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We hosted a deep-dive session with two people directly involved in shaping and implementing the EU Business Wallet initiative: Viky Manaila, Trust Services Director at Intesi Group, and Rob Brand, Senior Policy Officer at the Netherlands Ministry of Economic Affairs and Co-Coordinator of the WE BUILD Consortium.The session explored what the EU Business Wallet is designed to do, why it matters for businesses of all sizes, and how it builds on eIDAS 2 and the European Digital Identity framework. We covered the regulatory proposal itself, the role of trust service providers, mandatory public-sector acceptance, and the real-world use cases being tested today through large-scale pilots.(00:00) Introduction(03:05) EU Business Wallet proposal overview(04:29) Key highlights of the EU Business Wallet(05:33) Core functionalities of the EU Business Wallet(07:27) Technical features and interoperability(08:44) Secure communication channel (QERDS)(09:46) European Digital Directory(10:35) Who can provide EU Business Wallets(12:19) Obligations of wallet providers(13:59) Supervision and oversight(15:25) Notification and approval process for providers(18:08) Legal effects and public sector obligations(19:19) WE BUILD Consortium overview(21:00) Supply chain and payments domains(23:09) Regulation timeline and implementing acts(26:59) Problems the Business Wallet solves(30:06) Cross-border interoperability and EU-wide impact(32:50) Most impactful early use cases(36:48) Industries that benefit most(38:39) Role of pilots and market readiness(40:18) Differences between large and small companies(43:26) Biggest hurdles to adoption(47:34) Five-year vision for the EU Business Wallet(49:32) Non-EU companies and Business Wallets(50:45) Trust list for Business Wallet providers(51:17) Business identifiers and registration numbers(53:26) Delegated authority and representation📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

In a recent webinar, we spoke with Mirko Mollik, Identity Architect at SPRIND (Germany’s Federal Agency for Breakthrough Innovation), to unpack how Germany is approaching the rollout of the EUDI ecosystem. The conversation went beyond high-level regulation and focused on the realities of implementation: how wallets will be certified, how issuers and verifiers will onboard, how privacy is enforced in practice, and which standards are truly mandatory.(00:00) – Introduction(02:15) – SPRIND’s role in building Germany’s European Digital Identity ecosystem.(04:37) – Why Germany is contributing directly to standards and allowing multiple wallets.(09:24) – Key lessons from the EUDI Large-Scale Pilots and interoperability challenges.(11:52) – What organizations should do now that the pilots are ending.(16:10) – What a PID is and why it’s the most valuable credential.(18:02) – Qualified vs non-qualified credentials and issuer liability.(24:52) – How GDPR shapes identity requests, pseudonyms, and user consent.(25:21) – Why verifier registration exists and how transparency is enforced.(27:58) – Why credential exchange is peer-to-peer and privacy-preserving.(31:52) – Germany’s EUDI sandbox, who can access it, and the rollout timeline.(33:28) – How cross-border verification works with national registries.(35:00) – Trust lists, X.509 certificates, and EU-wide verification.(45:18) – Rulebooks and how credential trust is defined in practice.(49:09) – Age verification without range proofs and cryptographic agility.(57:41) – How big tech wallets may participate in the EUDI ecosystem.(1:03:04) – Why DIDs and DIDComm are not mandated in the EUDI baseline.(1:08:07) – Closing thoughts on EUDI’s impact on digital identity in Europe.📚 EXPLORE:Dock Labs - https://www.dock.io/SPRIND - https://sprind.org👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

