notes at:  http://bit.ly/2zXvEbK  Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Are you looking for solutions to your money woes? I have talked with so many individuals who are seeking financial security and freedom but don’t know the first thing about managing their finances. Are you one of the 50% of people who say they worry about money on a daily basis? Then I think you need to listen to today’s episode. We are digging into how to automate your savings and your finances.  Let’s change how we talk about our money, how we think about our money, and how we use our money. Are you ready to take the first step? Let’s begin.  You can listen to the episode and read the show notes at:  http://bit.ly/2zXvEbK    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Up first on today’s episode of Profit Boss Radio, Rachel Shipley fills us in about what to expect this Holiday Season. Where is your money headed? How are you handling debt, if any? Prevent the holiday spending hangover with a few tried and true Profit Boss solutions and do right by yourself! Not only will we address the common sources of Holiday Drama, but I’ll also answer a few “Ask Hilary” questions for couples who have savings problems.  Today’s episode is a rebroadcast of one of my very first interviews on Profit Boss Radio. My hope is that this interview inspires you to dig yourself out of some of the mucky, messy moments in life, and work towards your goals to help you thrive.  You can listen to the episode and read the show notes at:  http://bit.ly/2zAwL0THendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

With so many workers experiencing burnout, apathy, and frustration within corporations and small businesses alike, the last thing anyone wants to spend energy on is career progression. At the rate of change within just about any industry, no job is secure. Why do so many of us feel like we’ve reached a career stall? Politics, inability to get promoted, fear of asking for a raise, and even office harassment can play a part in career stagnation and unhappiness. Today on ProfitBoss, I want to show you that there is hope for a positive change within easy reach.   My guest today is Tim Cole, author of The Compass Solution and a longtime Executive in Healthcare who has gone through 24 restructures within his company. Tim will share with you his hard-won wisdom about how to have a successful career with ease. Using practical, strategic thinking tools, Tim guides us through some of our most common career hang-ups.    Tune into this episode to hear how you can make sure you get ahead in your career. You can find show notes and more information by clicking here: http://bit.ly/2lvg80lHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.