Fintech One•On•One

The home insurance industry has been dominated by legacy insurance carriers for decades. These companies are still doing business the same way as last century with a primarily transactional relationship with their customers. But there is a new breed of insurtech companies that are challenging the status quo and doing so in remarkable new ways. Our next guest on the Fintech One•On•One podcast is Assaf Wand, the CEO and Co-Founder of Hippo. Hippo just went public this week (under the ticker HIPO) when they completed their SPAC merger and are set to become a major force in home insurance. Their approach is fundamentally different that will become apparent as you listen to this episode. Full episode details are here: https://www.lendacademy.com/podcast-309-assaf-wand-of-hippo/Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In many ways the racial wealth gap has it roots in the financial system. It was one the driving forces behind the Community Reinvestment Act of the 1970s but clearly that did not solve the problem. We need radical new solutions that get to the heart of the problem and one of those solutions is more home ownership for minorities. Our next guest on the Fintech One•On•One podcast is B.C. Silver, the CEO of ChangeFi and President of The Change Company. ChangeFi is the digital banking arm of The Change Company and they call themselves "America's CDFI" with a focus on providing equal access to the American Dream. Full episode notes are here.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

While America remains the richest economy in the world it is also the one where it is the most expensive to be poor. I have written about overdraft fees before (here and here) and that is one of the real problems with the banking system that is holding people back that live paycheck to paycheck. But it is about more than overdrafts, it is about expensive bank accounts and payments that take too long to clear. Our next guest on the Fintech One•On•One podcast is Aaron Klein, a senior fellow in Economic Studies at the Brookings Institution. He speaks and writes frequently on topics concerning economic equality and the flaws in our banking system. He is someone I have followed and admired for years and I was delighted when he agreed to this interview. Full episode notes here.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The freelance market in the U.S. is huge and it continues to grow. During the pandemic as millions of people were displaced from their regular job, many decided to supplement or replace their income with freelance work. These people have unique needs when it comes to banking, they are not quite a consumer and not really a small business. They are a bit of both. Our next guest on the Fintech One•On•One podcast is Lilac Bar David, the CEO and co-founder of Lili. Lili is a digital bank designed and built for freelancers. They claim to be the only app a freelancer needs to manage their finances with all the popular features that users have come to expect from a digital banking app and many unique services built just for freelancers. Full episode notes are here.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I have been following Citizens Bank for many years as they built this robust online lending operation across multiple verticals. They have also launched an in-house digital bank called Citizens Access and they have a groundbreaking partnership with Apple which has, in many ways, changed the iPhone buying experience. They are a top 25 bank that has the mindset of a fintech. Our next guest on the Fintech One•On•One podcast is Brendan Coughlin. He is the Head of Consumer Banking at Citizens Bank. He has been at the bank for 17 years and has worked in pretty much every consumer division and he now runs the entire consumer business for Citizens.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

One of the main use cases for decentralized finance (DeFi) has been lending. This typically involves crypto investors using their holdings as collateral to take out a loan to (often) invest in more crypto. This is all done programmatically via smart contracts but it has all seemed far removed from traditional finance. But in April, we had the world’s first real estate transaction conducted via DeFi. Our next guest on the Fintech One•On•One podcast is Kirill Bensonoff, the co-founder and head of product at New Silver. He was the driving force behind this transaction and, as you will learn in this episode, is 100% committed to bringing more real estate transactions to DeFi. He sees many advantages which is he discusses in some depth on this show.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes