Mo Money

Australia has one of the highest personal tax rates in the world, and it’s increasing every year. And you don’t want to pay more tax than you have to. The more tax savings you can find, the more money you have for investing, growing wealth and investments, or for your next holiday. With the new financial year comes new possibilities. But there’s so many different opinions out there when it comes to the things you can do to reduce your tax (legally), it’s hard to know who to listen to or who to trust… Your personal tax planning and deductions are super important, and can create some easy money. But the biggest area that drives your tax outcomes over time is what you invest your money into and how you go about investing. So in this session, we’re going to cover tax and investing and two parts of the same pie, breaking down how tax works, and then how tax works with different types of investments. Ultimately helping you build the knowledge so you can be smart with your personal tax, and get the best after tax returns when you invest. Please note: this session is centered around individual tax planning and will not get into tax planning for business owners.     What you’ll learn: *General tax overview and how the marginal tax rate system works in Australia *The most effective tax saving strategies and how to implement them *Some of the lesser known tax planning tools and how to use them to hold onto more of your income *How tax works with different types of investments, and how to invest in a tax smart way   Want to keep making the right money moves with complete confidence? Upcoming online training events: https://bit.ly/PivotEvents   Private one-on-one chat with a Pivot adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

The classic conundrum for someone looking to invest, do you buy property or do you buy shares? But choosing isn’t easy, there are so many mixed messages, conflicting points of view, and hidden agendas, it’s hard to know who to listen to and who to trust. But getting the answer right can help you accelerate your investment growth and be a big step toward creating financial freedom.    In this session we’re going to cover the advantages and disadvantages of investing in property, vs the benefits and risks of investing in shares. We’ll cover the key issues you need to be across so that when you invest you choose the best option for you.    This session is perfect for people that have some savings they want to invest, but don't know what the best investment option is for them.      What you’ll learn: *The advantages and disadvantages of investing in shares *The advantages and disadvantages of investing in property *How to decide whether investing in shares or property is the best option for you     Resources: 2018 Russell Investments/ASX Long Term Investment Report - https://bit.ly/2ZIYDMb     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Want to be smart with your money but struggling with information overload, struggling to find the right balance between getting ahead with money and living an epic lifestyle, and want to take action but need to make sure the move you’re thinking about isn’t going to be a dumb one that costs you a bunch of money?    In this session we’re diving deep into the top strategies you can use to make your money work harder for you. We’ll cover the sh!tty ones too so you know what to avoid. We’ll be getting a little technical, but you’ll walk away from this session with clarity on your next steps, which path might work for you, and how to get started.    This session is perfect for people that have a regular savings surplus, some time on their side to grow investments without taking huge / crazy risk, and that are prepared to put in some work to create success with money.   What you’ll learn: *The top money strategies that can get your money working harder for you *Some techniques to optimise your tax position and use the savings to grow your investments *The bad strategies to avoid that can cost you a bunch of money   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Made a bunch of money from a tech startup, received a chunky inheritance, or just made a pile of cash from your work, but not sure how to make sure that money creates the financial freedom you want? A first world problem for sure, but a problem that needs solving nonetheless.    The problem is, the more money you have, the more options you have available to you. And, the bigger the numbers the scarier it can be to pull the trigger on big decisions / investments.    In this session we cover the key things you need to understand so you don’t screw up the massive opportunity the money you’ve got provides. We cover some of the common strategies people use to remain financially free, and the common mistakes people in this position make that can sabotage their success.    This session is perfect for people that are young and rich, and want to be smart when they make their money moves.      What you’ll learn: *The most effective money strategies that drive financial freedom *The common mistakes the young + rich make that slows down money progress *How to get clear on your real money priorities so you can make the smartest decisions   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Not having clear goals can be one of the biggest barriers that stops people from taking action to get more out of their money. Only problem is, this inaction means you’re missing out on the opportunity to start getting results and building your money momentum. Wait too long to set your goals and get started, and before you know a huge amount of time has passed and you’re forced to make sacrifices. But there is a smarter way...   In this session we cover how goal setting is actually a process, not an action, and why that means everyone can start setting goals right now. We’ll talk about how you can make sure the goals you set are rock solid, and how to translate those goals into results.    This session is perfect for anyone that wants to motivate themselves to drive better money outcomes by focusing on what they’re really working towards.   What you’ll learn: *The process you can use to get started with goal setting, even if you don’t know what you really want or what’s possible *What makes a goal ‘good’ for you *How to bulletproof your goals so they translate into the results you want   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Navigating the Australian property market can be daunting, especially when dreaming of a multimillion-dollar home. Discover smart strategies to purchase without crippling debt, ensuring financial flexibility. Learn how careful planning can help you build intergenerational wealth without sacrificing other investments. Plus, find out what to do after acquiring your dream property to regain momentum in your finances. Make your money moves with confidence!

