Mo Money

In this week's Money news in human words, I talked about the personal tax soaring in Australia despite the stage three tax cuts forecast, what that means for bracket creep and how much tax we're actually paying. The hope of the US winding back on their interest rate increases & how that's going to flow through Australia; the 200 suburbs that have fallen out of the million-dollar property club, home loan repayments with interest rates increases over the last little bit have jumped to their highest proportion of our income on the recent record, and the good news for property buyers with clearance rates increasing around the country over the last week. This episode is perfect for anyone who wants to understand what's happening in the headlines and what it actually means for your investing.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055  

This episode is a recording of a live session I did on How to Adult: Financing 101. I covered the basics of money bust and a bunch of money myths that can hold people back from getting started and be super confusing, particularly in the early stages of your money journey. I talked about how saving can drive the investment choices that make the most sense to you, how to plan with your money and a whole bunch of mistakes that you should look to avoid. This episode is perfect for anyone who wants to understand how to get started with their money, to know what their next steps are, and to figure out how to take them with confidence.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

In this week's Money news in human words, I unpacked what's going on in the headlines so that you'll know what it means for your money and investments. I've covered the share market surge we've seen in the last week, some favourable US inflation data, how the NASDAQ closed the week up almost 10% in just two days, and what it means for investors at the end of the year. Also, I talked about home loans peaking at 6.6% in Australia based on our inflation data, how mortgage owners can prepare, how the super-rich buy a property and the option for stamp duty versus land tax for first home buyers as well as covering in detail the FTX collapse and how investors have been left holding a billion-dollar bag there. This episode is perfect for anyone who wants to understand the headlines and what it actually means for their money and investing.     Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055  

This episode is a recording of a live event I did on How to maximize your employers' share plan when the market is crashing. The employer's share plan can create a massive opportunity for people to get ahead faster and accelerate their wealth building. However, you need to know how to use the rules to your advantage to avoid missing out on the opportunity and not getting frustrated by big tax bills, declining share prices, and forcing this reactive, stressful selling situation. I also talked about the basics of employee share plans, how they work, and how they fit together. As well as some of the considerations you should be thinking about in the current market environment to set up a rock-solid employee share plan strategy. This episode is perfect for anyone who has an employee share plan and wants to know more about how they can make the most of it.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

In this week's Money news in human words, I talked about the US interest rate increase of 0.75% over the last week and their current inflation crisis, where to from here and when they'll start slowing down on their rate rises. I spoke about the flow-through impact on the Australian dollar which kicked up almost 3% in the last week, some investments that might make sense to take advantage of a strengthening Aussie dollar given what we're at historical lows, how to pick the property market bottom in which the interest rate increases that we've seen in Australia's number of property investors that are sitting on the sidelines ready to sweep in a bargain that leaves a question on a lot of people's minds, and government talking about potentially tinkering with some of the super tax rules to help repair their budget black hole. This episode is perfect for anyone who wants to read through the headlines and understand what it actually means for their money and investments.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055    

This episode is a recording of a live event I did on Money and investing hacks. I talked about the most important things you need to get right to be successful with your money, how to invest, what to look out for when you invest and how to plan to get the most out of your current situation. Also, I did a ton of Q&A with some interesting questions about the state of the markets and what is good buying today. This episode is perfect for anyone who wants to know more about investing, understand the basics and how they can make it happen to them.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

In this week's Money news in human words, I talked about the record inflation data that came through in Australia showing inflation at its highest pace since 1990, what that means with interest rates and the economy, as well as some of the commentaries from CBA suggesting change within the RBA, how they make decisions and how their board is composed. I dived deep into the current tech market route where companies like Meta have gone through their reporting season as well as a bunch of other big companies that have slammed as a result of poor performance and weaker outlooks, how long it might take for investors to recover the money that was lost through this current period of market decline. This episode is perfect for anyone who wants to understand what's underneath the headlines and what it means for your money.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:  TikTok: https://www.tiktok.com/@bentalksmoney   Instagram: https://www.instagram.com/pivotwealth/   Youtube: https://www.youtube.com/c/BenNashPivot   Facebook: https://www.facebook.com/pivotwealth/   Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055 Comment end     

In this episode, I unpacked the October Federal budget and gave you the human-word version of some of the measures there. I chatted about some of the interesting forecasts that have gone into the budget as well as the measures themselves, what they actually mean, some of the winners & losers, and what you should look out for. This episode is perfect for anyone who wants to understand the key measures in the budget and what they actually mean for them.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

In this week's Money news in human words, I talked about some of the changes we're seeing in investors' behaviour in the current share market environment and my take on some things for investors to be thinking about before making a radical change in their investing approach. I spoke about the suburbs where buying a property is cheaper than renting and what to look out for when planning a property purchase to set it up for success. The UK Prime Minister Liz Truss's resignation spectacularly, what it means for policymakers moving forward, Australian jobs data, the potential changes that are coming with the Aussie federal budget that's getting put out this week and some of the things that the government has been sort of alluding to. This episode is perfect for anyone who wants to see through the headlines and what it means for your money   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055

This podcast is a recording of a live online event I did on How to be smarter with money throughout your career. I talked about the most important things you need to understand while your career progresses to remain on the front financial foot and take advantage of the opportunities. ​This episode is perfect for anyone who wants to understand how to make the right moves at the right time and how to get the most out of their money throughout their career.   Want to make smarter money moves and get ahead faster?    Upcoming events: https://www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697   Learn more about Pivot Wealth: https://pivotwealth.com.au/   Check out Ben’s book, Get Unstuck: https://www.getunstuckbook.com.au/   Check us out on socials:    TikTok: https://www.tiktok.com/@bentalksmoney Instagram: https://www.instagram.com/pivotwealth/ Youtube: https://www.youtube.com/c/BenNashPivot Facebook: https://www.facebook.com/pivotwealth/ Chat about how Pivot Wealth can help with your money: https://calendly.com/ben-nash-pivot/podcast-intro-chat    Note: The advice shared on this podcast is general in nature and does not consider your individual circumstances. The podcast exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, and TMD and obtain appropriate financial advice tailored towards your needs. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055