Listen Money Matters - Free your inner financial badass. All the stuff you should know about personal finance.

No one should spend too much time thinking about or managing their finances.  Learn some tricks to make it easier. If you’ve been with us for any length of time, you know that we emphasize the importance of monitoring your finances. But there is such a thing as too much. We’ll teach you how to pay attention to your finances without becoming too obsessive.Full Article Here Show NotesMasteringMint.com: Our book that will allow you to manage your finances without driving yourself to distraction. Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Epstein became a millionaire by the age of thirty. Michael will tell us how he did it and how you can too. He started his first company, e-Dimensional, a software company that designed glasses to make off-the-shelf video games 3-D while still in college. Within the first year, the company reached one million dollars in sales. Michael made a lot of sacrifices to ensure the success of his business. He ran the company while attending college and working full time. Michael sold the company in 2013 and didn’t retire to Cabo but started his consulting business, Get On Line With Me.Full Article Here Show Notes eDimensional.com: Michael’s first company devoted to realistic gaming experiences. GetOnlineWithMe.com: Michael’s current online consulting business. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which of your financial obligations should you meet first, loans, investing, credit cards?  Learn where to best allocate your money. Full Article HereShow NotesBetterment: Automated investing. Lending Club: A peer-to-peer lending company. Money Chimp: Tax brackets. Learn more about your ad choices. Visit megaphone.fm/adchoices

How can you find the extra money for the things you can’t live without? We’ll show you places to find a little something extra. In his book, I Will Teach You to be Rich Remit Sethi discusses that it’s not the $5 you spend daily at Starbucks that is keeping you broke. It’s not the small expenses you spend every day, it’s the big expenditures you make too often. But how do you separate the two? You have to prioritize your spending. You love coffee, can’t live without it. So buy the coffee. You work from home so don’t need a big wardrobe. Do don’t spend a lot on clothes. Boom! There’s your coffee money and then some. Make more money. Ok, you don’t love coffee. You love foreign travel to exotic locales. Saving $5 a day on coffee isn’t going to get you two weeks in Bali (it helps though). You have to make more money if your indulgences are more expensive. So you work longer hours, you work a second job. You can still travel but if your tastes are high end, it will be easier to make more money to pay for them than to save enough money to afford them. Finances are akin to diets. If you tell yourself, “I can never have cheese again,” you’re going to take down a block of cheddar by yourself within days. The same is true of spending money. This is a long term commitment. It can’t be constant deprivation. Set aside a percentage of your total income that is disposable. You can spend that money on anything you want. But once that money is gone, it’s gone. So get your priorities in order. Spend on the must haves and cut out the things you can live without. Show Notes I Will Teach You To Be Rich: Ramit Sethi’s best selling book. Learn more about your ad choices. Visit megaphone.fm/adchoices

Introducing the LMM’s Wealth Wheel.  Do we debate the age-old question, what matters more, size or the motion of the ocean? Full Article Here Show NotesThe LMM Wealth Wheel: Learn about the four parts of the Wealth Wheel. LearnVest.com: The 50/20/30 rule. Learn more about your ad choices. Visit megaphone.fm/adchoices

We could all use more money, and one of the best ways to get more money is to ask for a raise. But it’s a little more complicated than marching into the boss’s office and demanding one. Asking for a raise is a strategic decision, and can be deployed in many different ways. You just need to pick the right one! Today we’ll show you how the best way to ask for a raise without getting yelled out of your boss’ office. about what you’re asking them. Full Article Here Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you play Monopoly with your family when you were a kid? If you did, you probably learned some valuable financial lessons, even if you tipped the board when you lost. Personal finance isn’t a game, but there are lessons to be learned from the game of Monopoly.Full Article HereShow Notes DiceMaestro.com: A site dedicated to classic games. SmartPassiveIncome.com: A guide to generating passive income online. 8 Personal Finance Lessons I Learned From Monopoly: An article by a friend of the show, Jim Wang on his former website, Bargineering.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn lessons from millionaire Laurie Itkin in our “Better Know a Millionaire” show. Laurie explains how she became a millionaire before the age of 40.  This is the first episode of our ongoing series, “Better Know a Millionaire.” (Obviously, a total ripoff of Colbert’s Better Know a District…or homage — that’s better).Show Notes Omission Pale Ale Gluten Free Beer by Widmer Brothers: Andrew claims that it was pretty good, so I’ll take him at his word. Traditional Medicinals Organic Lemon Echinacea Throat Coat Herbal Tea: Wow! That’s a mouthful, but it’s the tea I started drinking when I feel a sore throat developing. Really tastes good without sugar, which is great. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Mother’s Day.  Matt and Andrew interview their mom’s to find out what financial lessons they’ve learned. This is a very personal episode for us at Listen Money Matters. Both Andrew and I sat down, face to face, with our moms and talked to them about their past experiences with money. I know for me, it was a very endearing event as I’m sure it was for Andrew. We found out a lot about what made our moms so good with money. I want to keep this short because it’s Mother’s Day and you should be spending time with your mom or a mom that you know and respect, no matter who it is. Listen to the episode below and let us know what you thought of it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Matters of personal finance are intimidating for many Americans and it’s no mystery why. There are so many aspects of personal finance. Emergency funds, mutual funds, estate planning, retirement accounts, life insurance, tax planning. And that’s just the beginning.Full Article HereShow NotesSeekingAlpha.com: A crowdsourced platform that focuses on sharing top investment ideas. Betterment: A DIY investing tool. Learn more about your ad choices. Visit megaphone.fm/adchoices