Fintech One•On•One

The financial regulatory apparatus in this country is incredibly complex. Much of it has been patched together over the past 90 years or so and does not reflect the realities of this modern world. But what needs to change? How can government become better at regulating finance?My next guest on the Fintech One-on-One podcast is Sultan Meghji. He is the former head of innovation and the FDIC and he grappled with those issues firsthand. Now that he has left the agency he is able to talk freely about what is most needed for regulators to, not just deal with a rapidly changing financial system, but to embrace it.In this podcast you will learn:Why Sultan decided to take the job at the FDIC.The innovations he was most focused on.The programs he worked on first.When it comes to new technology, what banks need most urgently.The biggest challenge to enacting change in banking.Why banks are getting a lower percentage of money injected into the economy.How the government can attract talent and why it is such a big problem.What he highlighted in his Bloomberg op-ed.The reasons that Sultan quit after a year on the job.The reaction he received from his op-ed.If we were designing a regulatory system from scratch, what it should look like.Why we need to incentivize global capital to come to the United States.Some incremental changes that can happen to get us to a better place.Sultan's perspective on the future of financial regulation.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The debt buying process is one that has traditionally been highly manual with Excel spreadsheets flying around and not much automation or sophistication. But that has started to change as fintech has come to debt buying and selling.My next guest on the Fintech One-on-One podcast is Matthew Wratten, the CEO and founder of EverChain (formerly known as Debt Trader). EverChain has created a platform that allows debt buyers and sellers to manage their non-performing loans with a level of technology and compliance not before seen in the industry.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

On the news show this week we discussed Affirm, Stripe, OpenSea, Binance, Ripple, FTX, Nav Technologies, Inc., Marcus by Goldman Sachs, Gemini, TikTok, Chime and more.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

When you have a population of several hundred million people with high penetration of smartphones and a banking system that does not serve the majority of the population well, you have a recipe for fintech innovation. And that is exactly what is happening in Southeast Asia today.My next guests on the Fintech One-on-One Podcast are Moses Lo and Tessa Wijaya, co-founders of Xendit. Xendit is a fintech infrastructure company, building payments infrastructure to make it easier for the millions of businesses in Indonesia and the Philippines to accept payments. And they are quickly expanding into other products.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Sandy Kemper of C2FO discusses unlocking $40 trillion in accounts receivable to boost the economy. Learn how C2FO empowers small businesses with early payments and innovative payment platforms. Discover insights on navigating inflation, revenue streams, and managing working capital efficiently.

Every financial institution on the planet needs to have a digital identity solution. Consumers want to open accounts online or on their phone and they want it to be a quick and efficient process. At the same time, banks want the process to be secure with as little fraud as possible. These two approaches are often at odds with one another.The next guest on the Fintech One-on-One podcast is Mike Tuchen, the CEO of Onfido. They have dedicated themselves to solving this conundrum and in doing so have become a world leader in helping financial institutions verify the identity of their customers.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The use of AI underwriting models has become widespread in recent years as lenders look to expand their credit boxes without taking on additional risk. But there has been a lot of talk, particularly in the last year or so, about bias in these lending models. There is a real need to address this bias problem head-on.My next guest on the Fintech One-on-One Podcast is Kareem Saleh, the CEO and Founder of Fairplay. Their mission is to bring fairness to automated decisioning models in something they call Fairness-as-a-Service.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

On the Fintech Nexus (formerly LendIt Fintech) news show we discussed big stories from FTX, Plaid, Klarna, Nubank, Robinhood, Federal Deposit Insurance Corporation (FDIC), Keep Financial, Xendit, Chime and more.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

It is that time of year again, time for the LendIt Fintech USA Preview Show. The first big fintech show of the year is happening in New York City next week, on May 25 and 26.My guests on the preview show are none other than Bo Brustkern, CEO and Co-Founder and Todd Anderson, Chief Content Officer. We take you through the different components of the event so attendees can get the most out of the show.We are in the process of a rebrand, so our big LendIt Fintech USA show will be known as Fintech Nexus USA going forward.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Many fintech companies need significant amounts of debt capital, and I am not just talking about lenders. For young companies, this can be a real problem because they don't have a track record that could bring in a warehouse line at a bank. This is where i80 Group comes in.Today, my guests on the Fintech One-on-One podcast are Asher Hochberg and Peter Frank of i80 Group. Their company operates in a niche where they provide massive amounts of debt capital to VC-backed companies, up to 50 times the amount of equity capital.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes