Fintech Takes

Which fintech companies do you need to know about? Alex and guest, Simon Taylor, turn the spotlight on four companies that caught their attention this month and talk about the larger trends behind these companies.Simon is the writer of the Fintech Brainfood newsletter.He and Alex dive into four interesting companies disrupting investing, payments, mortgage lending, and creator fintech. Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Friday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonFollow Simon:LinkedIn: https://www.linkedin.com/in/sytaylor/Twitter: https://twitter.com/sytaylorTimestamps:00:00 Intro01:43 Still NOT Fintech Investment Advice02:22 Unpacking The Offer05:20 Simon’s Rant09:11 Keeping Users On Platform10:05 Account To Account Payment Powered By Open Banking19:43 Buy Now, Pay Later Model21:04 The Fintech Disruptor23:59 Banging The Drum For Long Term Benefits32:01 The Future Of Mortgage Lending

Kicking off season 2 Alex and co-host Jason Mikula get straight into the Fintech news making waves.From Revolut’s latest super-premium offer, what’s really behind Capital One’s layoffs, and why Robinhood is basically a drunk college kid.All the fintech news and searing analysis from two of the sharpest minds in the business.Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonFollow Jason:LinkedIn: https://www.linkedin.com/in/jasonmikula/Twitter: https://twitter.com/mikulajaTimestamps:00:00 Intro01:33 The Revolut Rollout03:33 But What’s The Point?06:50 The Non-Reality Playbook09:35 Throwing Spaghetti At The Wall15:48 Meet The Chief Sleuthing Officer17:59 Chime’s Thoughtful Growth Strategy24:08 The Pro Innovation Approach26:40 An Outrageously Popular Newsletter34:19 Robinhood As A College Kid

We live in the golden age of Fintech, with companies springing up all over the place. The pressure to stay ahead of the curve is immense and it’s easy to lose track of your mission when you’re struggling to keep up with the latest trends.That’s when you need a Fintech nerd.Alex Johnson is the creator of the Fintech Takes newsletter, host of this podcast, and self-confessed Fintech nerd.He talks to some of the most knowledgeable nerds in the business about the latest Fintech trends, emerging companies you need to keep tabs on, and all the Fintech news that matters.Be part of a community exploring the fun side of Fintech, answering your questions and always staying curious.Each week you’ll hear expert analysis and fascinating conversations between Alex and one of his expert co-hosts, a Fintech operator working right at the coal face.The second season drops soon with new episodes every week. Be sure to subscribe wherever you get your podcasts.

In this look back over October’s Fintech news, find out why Money Lion fell foul of regulators, and major takeaways from the CFPB’s Buy Now, Pay Later report.Alex is joined by Jason Mikula, writer of the Fintech Business Weekly newsletter. They get into Money Lion’s lawsuit woes, why the simplicity of Buy Now models is a strength, and take a deeper dive into Walmart’s checking account offer.Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonFollow Jason: LinkedIn: linkedin.com/in/jasonmikulaTwitter: https://twitter.com/mikulaja

An open finance economy has the potential to benefit millions of people. Find out how Jim Magats is building systems that change lives.Alex and Jim get into how he helped PayPal rebuild trust with the bank, why being on the customer’s side always wins, and why you should never sacrifice customer experience for innovation.Follow Jim:LinkedIn: linkedin.com/in/jim-magats-3601931Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

Join Alex in the first of his live podcasts, with some seriously spicy takes from his guests. Find out why Jason believes banking as a service is BS and why he’s bought the hot sauce with him.The show comes from live from Colorado where Alex, Jason and Adam were recording during the Fintech Devcon 2022 event.They get into why BAAS is broken, why disruption doesn’t work without a plan, and how fintech solutions are being presented in a whole new way, as part of an ongoing narrative.With plenty of hot takes (and hot wings), join Alex and the panel for a great discussion on the latest fintech trends.Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_Johnson

When you don’t have enough credit data it’s impossible to get a mortgage, loan or even a credit card. Misha is on a mission to bring financial equity to millions of Americans. Find out how.Between 50 and 70 million people in the US don’t have enough data built up in the credit system to access financial products. The barrier is particularly high for recent immigrants to the US. Nova Credit is solving the problem by allowing people to bring their credit history with them.Alex and Misha get straight into the heart of the issue when it comes to accessing global credit data, how Credit Nova is helping bridge the gaps, and how he persuaded big finance that consumers should be the owners of their own data.Follow Misha:LinkedIn: linkedin.com/in/mishaesipovSign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

Since 2013, 70 billion records have been stolen or compromised and that’s hit businesses hard. But NeuroID has a solution. One that does impact customer experience. How do you know someone is who they say they are? Neuro ID is leveraging neuroscience technology to create a frictionless answer, saving fintech companies time and money.Meet Jack Alton, CEO of NeuroID. He and Alex jump straight into it, discussing why if you think your identity hasn’t been stolen, you probably just don’t know about it yet, how NeuroID actually works, and how his company is reconnecting fintechs to the humans on the other side of the screen.You’ll also hear Jack’s take on why poor customer experience drives potential customers away forever.Follow Jack:LinkedIn: linkedin.com/in/jackaltonSign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

How is TripActions Liquid giving employees the best travel experience possible? Meet Michael Sindicich, the GM taking his time to create frictionless solutions.Welcome to the first episode of The Fintech Factor, the podcast exploring cutting-edge Fintech companies, and what their point of differentiation looks like.Host Alex Johnson and Michael, GM of TripActions Liquid, get into how his company is automating the whole expense management process, what makes TripActions Liquid different from other products in the space, and the years it took to get the business model just right.You’ll also hear how a travel company can survive a pandemic and Michael’s hot take on why you should charge for a better product, even when your competitors are offering it for free.Follow Michael:LinkedIn: linkedin.com/in/michael-sindicich-97513879Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

We live in the golden age of Fintech infrastructure and with a wealth of tools and APIs, it’s quick and easy to start a fintech company.But this low bar comes at a cost. When everyone’s using the same tools, how can you build a company with long-term competitive differentiation built into it?Alex Johnson wants to know too and as the host of The Fintech Factor, he’ll be asking this question to founders of cutting-edge Fintech companies, discovering what their point of differentiation looks like.With inspiring guest interviews over 30 minutes and Alex’s unique takes, this is the podcast for aspiring Fintech founders to work out how to stand out in a crowded space.Here’s how each episode breaks down. Alex sets the scene, placing the company in the context of the Fintech landscape, before digging into the guest’s background and how they got into the space. Next comes the meat, where we understand what sets the company apart from the rest and the challenges they face getting to that point.Finally, Alex wraps up with the guest’s unique perspective on what’s on the Fintech horizon.