Love, your Money - Wealth, Money, and Financial Advisor for Women

“Women in the U.S. earn $0.82 and own just $0.32 for every $1 earned and owned by a man, and the disparities are even wider for women of color.” - Stefanie O’Connell Welcome to episode 183 of Profit Boss® Radio! In this episode, we’re talking about the link between gender equity and financial power. As women, our achievements are very different from our grandmothers’—or even our mothers’. However, we’re far more likely to celebrate the women in our lives for getting engaged or having babies than when they do something incredible in their professional life.  Where did this disconnect come from, and why is it so pervasive in our society? To help me answer this question, I’m speaking with Stefanie O’Connell. Stefanie’s a friend, writer, and financial expert on four big topics: women, money, power, and ambition. She hosts Real Simple Magazine’s Money Confidential Podcast and is the founder of Statement Cards, where she produces greeting cards celebrating milestones that aren’t just marriage and motherhood. In today’s conversation, we talk about why women are hesitant to negotiate (HINT: it’s not for a lack of confidence), what Stefanie calls the “ambition penalty”, and what needs to be done to close the gender wealth gap. Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: Why we’re all socialized to ask the same questions and celebrate the same milestones—and how this often leaves women uncredited for the books we write, the businesses we launch, and our other achievements. Why there’s nothing wrong with celebrating marriages and children—but celebrating only marriages and children limits and reduces us as people. What the ambition penalty is and how it reaffirms traditional patriarchal workplace structures—even for business owners and entrepreneurs. Why ambition isn’t always perceived as an asset, especially with women. How the fear of rejection is not the goal, but is a natural part of the process of being ambitious. How a community can offer us constructive criticism, honest feedback, and help us conquer our fear of rejection. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/stefanie-o’connell-gender-wealth-gap Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 182 of Profit Boss® Radio! In this episode, I’m thrilled to share an amazing episode from the Profit Boss® Radio archives with you today. In this replay, I’m speaking with career and executive coach Nina Cashman about how to alter our money mindsets. I’m sure that you’ll agree that this topic is absolutely still relevant to helping you achieve your financial goals, including some timeless lessons about money. If this is your first time hearing this episode, you’re in for a treat. Nina is a trained and certified coach and the founder of Pave Your Way, where she helps people in career growth and development. She trains leaders, leads team building sessions, and even works on individual branding. She is an expert at helping others reprogram their mind and change their beliefs when it comes to money. In this episode, you’ll learn where our limiting beliefs come from, and how to take action and make the shift to overcome them. Nina also breaks down the seven levels of Energy Leadership and how they can help transform your energy and mindset towards money. Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: How Nina’s father’s money beliefs shaped her life. Understanding the origin of our limiting beliefs and how they block our financial freedom. Awareness techniques that help illuminate money blindspots we have. How “shifts” can provide transformative results. Nina’s game-changing wake-up call. The seven levels of the Energy Leadership Index Assessment. The importance of taking action in life to create change. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/nina-cashman/reprogram-your-money-mind Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Stitcher Google PodcastsHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 181 of Profit Boss® Radio! In this episode, we’re talking about how to improve your time management, elevate your productivity, and maximize your profits while making time for what matters most.  We all want to accommodate our clients and make the most of any opportunity that comes our way. In fact, when I need to reschedule and it takes six, eight, or ten weeks to make it happen, I get frustrated with people. I roll my eyes and I get annoyed, but at the same time, when I constantly shift my schedule around, I find myself exhausted.  That’s why I’m excited to talk to Amber De La Garza. Amber is the creator of the S.T.O.P. Leverage Formula–a four-pillar framework to build more profitable businesses in a unique, stress-free way.  So, Profit Boss®, if you’re ready to learn how to set REAL boundaries and create a powerful system to transform your business while freeing you to live life on your terms, today’s episode is for you!  Don’t forget to sign up to my Live Training Program on September 8th by visiting HilaryHendershott.com/MoreProfit Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: How to build a structured schedule that serves you–not the other way around–and what happened when Amber, one of my best friends, needed five weeks to reschedule this conversation. How to acknowledge the limits of your own energy and determine exactly how much time you want to put into your company each day, week, month, or year. Ways to plan your next year without thinking in all-or-nothing terms. The four buckets you need to put your time into in order to grow and scale your business. Why everyone procrastinates–and how to deal with it. The power of delegating and entrusting difficult tasks to great people. Free LIVE Training – Sept 8th, 2021 Don’t forget to sign up to my free LIVE Training on September 8th, at 11am PDT How to Own Your Business Numbers and Increase Your Profitability Without Sacrificing Your Purpose, Joy, or Integrity. Visit HilaryHendershott.com/MoreProfit Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/amber-de-la-garza/key-business-boundaries Follow Hilary on: Twitter LinkedIn Instagram Facebook Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