The European Digital Identity Wallet is entering one of the most consequential phases of its rollout, and few people are closer to the work than Esther Makaay, VP of Digital Identity at Signicat. After spending the last three years at the center of the European Identity Wallet Consortium (EWC), Esther joined us for a deep-dive presentation on what the Large-Scale Pilots have actually delivered, and how ready Europe truly is for the 2026 deadline.(00:00) – Intro(02:50) – Esther explains what the EUDI Wallet is(05:14) – Key timelines from 2024 to 2027(06:40) – Overview of the first round of Large-Scale Pilots(09:58) – Why payments are critical for wallet adoption(12:00) – Deep dive into payment authentication and initiation(18:55) – Travel pilots: airlines, ferries, biometrics, venues(24:45) – Why organizational identity is a major opportunity(27:45) – Business wallet pilots and key outcomes(29:35) – Interoperability results and remaining gaps(31:20) – How digital signing works with EUDI Wallets(34:10) – Trust infrastructure limitations and risks(38:50) – Business model challenges and missing incentives(42:20) – Adoption research and the 29% baseline(44:50) – New LSPs: WE BUILD and Aptitude(46:15) – One year to go: what still isn’t ready(55:00) – Q1: How eReceipts were piloted(56:40) – Q2: Collaboration with Apple and Google(58:10) – Q3: AI agents and delegated authority📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

In this live workshop, Agne Caunt (Product Owner, Dock Labs) and Richard Esplin (Head of Product, Dock Labs) guided learners through the foundations of decentralized identity: how digital identity models have evolved, the Trust Triangle that powers verifiable data exchange, and the technologies behind it: from verifiable credentials to DIDs, wallets, and biometric-bound credentials.(0:00) – Welcome and session overview(2:50) – How digital identity models evolved(7:00) – Key benefits of decentralization(9:35) – From organization-centric to user-centric identity(12:15) – Understanding the Trust Triangle(14:30) – Example of Dock Labs’ verifiable credential platform(19:00) – What can be a verifiable credential(21:55) – Credential issuance and wallet flow.(23:15) – Inside the verifiable credential data model(24:50) – Selective disclosure and zero-knowledge proofs(27:20) – What are decentralized identifiers (DIDs)(30:10) – Choosing the right DID method(31:20) – What is a credential wallet(38:40) – Common misconceptions about wallets(40:20) – How biometric-bound credentials work(42:20) – The blockchain’s role in decentralized identity(46:15) – Practical exercise: map your trust triangle(47:10) – Q&A📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

The way organizations handle digital identity is rapidly evolving and nowhere is this more visible than in Brazil’s booming Open Finance and Open Insurance ecosystems. To explore how verified financial data can be transformed into reusable digital identity credentials, Dock Labs recently hosted a live podcast: How to Turn Open Finance Data into Digital ID Credentials and Connect IAM Silos.The session was led by Nick Lambert, CEO of Dock Labs, and featured industry leaders shaping the future of identity in Latin America:- André Facciolli, CEO of Netbr, a consultancy specializing in end-to-end identity management solutions that works with Brazil’s top 10 banks.- Alan Kim Mareines, CEO of Lina, a technology provider delivering Open Finance and Open Insurance infrastructure across Brazil.- Rodrigo Azevedo, Developer at Netbr, who built and presented the live proof-of-concept demo showing how Open Finance data can be issued as verifiable credentials and used across real-world scenarios like hotel check-ins or age verification at a pub.Together, the panel explored the challenges large enterprises face with siloed IAM systems, the benefits of combining Open Finance with verifiable credentials, and the broader implications for user privacy, security, and business innovation.(05:52) – Live demo of turning Open Finance data into digital credentials(13:57) – Proof of concept completed in just two weeks(15:02) – What were the biggest takeaways from building the PoC?(21:10) – What are the top IAM pain points for large enterprises?(25:05) – Where does Open Finance data come from and how reliable is it?(29:22) – What other use cases excite you?(33:09) – What advantages do organizations gain with trusted credentials?(36:55) – What are the simplest high-impact use cases to start with?(40:31) – Where will organizations see ROI from credentials?(44:03) – What new use cases emerge from Open Insurance data?(47:30) – Who holds liability when data is shared via credentials?(52:02) – Is Open Banking data cryptographically verifiable?(53:12) – Could credentials evolve into user-owned data stores?(55:24) – How do credentials align with Brazil’s data privacy law (LGPD)?📚 EXPLORE:Dock Labs - https://www.dock.io/Netbr - https://www.netbr.com.brLina - https://linaopenx.com.br👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

Mobile driver’s licenses (mDLs) and mobile identity documents (mDocs) are rapidly moving from pilot projects to mainstream adoption. With more than five million mDLs already in circulation and half of U.S. states announcing plans to issue them, the identity community is asking an important question: what do these standards really mean for privacy, interoperability, and real-world implementation?To explore these issues, we hosted a live podcast featuring two leading experts. Andrew Hughes, VP of Global Standards at FaceTec, has spent more than a decade shaping international ISO standards for digital identity, credentials, and biometrics. Ryan Williams, Program Manager of Digital Credentialing at the American Association of Motor Vehicle Administrators (AAMVA), leads the subcommittee responsible for translating ISO standards into North American implementation guidelines.Moderated by Richard Esplin, Head of Product at Dock Labs, the conversation offered a rare opportunity to connect the dots between how the ISO standards are written, how they are being interpreted in practice, and what identity practitioners need to know as mDLs roll out worldwide.(0:00) – Welcome & Introductions(2:20) – What is AAMVA?(4:10) – Quick Primer on ISO 18013(5:10) – Privacy Concerns & “No Phone Home”(7:28) – Device Retrieval vs. Server Retrieval(10:20) – Why Server Retrieval Was Added(15:35) – AAMVA’s Role in Real-World Implementation(17:14) – Why Server Retrieval Is Controversial(23:20) – Certification and Conformance Challenges(26:32) – User Consent and UI Limitations(29:22) – AAMVA Guidance on Consent & Data Sharing(32:38) – Should Server Retrieval Be Controversial?(35:26) – ISO’s Plan to Remove Server Retrieval (2026)(43:08) – Issuer Keys and the Digital Trust Service (DTS)(49:09) – Derived Credentials vs. mDLs(51:18) – What’s Coming in ISO 18013 Edition 2(57:57) – How AAMVA Aligns with ISO Updates(59:22) – State of Browser & Standards Implementation(1:02:24) – Can Wallets Prevent Server Retrieval?(1:04:33) – Accessing DTS via API or SFTP(1:06:24) – Closing Thoughts & Key Advice📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

AI agents are getting smarter and soon they’ll be booking flights, submitting forms, and signing contracts on our behalf. But how can a payment provider, merchant, or financial institution verify that an AI agent is truly acting on behalf of a legitimate user? And how can they know what the agent is actually authorized to do?Vouched is introducing a new identity layer for AI agents: MCPI, the identity extensions to Anthropic’s MCP protocol. In this session, CEO Peter Horadan will walk us through how "Know Your Agent" works and what it means for the future of identity, delegation, and trust.(00:00) – Intro(03:35) – Why AI agents are exciting but risky(06:25) – The security problem with giving agents your credentials(10:33) – What’s missing from MCP: Identity and delegation(12:00) – Five problems we must solve for agent identity(16:30) – How MCP-I works: Agent shows up, user grants permissions(19:31) – Demo(30:12) – Why developers haven’t focused on identity for agents(31:04) – Real-world privacy risks with current agent behavior(32:36) – Can existing IAM systems adapt to agent delegation?(33:45) – Role of reusable credentials and digital IDs(40:03) – Do higher-assurance use cases need added safeguards?(41:41) – Stopping agents from rotating DIDs to avoid detection(43:59) – Peter’s advice to enterprise CTOs(46:24) – Audience Q&A(56:00) – AI agents will force every business to rethink workflows📚 EXPLORE:Dock Labs - https://www.dock.io/Vouched - https://vouched.id👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

Digital ID is already transforming how we move through the world. From faster airport check-ins to personalized hotel experiences, identity is becoming portable, private, and verifiable.To explore what’s real, what’s next, and what identity organizations should be doing today, we hosted a live conversation with two people at the forefront of this shift. Annet Steenbergen, an advisor to the EU Digital Identity Wallet Consortium, shared insights from the large-scale pilots testing the EUDI Wallet across Europe. And Nick Price, CEO of Netsys and Co-Chair of the Decentralized Identity Foundation’s Travel & Hospitality Working Group, brought a global perspective from his real-world implementations of decentralized identity technologies.(00:00) – Intros(07:10) – What digital ID can improve in the travel experience(10:13) – Nick Price outlines 6 use cases for digital ID in travel(18:08) – The promise of EUDI Wallets and how they work(20:16) – EUDI pilots and what they’re enabling(24:15) – Using “Photo ID” with selective disclosure(26:38) – Why decentralized identity is perfect for travel’s structure(33:49) – The mindset shift from centralized to self-sovereign identity(43:05) – Why large companies must start preparing now(44:43) – EUDI as the operationalization of GDPR(45:58) – Digital Services Act will require large platforms to accept wallets(47:14) – Why we need standards to achieve interoperability(50:20) – Storing customer data is a growing liability(52:27) – Q&A: Are big booking platforms preparing for this?(54:11) – Q&A: Will travel agents become AI agents?📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

Mobile driver’s licenses (mDLs) are available in 18 U.S. States and coming to 6-8 more in 2025. But what do they mean for banks, payment providers, merchants, and everyday in-person and web transactions?In this live panel, we’re joined by Leonard Botezatu, Director of Product & Service Design for Identity at Mastercard, and David Kelts, Co-Chair of the mDL Jumpstart Committee at the Secure Technology Alliance, to explore how mDLs are reshaping user experiences in banking, payments, and broader commerce.(00:00) – Intros(06:06) – Learnings from the mDL Showcase event(13:22) – Is mass adoption coming?(14:14) – Mastercard’s reasons for supporting mDLs(16:00) – Identity verification in payments: today vs. future(18:03) – How mDLs improve user experience(26:02) – Key mDL use cases in payments(33:18) – How banks and merchants are getting involved(35:16) – Why now is the right time to start(41:06) – Agentic AI and digital ID(44:00) – Advice for financial institutions(46:12) – Audience Q&A📚 EXPLORE:Dock Labs Website - https://www.dock.io/mDL Connection - https://www.mdlconnection.com👨‍👩‍👧‍👧 FOLLOW:LinkedIn - https://www.linkedin.com/company/docknetwork/

The identity landscape is undergoing a major transformation and digital credentials are at the center of it.In a recent live discussion, we explored how digital identity is reshaping Identity and Access Management (IAM) and Identity Governance and Administration (IGA). We were joined by two industry experts: Henrique Teixeira, SVP of Strategy at Saviynt, and Tim Cappalli, Senior Architect of Identity and Standards at Okta.Together, they unpacked where digital ID credentials can deliver the most value, how to think about ROI, and what it will take to integrate these technologies into existing architectures. (00:00) – Welcome and Introductions(05:00) – How digital ID is reshaping IAM and IGA projects(09:30) – Real-world policy and age verification use cases(11:00) – Passkeys and workforce authentication evolution(12:30) – Rise of digital wallets for employees and cross-company access(13:40) – Digital Credentials vs Federation(19:30) – Verifiable credentials gaining mainstream traction(22:00) – Identity verification (IDV) in remote workforce IGA workflows(24:50) – AI agents, bot identity, and digital proof of personhood(29:00) – Market momentum from mDLs and EUDI Wallet initiatives(30:20) – Challenges with issuing and verifying digital credentials in wallets(33:10) – Wallet fragmentation and future of system-level credential managers(36:00) – Workforce-specific wallets and the business case gap(41:20) – The rise of non-human identities and AI agent credentials(44:30) – Public vs private credential use for system access(46:00) – Closed-loop credentials and real-world use cases(50:40) – Lessons from credit card ecosystems for decentralized ID(54:10) – Predictions: 40% of onboarding will use VCs in 3–5 years📚 EXPLORE:Website - https://www.dock.io/👨‍👩‍👧‍👧 FOLLOW: LinkedIn - https://www.linkedin.com/company/docknetwork/