Love, your Money - Wealth, Money, and Financial Advisor for Women

EP 134 | Profit Boss® Radio Welcome to Episode 134 of Profit Boss Radio. Today’s show covers a more serious and somber topic about financial recovery after the loss of a spouse. While none of us wants to imagine life without our partner, it is a possibility for all of at some point in our lives, especially as we age. Therefore, please join me as I have this serious conversation with my guest Kathleen M. Rehl, Ph.D., CFP®, CeFT® , widow and author of the multi-award-winning book, Moving Forward on Your Own: A Financial Guidebook for Widows. Kathleen shares her personal journey after the loss of her husband and how she now lifts other women to navigate through the foggy and complex financial reality that often awaits widows and on the other side of loss. Hear about ways you can prepare your finances preemptively in the event of loss and the most common financial missteps to avoid immediately following a spouses death. What you’ll find out in this episode Kathleen’s personal story about personal loss and tremendous grief The average age of a wife who becomes a widow The three stages of grief: grief, growth, grace Financial planning steps you can take now to set yourself up for success no matter what the future holds What widows can do when surviving family members try to come in and control finances after the loss of a spouse What’s possible in the phase of “growth”and what financial matters are often addressed in this phase Kathleen’s story of grace and how she entered a new life after her husband’s death For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/widows-wealth-recover-financially/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 133 of Profit Boss® Radio! In this week’s Part 2 episode of Negotiating for More, we are talking with Rhonda Moret about the subtle things you can do that can make the difference between getting what you want and possibly being shown the door. Rhonda tells us how body language can help (or hurt) us from getting what we want, as well as the value of “matching and mirroring” and so much more! This is a can’t-miss episode that offers even more actionable communication tips and techniques that can help all of us successfully negotiate for more. Are you negotiating from a place of power? If you haven’t been, then don’t miss this week’s show. After all, there are opportunities all around us to ask for more. So, let’s get it, ladies! What You’ll Find Out in this Episode: Ways to rethink about negotiating as part of your everyday life, not just during moments of monetary transactions. Why body language is so critical for successful negotiating. How a seemingly simple handshake can make or break a negotiation before it even starts. What the strategy of “mirroring” is, how it works in business negotiations, and why it matters in most any situation. What “micro-expressions” are and what you can deduce from the other person based on their facial cues. How Hilary uses micro-expressions in her own client relationships and what she has come to learn over time with how best to use these perceptive insights. For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/get-more-money/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 132 | Profit Boss® Radio Welcome to episode 132 of Profit Boss® Radio! In this week’s episode, I sit down with special guest Dia Bondi to talk about how women can identify what is they really want and then effectively communicate that in Part 1 of this two-part series on how women can ask for more. Do you know what it is to really want? Whether you call it negotiations, making powerful requests, or just earning your worth, it’s a critical part of your financial life and a critical skill to master. In fact, it’s one of the 7 steps to wealth, which is the framework for this podcast and my $50K Wealth Multiplier coaching program is grounded in. You’ve got to be able to ask for what you want and need to create a life you love and create the wealth that sustains it. Let’s have this important conversation with Dia Bondi. What You’ll Find Out in this Episode: What it means to ask like an auctioneer Why you go for the “no” instead of “yes” and what that can mean for your financial reality How to have the courage to step outside of your comfort zone to ask for one more dollar How to know where to start your negotiations The few things that women need to clarify before they begin negotiations What the biggest stumbling blocks are that get in the way of women getting what they want For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/negotiating-for-more-1/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 131 | Profit Boss® Radio Welcome to episode 131 of Profit Boss® Radio! In this week’s episode, I am providing you with tips on how to hire a financial advisor. Why now? Well, because January and the first quarter of the year is a very popular time for people to get their financial house in order and when you are most likely to hire a financial advisor. Also, now is a great time to invest because you can essentially join the market while it’s on sale. Prices are low, making it a great time to start investing. A question many of my listeners have, however, is where to actually start? Do you ask a friend, do a Google search? Attend an event? The answer is, yes! But with some parameters, of course. A financial advisor can add tremendous value to your financial life, but it’s an important partnership that does take careful consideration.  Tune in to today’s episode as I have an honest conversation about what you should look for in a potential financial advisor. I also offer up some insider tips on ways to evaluate a financial advisor before hiring one. What You’ll Find Out in this Episode: Why now may be the right time to hire a financial advisor What you need to know about the titles “financial advisor” and “wealth manager” and why can’t rely on titles alone to identify qualified financial advice Where to start to hire a financial advisor How you can make a savvy choice with whom you entrust your financial life 4 categories to evaluate before you hire a financial advisor Questions and conversations you should have with a potential financial advisor before hiring one For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/hire-financial-advisor/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 130 | Profit Boss® Radio Welcome to episode 130 of Profit Boss® Radio! Today is the very special episode I’ve been promising you where I share your listener win stories! Before we get to the show, let me first just start off by saying how incredibly proud I am of all of you who have made strides in your financial journey. There is no accomplishment too small when it comes to your financial life, and any step in the right direction gets a well-deserved applause from me and your tribe of Proft Boss® listeners. From saving more money and automating your finances to paying down debt and increasing your income, bravo ladies! From what I gather, 2018 was a breakout year for many of you with only more potential and opportunity in store for 2019. Your stories, accomplishments, and plans for the New Year are truly inspiring. Congratulations to my guests in today’s episode: Joelle, Becky, Ylva, Dee, JC, Mary, and Lauren. And congratulations to all of you listening in with your own financial win stories. It is an honor to kick off 2019 celebrating you. Cheers! What You’ll Learn from This Episode Joelle making an empowered decision to get out of debt and then doing it! And that’s not all! Joelle also amped up her financial game by saving 6 months of her income in an emergency fund, saved 20% of her income toward her future, grew her small business to the point she could spend three months in Portugal, and lives a life where her finances work for her instead of the other way around. How Becky’s year was transformational. She purchased a car in cash, automated all her finances, was able to leave her part-time job, doubled her income, and is starting the year by opening her own practice. For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/success-finance-listener-stories/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 129 | Profit Boss® Radio Welcome to episode 129 of Profit Boss® Radio! In today’s episode, we are unpacking the complicated reasons that hold women back from advancing in their careers. From gender bias and sexism to fear and insecurity, we untangle all the messy roadblocks that stand in the way of women rising to success. If you have ever felt held back in your career, faced limitations placed on you by others, or have felt you or your ideas have been dismissed because you’re a woman, be sure to tune into today’s episode. This is a can’t-miss show full of staggering statistics that point to the value women bring to companies and our natural abilities to assume and succeed in leadership positions. Not only does my guest Linda Smith, Esq. reveal the ever prevalent gender stereotypes that still plague every industry, but she shares actionable and useful ways women can overcome these known barriers to advance their careers as far as they want. Linda believes that women should be able to choose how far they climb in their careers versus being limited by the corporate culture that persistently holds women back. Get ready to feel empowered as we uncover how women can use their superior leadership skills to advance their careers and reach success. For more details, please visit the show notes on our website: https://www.hilaryhendershott.com/women-superior-leadership-skills/ Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 128 | Profit Boss® Radio Welcome to episode 128 of Profit Boss® Radio! Today’s episode is an important conversation we need to have about money, and more specifically about investing. As a Profit Boss®, you recognize that building financial success takes a series of smart steps over the course of days, weeks, months, and years. It’s one thing to have a want to build wealth - to understand you need to invest your money to grow it. But, understanding, conceptually, how risk is a necessary tool to help you do that is another. That is why today’s episode is dedicated to helping you understand investment risk and how to get comfortable with it as a wealth-building tool. What You’ll Learn from This Episode What the complete definition of “risk” is and why our commonly-held beliefs about it are wrong Why now is such an appropriate time to discuss risk and understand it fully A brief history lesson about the markets, past market performance, and how often we experience bull and bear markets, and market corrections 3 facts about the markets that every investor should know about Cheers to your financial aptitude ladies. Let’s jump in! For more details, please visit the show notes on our website: https://www.hilaryhendershott.com/understanding-investment-risk/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 127 | Profit Boss® Radio Today’s episode features your questions. Thank you for sharing your personal finance questions with me so I can answer them offline with you or through the show. Please keep them coming! What You’ll Learn from This Episode How to deal with massive debt and the money mindset that likely got you in financial trouble in the first place. How to assess the true ROI of education and how much student debt is acceptable A few ways you can pay for college For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/buy-vs-rent/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 126 | Profit Boss® Radio    2018 is almost over and it’s the first year of the new Tax Cuts and Jobs Act that dramatically overhauled our tax code as we know it. So, what do you need to know? And what things should you make sure you address before year-end? I’m going to cover all of it in today’s show. In today’s episode, I discuss how the largest and most anticipated tax reform act passed by Congress since 1986 will affect you. There lots packed into the Tax Cuts and Jobs Act, so I try to give a high-level overview of the details that matter most to you. Today’s conversation should help you prepare for a successful 2019 and beyond. With the new Tax Cuts and Jobs Act taking effect this year, most of you are probably wondering how these new rules are going to impact you personally. Fortunately, you’re already getting ahead of the changes by listening to today’s episode! Now is a perfect time to find out how the new laws will impact your tax situation so that you can take steps before the end of the year to lawfully minimize your taxes and maximize your nest egg. I also prepared a few resources for you relating to this episode. I provide access an expanded transcript of today’s episode so you can reference anything I talked about in more detail and a quick reference guide for the new tax changes if you just need a fast summary of the major changes.   For more details, please visit the show notes on our website: https://www.hilaryhendershott.com/tax-changes-2018  Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 125 | Profit Boss® Radio What if I told you that it IS possible to get your child a college degree without draining your own financial resources? What if I told you that your future college student doesn’t have to graduate without tremendous amounts of student loan debt?   Tune in to today’s show to find out how to effectively save for future college costs without compromising your financial future or your child’s. What You’ll Learn from This Episode How to calculate how much student loan debt is appropriate What a 529 Plan is and why it is the best tool for saving money for future education costs How to research 529 Plans Which 529 Plan I opened for my daughter and recommend for many of my clients For more details, please visit the show notes on our website: https://www.hilaryhendershott.com/pay-for-college/Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.