In this episode, we’re learning all about how to talk about money. This is a subject that makes most people feel very vulnerable–naked, even–and it can stop us from finding happiness and satisfaction with ourselves, our lives, and what we do each day. Here to discuss this with me is Sarah Kathleen Peck. She’s the founder and CEO of Startup Parent, as well as a good friend of mine. She’s had her work featured in publications including Forbes, Inc., and Fast Company, worked with countless women entrepreneurs, and recorded over 200 interviews on her own podcast. So, Profit Boss, are you ready to get real about what money is and isn’t–and how to make it work for you instead of worrying about how much you have or need? If so, this very special episode is for you! Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: Why money is a tool that becomes completely worthless if you don’t know what you want from it. Why so many extremely wealthy people are so miserable. Why there’s some power to manifesting–but why you shouldn’t just sit in front of your mirror saying “I’m rich!” when you’re not. How getting clear about your intentions can help you clarify your questions about money and unpack your trauma. The common stumbling blocks that get in the way between women and financial goals. How Sarah and her husband manage money together without micromanaging each other. Free LIVE Training – Sept 8th, 2021 Don’t forget to sign up to my free LIVE Training on September 8th, at 11am PDT How to Own Your Business Numbers and Increase Your Profitability Without Sacrificing Your Purpose, Joy, or Integrity. Visit HilaryHendershott.com/MoreProfit Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/sarah-k-peck/know-thyself-know-money Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Stitcher Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

In this episode, we’re talking about grief, post-traumatic growth, and how to create a future you can get excited about in the face of loss.  Joining me for this conversation is Krista St-Germain. She’s a Master Certified Life Coach, grief expert, mother, and a widow, as well as the host of the Widowed Mom Podcast. After her husband was killed by a drunk driver, she discovered life coaching, and now coaches and teaches other widows how to love life again, too. In today’s episode, Krista shares the story of how she found the tools she needed to move forward, how to heal from our toughest traumas and biggest losses, and the important conversations (including a few about money) she’d wished she’d had before it was too late. Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: What to say (and what not to) to people as they navigate their grief. How to share life-altering news with your loved ones. Why Krista doesn’t believe in healing timelines. Why so many people procrastinate when it comes to tough conversations they need to have–and how this hurt Krista in the wake of her husband’s death. What Krista’s coaching for widows consists of. The financial factors and challenges underneath traumatic loss–and why no sum of money can buy safety. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/krista-st-germain-fulfillment-after-tragedy Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Stitcher Google PodcastsHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

