Assistant professor Todd Phillips discusses shadow banking, risks, Synapse bankruptcy, bank supervision challenges, regulator/bank dynamics, and CFPB efficiency in an engaging breakdown.

Author Jason Mikula discusses his new book 'Banking as a Service' and Evolve's data breach. They dive into Apple's strategy shift, regulatory risks, and Klarna replacing staff with AI, while also touching on the overturning of the Chevron Doctrine.

Former Visa fintech executive Terry Angelos discusses Visa's latest advancements in payments, including Flexible Credentials and passkeys. They explore future trends in pay-by-bank, data token opt-ins, and the impact on the banking infrastructure. The conversation highlights the potential transformation of online payments and the integration of biometric authentication for a seamless user experience.

Danielle Sesko, Director of Product Management at TruStage, discusses the importance of payment insurance in lending to enhance financial health. Topics include safeguarding borrowers, digital lending, consumer financial struggles, and the revolutionizing impact of embedded payment insurance on the lending industry.

On this podcast, they discuss Frich's wealth benchmarking app for Gen Z, Constellation's workflow improvement app, daloopa's AI for spreadsheets, and Jack Dorsey's Block. They consider if Block is still profitable with Apple Wallet's dominance and discuss the challenges of merging ecosystems like Square and Cash App.

The podcast delves into the Supreme Court's decision on bank laws, Citibank's consumer protection issues, and the debate on national fintech charters. They discuss the importance of real-time data, challenges in banking industry disruption, and complexities of regulatory oversight.

Guest Jason Mikula discusses the financial drama between Synapse, Evolve, and Tabapay, bankruptcy implications, Visa Flex Credential's payment flexibility, CFPB's reclassification of Buy Now Pay Later, and interesting topics like Solo Funds' lawsuit and Revolut's scam prevention photos

The podcast discusses Kudos, a rewards app that optimizes credit card points, Azimuth's compliance testing suite for lenders, Layer's approach to compete against QuickBooks, and Carputty's consumer-centric auto financing. They also explore ideas for fintech solutions like better cross-selling for banks and an AI filter for scam conversations.

Rohan Ramanath, Co-founder of Hyperplane, discusses the future of AI in fintech, focusing on large language models (LLMs) and their implications for making better financial decisions. They explore the applications of LLMs in banking, the differences between the US and Brazil in open banking, and the potential for consumers to have personal AI financial assistants. The discussion also touches on predictive APIs, innovative insurance solutions for digital lenders, and leveraging unstructured data in banks for business metrics.

Julie Hill, Vice Dean of Law at the University of Alabama, discusses the ins and outs of Federal Reserve Master Accounts with Kiah and Alex. They talk about the history and impact of these accounts on banks and fintech companies. They also touch on the role of the Fed in payments, sexual harassment at the FDIC, and the mystery of bank routing numbers.