Mo Money

Everyone knows a good joke about accountants, and most people have an accountant that comes to mind when those jokes are told. But, the more money you earn, the more you get smashed with tax and need some sort of help to hold onto a fair amount of your hard earned 💰💰💰   In this episode I cover when you ACTUALLY need an accountant, where to look, and how to make smart moves with your tax and minimise your donations to the ATO.     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

For business owners, the difference between the right and wrong tax structuring and tax strategies is hundreds of thousands of dollars, if not well into the millions. But it’s not easy. The rules are complex, there are lots of them, and making small mistakes can be costly.    In this session I cover some of the top strategies I’ve found to be super effective to save lots of tax for business owners, the traps to look out for, and how to use them to your advantage.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Trusts aren’t for everyone. But, in the right situation they can save you mountains of tax dollars.    But, a common issue I hear from clients is that they’re getting advice to look at a trust from someone with a conflict of interest, and so they don’t have confidence to take action.    In this post I chat through the key things you need to understand to establish whether even considering using a trust might be right for you.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Given there are so many different things to get right when it comes to tax in Australia, it’s no wonder most people don’t get them all right. But some tax mistakes are more painful and costly than others, so you should know they are so you can make sure you avoid them.   In this post I cover the most common and painful tax mistakes I see so you can learn from the money mistakes other people have made and save yourself a bunch of money in the process.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

A common area we’re asked about is around the strategies you can use to save tax dollars. And there are a few strategies that can save you a packet, if you know how to use them to your advantage…   In this episode I dive deep into some of the tax saving and tax planning strategies you can use to cut your tax bill, reduce your assessable income, and hold onto more of your hard earned income.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

How the Australian tax system works with different types of investments is an area I’ve found can cause a heap of confusion. Marginal tax rates, rental income tax, property tax, land tax, franking credits, division 293 tax, there are so many types of tax it can be overwhelming.    In this episode I cut through the financial jargon and help you understand the different types of tax that applies to your investments and what you can do to increase the after tax return on money you invest.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

In Australia we pay a lot of tax.    And tax is important, but you don’t want your annual donation to the ATO to be any bigger than it needs to be. But understanding what to do to tackle your tax can be overwhelming.    In this post I cover the key things you can do to manage and reduce your tax (legally), and some of the common tax strategies we’ve used to save our clients in the 10’s of thousands of $$$$’s.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Over the last couple of days I’ve been posting about how financial advice works. I’ve had a few questions about what comes next, as in how do you actually get started.    In this post I cover the actual practical steps you need to take to start seeking out an adviser, and how to get started.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

Any purchase is a value exchange. You need to get more value than you pay for any product or service.   But if you haven’t used an adviser in the past, it’s hard to know where the value will come from.    In this post, I go through the areas that value can come from in financial advice, and a case study of a recent client so you can learn from their experience.   Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog

With over 22,000 financial advisers in Australia, choosing the perfect one to help you isn’t easy.   There’s licensing, advice areas, service models, charging strategies, aligned, vertically and horizontally integrated, and that’s before you even get to the technical stuff.    A pretty common question I get asked is how to get started actually choosing a good financial adviser. In this post I cover the key things you need to get right to make a choice that will actually work for you.     Want to keep making the right money moves with complete confidence?   Upcoming online training events: https://bit.ly/PivotEvents   Book a Money Breakthrough Session with a Pivot Adviser: https://calendly.com/pivotwealth/breakthrough-2021   Free download of my Amazon best-selling book ‘Get Unstuck’: https://bit.ly/PivotGUSPod Pivot Blog for other money tips, tools and hacks: https://bit.ly/PivotBlog