In this episode, we’re talking about how to make more money in less time. If you’re anything like me, you’re desperately seeking more free time and more whitespace in your business, so the idea of giving less of your energy and getting more in return is extremely appealing.  But in practice, what does this mean? How exactly can you build a business that grows and thrives without requiring the additional time, stress and burnout that comes with it? Joining me to answer this question is Kelsey Kerslake. Kelsey’s a mother, CEO, creative director, and business coach, as well as the host of the Aligned Business Podcast. She’s helped hundreds of online business owners build their brand and online influence, and turned her side hustle into a thriving design agency and education business. In today’s conversation, Kelsey shares her journey and mishaps along the way. Not only will you learn how to delegate effectively, but you’ll get her foolproof strategy to diligently work a solid 5 hours and still make profits!  Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: The powerful tools you can use to ensure your business can deliver results without you being involved in every step of your operations. The surprising things you can procedurize yourself out of–and how to do this WITHOUT losing control of your company! What Kelsey’s day looks like now that she can focus on the tasks she loves–and how she designs her calendar. How to talk to employees about time off and mental health–and creating a work environment that inspires everyone. What Kelsey did to completely eliminate email from her life. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/kelsey-kerslake-work-less-make-more Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Stitcher Google PodcHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 177 of Profit Boss® Radio! Today, I’m reaching into the archives and sharing a past episode that’s as relevant today as it was when I shared it as episode 2.   In this replay, I’m speaking with serial entrepreneur Allison Maslan. Not only has she built a business empire, and been named one of the “Top Women Entrepreneurs Who Inspire” by Self Made Magazine, but as one of my business mentors, she’s responsible for so much of my business growth and success. Our conversation is all about women in business - entrepreneurship, financial independence, managing finances as a couple, money mindsets, hiring, selling, exit strategies, and more. Whether you’ve heard this one before, or missed it the first time, this one is packed with a ton of value that’s worth its weight in gold. Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: Where does the courage to start your own business come from? Planning an exit strategy for your business. Why every woman should maintain financial independence. The importance of learning from your financial mistakes. Managing money as a couple. Shifting your money mindset from scarcity to abundance. Achieving success by embracing rejection. Why successful business owners are not victims of circumstance — success is a choice! A great tip for those who are afraid to sell. How to develop thick skin as a business woman. What to do when a prospect thinks your product/service costs too much? Why hiring is an investment and how to recruit top talent. How much should you pay yourself as the business owner? Saving as an entrepreneur and setting a financial freedom target. Strategies for couples who have conflicting money mindsets. Morning routines and rituals. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/allison-maslan-entrepreneurship-financial-intimacy/ Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 176 of Profit Boss® Radio! In this episode, we’re on a mission to end entrepreneurial poverty for women. We’re talking about what it means for female entrepreneurs to design predictably profitable businesses—without the hassle and burnout—so that you can do less and earn more!  So many women struggle to turn a profit as they build businesses. In fact, even though women own 44% of small businesses, they only make up 4% of the small business revenue in the United States!?  How did this happen? Well, one big part of this is the fact that the MBA programs that so many women go through only train people to run large corporations. Unfortunately, they don’t equip you with the unique skills you need to build a thriving small business. That’s why I’m so excited to have Racheal Cook with me today. Racheal is an award-winning business strategist, best-selling author, and host of the Promote Yourself to CEO podcast.  In today’s conversation, we talk about the fourth and fifth steps from my 7 Steps to Wealth Framework: ask and earn. You’ll learn how to make money (and earn it) in your own business, as well as in your personal financial life. Racheal and I go in-depth on what it means to design a business on your terms and get out of entrepreneurial poverty as a woman–once and for all! Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: How Racheal burned out on corporate consulting and found herself working uniquely with small businesses. Why so many small business owners work so hard for so little—and why it takes so long for them to realize this. The key to making your business run with ease—and the major mistakes so many women make that hurt their businesses (and themselves). Three things women need to be doing to run more resilient businesses. What you can do to get peace of mind if you’re suffering from burnout. How a bad CPA cost Racheal $15,000 in taxes that she didn’t need to pay. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/racheal-cook-ending-entrepreneurial-poverty/ Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 175 of Profit Boss® Radio! In this episode, we’re talking about how to literally rewire your money mind!  Rewiring and engaging neuroplasticity is key to transforming your financial outcomes and altering your limiting beliefs—and no, this has nothing to do with affirmations!  To discuss this topic, I’m excited to welcome Barbara Huson back to the podcast. Barbara is the author of Rewire for Wealth: Three Steps Every Woman Can Take to Program Her Brain for Financial Success. She’s dedicated her entire career to being a money mentor for women, and in many ways, this new book is the synthesis of all the work she has done.  Barbara knows first hand the impact that negative money experiences can have on our brains. In our conversation, you’ll hear the story of the ex-husband who gambled all her money away, and the feeling of shame and fear that pushed her into a state of depression—and how she turned things around!  Barbara also shares some real world stories of her clients who have completely transformed their money minds, and the neuroplasticity techniques they used to do it. We also dig into the beliefs and ideas behind this quote: “The only people who don’t have insane relationships with money are those who are willing to examine their insane relationship with money.” If you’re ready to rewire your brain and change the way you think about money, don’t miss this episode of Profit Boss® Radio! Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: How we all become wired for wealth at some stage in our lives–and why we have to change this wiring to effectively change our behavior. How shame can impact women financially–and why it shouldn’t hold you back. What exactly neuroplasticity is–and three steps you can take to change your brain. Why traditional financial education is obsessed with behavior and nothing else–and how this causes so many women to have problems with money. Show Notes To get access to the full show notes, including all the resources mentioned, visit https://hilaryhendershott.com/rewire-for-wealth-barbara-huson. Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

Welcome to episode 174 of Profit Boss® Radio! It’s true, I haven’t published a podcast episode in over half a year—and today you’re going to find out why! You’ll hear all about how I ended up in a complete state of burnout, and the mindset shift I had to make to turn things around.  I had something brewing in my business that turned out to be a BIG mistake. I let a limiting belief around money stop me from hiring new staff when I needed it the most—preventing me from effectively scaling my business.  Yes, of course, even though I don’t tend to make them very often anymore, you can count on me to be honest about my own financial mistakes. And if you have your blinders on (like I did) you may have limiting beliefs around money that are getting in your way too!  With these hard lessons in mind, today’s episode of Profit Boss® Radio takes a look at the 7 Steps to Wealth Framework. I want you to see which of these critical steps are working for you in your life and business right now AND which you need to put in place before financial mistakes—or even tragedies—occur. Then, I review the Forbes Billionaires list, and show how your reaction to it can give you insight into your own (potentially) broken mindsets. Here’s what you’ll find out in this week’s episode of Profit Boss® Radio: Why it’s so easy to forget what you know–and how being attached to profit ended up hurting me. Why growing a profitable business is always about personal growth (what got you here won’t get you there!) The 7 Steps to Wealth–and how to use this blueprint to build (and protect) a fortune. What it means if you have a negative (or positive) emotional response to seeing stories about the Forbes Billionaires list. Show Notes To get access to the full show notes, including all the resources mentioned, visit HilaryHendershott.com/174. Follow Hilary on: Twitter LinkedIn Instagram Facebook YouTube Subscribe to Profit Boss® Radio Apple Podcasts Overcast Spotify Stitcher Google PodcastsHendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.