Mo Money

Explore the common money mistakes that hinder property investment success and learn how to select income-generating properties. Discover the key differences between buying a home and an investment property. Delve into effective strategies for long-term investment and the importance of a skilled mortgage broker. Understand how life transitions can impact financial planning. Gain insights on achieving financial freedom through smart asset allocation and recognizing the power of thoughtful timing in real estate transactions.

Explore how to replace your salary with investment income by mastering two crucial investment strategies. Dive into the power of compound interest and learn how to select high-quality investments. Hear cautionary tales about speculative trading and the importance of being financially literate. Discover five key investment options for wealth growth, all while maintaining a long-term perspective. Plus, gain insights on building a strong investment foundation before taking on risks and avoiding costly mistakes.

Explore how the changing economic landscape affects personal finances and the importance of proactive planning. Discover ways to master saving by prioritizing expenses and automating your finances. Learn about the impact of unexpected costs and how automated banking enhances discipline. Delve into the significance of mental bandwidth in budgeting and develop strategies for guilt-free spending. Lastly, uncover inspiring success stories that motivate lasting financial habits beyond a complacent banking system.

This episode is a recording of one of the money clips from our Smart Money Accelerator, where we talk about the key learnings from our kickoff series. In this episode, we cover how to figure out the smartest next step for you when it comes to your money. We also talk through the most important areas you need to get right to nail it and how to think two steps ahead, so that you don't shoot yourself in the foot down the track. Last, we rounded out with the most common money mistakes that you need to avoid if you want to get on the front financial foot. This episode is perfect for anyone that wants to accelerate their savings and investing and find the right balance between getting ahead and living well today.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

The discussion highlights the common misunderstanding surrounding positively geared properties. It explains how rental income can sometimes mislead investors in high-priced markets. The importance of location is emphasized, revealing that urban versus suburban strategies can greatly affect rental yields. Listeners are encouraged to reflect on their financial decisions and the significance of long-term growth over quick gains. The episode aims to equip individuals with smarter property investment strategies for better financial outcomes.

Jessica Brady, a registered financial adviser and founder of the Greenhouse Project, dives into the fascinating world of money mindset. She explores how childhood experiences shape our views on finance and the psychological barriers, like guilt, that hinder financial success. Listeners learn to confront their 'money monsters' and the importance of clarity in financial choices. Brady emphasizes the need for diverse income streams and taking calculated risks to achieve sustainable financial growth, particularly for high earners.

On this episode of the Mo Money podcast, we talk about how to get ahead if your income is below $100,000 a year. Basically, the formula that you need to follow if you're in this position to create options for yourself, and exactly how you can tackle setting things up so that you create the right foundation to make what comes later easier. This episode is perfect for anyone that's earning less than $100,000.   Want to make smarter money moves and get ahead faster?  Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 Learn more about Pivot Wealth: https://pivotwealth.com.au/ Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth   Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

Discover how the bank loyalty tax can cost mortgage holders between $3,000 and $6,000 a year. Learn about the pitfalls of customer loyalty in banking and the importance of refinancing strategies. Explore the benefits of regular mortgage reviews and the role of brokers in securing better rates. Uncover effective tips for maximizing financial efficiency by combating this loyalty tax, empowering property investors to make smarter decisions and save on costs.

As the holiday season approaches, financial strategies take center stage. Discover tips for smart holiday spending to avoid overspending on gifts. Learn how to navigate the market's surprising growth and seize investment opportunities amidst uncertainty. The importance of budgeting and planning your holiday finances is highlighted, along with practical advice for setting achievable goals and making consistent investments. Get ready to start the new year strong, armed with insights to enhance your financial health for 2025!

Discover the costly mortgage mistakes many make by confusing offset accounts with redraw facilities. Learn how these tools can impact your financial strategy, showcasing immediate interest savings versus repayment flexibility. The importance of utilizing a knowledgeable mortgage broker is highlighted, emphasizing that personal connections don't always lead to the best deals. Explore the pros and cons of each option to make informed choices in property investments. It's a must-listen for current and aspiring homeowners to optimize their finances!