If you own property already, using the ‘equity’ can be a smart way to accelerate your asset building and wealth creation, and build another income stream through investing. Only problem is it’s super confusing, scary, and if you don’t have a good risk management strategy in place it can be risky OR cost you a bunch of money.    In this session we bust myths around how ‘unlocking the equity’ in your property actually works, so you can understand if this strategy is one that can make you money. We’ll also talk about where risk comes from in this strategy and how you can manage it.    This session will help people that already own property that are prepared to take some considered risk to get ahead with money.    What you’ll learn: *How to calculate how much equity you might have available for investing *The different money strategies that equity can be used for *How to manage risk when you invest using equity *How to plan your investment building strategy     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

No one teaches you how to be an adult, you’re just expected to pick it up somewhere along the way. What if you missed a few important steps; like how to be financially responsible, how to save for a house, how to taste wine, how to network effectively...the list goes on and on. This series is designed to teach you not only how to talk the talk, but actually walk the adult walk. Don’t be shy -- we’re all going through these growing pains together. Each workshop will have a different theme and speaker to help you feel confident in your adult-ing life.   What you’ll learn: *How credit cards work, credit risk and when and how to apply for your first credit card *Saving and budgeting skills *The basics of investing *How to get on top of insurance and superannuation, and why they are important   Resources: GA Finance 101 PDF: https://bit.ly/3eE8aJ9     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Australia has one of the highest personal tax rates in the world, and it’s increasing every year. Tax at some levels are important, but you don’t want to pay more tax than you have to, and the more tax savings you can find, the more money you have for investing, growing wealth and investments, or just for your next holiday.    And there’s so many different opinions out there when it comes to the things you can do to reduce your tax (legally). In this session, Pivot founder Ben Nash will cut through the noise and help you understand the key things to understand and think about so you can (legally) reduce your tax, plan smart with tax when you invest, and ultimately keep more of your hard earned cash.   This episode is designed to help anyone who wants to save tax dollars, but the higher your income the greater the opportunity.     What you’ll learn: *General tax overview and how the marginal tax rate system works in Australia *The most effective tax saving strategies and how to implement them *Some of the lesser known tax planning tools and how to maximise your money with them   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod   Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

After talking to a bunch of people I’ve found the fear of making a mistake is something that stops many from taking action. And fear is important because it stops us from doing something dumb and losing a bunch of money. But you have to do something or you’ll always be stuck in the same position…   So, in this episode, I cover the six biggest money mistakes we see and what you can do to avoid them. We help you learn from other people's mistakes so you can achieve your version of awesome with money faster and with less stress.   What you’ll learn: -The ‘right time’ fallacy and how it can cost you half your investment balance -How clarity and visibility can empower you to make smarter choices with confidence -When to go it alone and when to get good help -The Eisenhower principle and one of the biggest barriers to getting results -How a great investment can actually end up being a bad money move for you -Why choosing the best investment can be one of the biggest roadblocks to growing your investments   Pivot client advice alpha presentation: https://youtu.be/hz1lNomPXWA     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog