Fintech Takes

In this look back over October’s Fintech news, find out why Money Lion fell foul of regulators, and major takeaways from the CFPB’s Buy Now, Pay Later report.Alex is joined by Jason Mikula, writer of the Fintech Business Weekly newsletter. They get into Money Lion’s lawsuit woes, why the simplicity of Buy Now models is a strength, and take a deeper dive into Walmart’s checking account offer.Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonFollow Jason: LinkedIn: linkedin.com/in/jasonmikulaTwitter: https://twitter.com/mikulaja

An open finance economy has the potential to benefit millions of people. Find out how Jim Magats is building systems that change lives.Alex and Jim get into how he helped PayPal rebuild trust with the bank, why being on the customer’s side always wins, and why you should never sacrifice customer experience for innovation.Follow Jim:LinkedIn: linkedin.com/in/jim-magats-3601931Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

Join Alex in the first of his live podcasts, with some seriously spicy takes from his guests. Find out why Jason believes banking as a service is BS and why he’s bought the hot sauce with him.The show comes from live from Colorado where Alex, Jason and Adam were recording during the Fintech Devcon 2022 event.They get into why BAAS is broken, why disruption doesn’t work without a plan, and how fintech solutions are being presented in a whole new way, as part of an ongoing narrative.With plenty of hot takes (and hot wings), join Alex and the panel for a great discussion on the latest fintech trends.Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_Johnson

When you don’t have enough credit data it’s impossible to get a mortgage, loan or even a credit card. Misha is on a mission to bring financial equity to millions of Americans. Find out how.Between 50 and 70 million people in the US don’t have enough data built up in the credit system to access financial products. The barrier is particularly high for recent immigrants to the US. Nova Credit is solving the problem by allowing people to bring their credit history with them.Alex and Misha get straight into the heart of the issue when it comes to accessing global credit data, how Credit Nova is helping bridge the gaps, and how he persuaded big finance that consumers should be the owners of their own data.Follow Misha:LinkedIn: linkedin.com/in/mishaesipovSign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

Since 2013, 70 billion records have been stolen or compromised and that’s hit businesses hard. But NeuroID has a solution. One that does impact customer experience. How do you know someone is who they say they are? Neuro ID is leveraging neuroscience technology to create a frictionless answer, saving fintech companies time and money.Meet Jack Alton, CEO of NeuroID. He and Alex jump straight into it, discussing why if you think your identity hasn’t been stolen, you probably just don’t know about it yet, how NeuroID actually works, and how his company is reconnecting fintechs to the humans on the other side of the screen.You’ll also hear Jack’s take on why poor customer experience drives potential customers away forever.Follow Jack:LinkedIn: linkedin.com/in/jackaltonSign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

How is TripActions Liquid giving employees the best travel experience possible? Meet Michael Sindicich, the GM taking his time to create frictionless solutions.Welcome to the first episode of The Fintech Factor, the podcast exploring cutting-edge Fintech companies, and what their point of differentiation looks like.Host Alex Johnson and Michael, GM of TripActions Liquid, get into how his company is automating the whole expense management process, what makes TripActions Liquid different from other products in the space, and the years it took to get the business model just right.You’ll also hear how a travel company can survive a pandemic and Michael’s hot take on why you should charge for a better product, even when your competitors are offering it for free.Follow Michael:LinkedIn: linkedin.com/in/michael-sindicich-97513879Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/Follow Alex: LinkedIn: linkedin.com/in/alexhjohnsonTwitter: twitter.com/AlexH_JohnsonAlex is a Workweek friend, working together to produce amazing podcasts. Find out more, visit: www.workweek.com

We live in the golden age of Fintech infrastructure and with a wealth of tools and APIs, it’s quick and easy to start a fintech company.But this low bar comes at a cost. When everyone’s using the same tools, how can you build a company with long-term competitive differentiation built into it?Alex Johnson wants to know too and as the host of The Fintech Factor, he’ll be asking this question to founders of cutting-edge Fintech companies, discovering what their point of differentiation looks like.With inspiring guest interviews over 30 minutes and Alex’s unique takes, this is the podcast for aspiring Fintech founders to work out how to stand out in a crowded space.Here’s how each episode breaks down. Alex sets the scene, placing the company in the context of the Fintech landscape, before digging into the guest’s background and how they got into the space. Next comes the meat, where we understand what sets the company apart from the rest and the challenges they face getting to that point.Finally, Alex wraps up with the guest’s unique perspective on what’s on the Fintech horizon.