
Financially Inclined
“Financially Inclined” is all about money lessons for living life your own way. Every week, financial literacy advocate Yanely Espinal makes learning about money simple, so you can make the most of your life. Because while money can't buy you happiness, it definitely can't hurt. This show is created by Marketplace, in collaboration with Next Gen Personal Finance.
Latest episodes

Oct 4, 2024 • 17min
Beware of guarantees
Host Yanely Espinal talks with Kevin Matthews, financial educator and author, about how to find financial advice you can trust. Think you’re financially inclined? Dig deeper into how to evaluate financial advice:Protect yourself from social media “finfluencers”More tips for choosing a financial adviserQuestions to ask a financial adviserHow to get cheap or free financial adviceAre you in an educational setting? Here’s a handy listening guide. Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form.This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Sep 27, 2024 • 11min
How online scammers hijack your brain
Scammers are good at manipulating teens. Join host Yanely Espinal and Proofpoint’s Selena Larson to learn how to stay ahead of the scammers. Think you’re financially inclined? Dig deeper into the world of cybersecurity:This article in Vox talks about the prevalence of scams amongst Gen ZLearn about common types of scams4 online scams teens are falling for and how to avoid themAre you in an educational setting? Here’s a handy listening guide.Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form.This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Sep 20, 2024 • 16min
The dangers of online gambling
Just because online gambling is now legal and endorsed by sports teams doesn’t mean it’s safe. Journalist Danny Funt gets into it with host Yanely Espinal. Think you’re financially inclined? Dig deeper into the risks of online gambling:Just how common is gambling these days? A story of overcoming gambling addiction If you or someone you know needs help with a gambling problem, call the National Problem Gambling Helpline Are you in an educational setting? Here’s a handy listening guide.Thanks for listening to this episode of “Financially Inclined”! We’d love to hear what you learned from it or any questions you’d like us to answer in a future episode. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form.This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Sep 13, 2024 • 14min
What’s your financial GPA?
Credit scores may seem scary and confusing, but they don’t have to be! Yanely Espinal sits down with financial therapist and money coach Jasmine Ramirez to talk about what a credit score is, how they’re calculated and what you can do to keep yours high. Think you’re financially inclined? Dig deeper into credit scores:Understand how your credit score is calculatedLearn more about how your age can influence your credit score Debunk common credit score myths Are you in an educational setting? Here’s a handy listening guide. If you have any questions for us, or you want to share your own story, our email is financiallyinclined@marketplace.orgThis podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Sep 6, 2024 • 11min
What to consider before buying those shoes
Before you drop your hard-earned cash on something big, stop and think it through. Yanely Espinal talks to financial educator Mykail James about how to be more intentional when making big purchases in your life, and what to do if you have regrets afterward. Think you’re financially inclined? Dig deeper into the world of smart purchasing:Read more on impulse buyingA psychologist’s tips for avoiding buyer’s remorseListen to stories about buyer’s remorse for pandemic purchasesAre you in an educational setting? Here’s a handy listening guide.We’d love to hear what you learned from this episode of “Financially Inclined,” or any questions you’d like us to answer next time. You can shoot us an email at financiallyinclined@marketplace.org or tell us using this online form. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Aug 30, 2024 • 16min
Don’t be fooled by dark patterns!
Host Yanely Espinal talks with professor Jasmine McNealy about “dark patterns” that manipulate us online: what they are, where to look for them and how to protect yourself. Think you’re financially inclined? Dig deeper into dark patterns:Learn about all things dark pattern from Deceptive Patterns Listen to the role of dark patterns in e-commerce at Marketplace Read about how laws and regulations can limit dark patterns on Vox Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Aug 23, 2024 • 16min
How our brains mess with our money
Our decisions about money don’t always make logical sense. Financial therapist Lindsay Bryan-Podvin helps us understand why, and how you can hack your brain to make smarter money choices. Think you’re financially inclined? Dig deeper into the psychology of spending:The ultimatum game shows us how we think about moneyCheck out this NerdWallet explainer for more about financial therapyLights, Camera, Budget! is a game that lets you learn about money by taking on the role of movie producer Are you in an educational setting? Here’s a handy listening guide.This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Aug 16, 2024 • 16min
From piggy bank to savings account
In this episode, host Yanely Espinal talks banking with money educator Sahirenys Ortega Pierce. They go over key differences between types of banks, what factors to consider when choosing the right account for you, and what you need to open your first account.Think you’re financially inclined? Dig deeper into the world of banking:Learn more about banking 101 from InvestopediaFamiliarize yourself with the ins and outs of checking accounts from NerdWalletRefresh your memory on the components of a check with Stony Brook University Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account.

Aug 9, 2024 • 1min
“Financially Inclined” is back for Season 3
Host and financial literacy advocate Yanely Espinal is back for another season of the money lessons we wish we learned earlier — the ones that can help us live life on our own terms. This season, we’ll share essential info about bank accounts, gambling, scams, and how our brains can mess with our money. New episodes starting Aug. 16.This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up today for a Greenlight account at http://www.greenlight.com/inclined

6 snips
Dec 15, 2023 • 19min
First-gen finances
Being a first-generation student can mean facing bigger financial pressures than your peers, with less generational knowledge and wealth. Yanely Espinal talks to Gigi Gonzalez, the First Gen Mentor, to help you navigate the unique pressures of being the first in your family – whether that’s being a first-gen American, first-gen college student, first-gen professional, first-gen entrepreneur or more! Think you’re financially inclined? Check out these resources: Explore resources for first-gen students from the Collective Success Network Learn more wealth building tips from Business Insider Prepare for a “money talk” with your family using this guide from CNBC Are you in an educational setting? Here’s a handy listening guide. This podcast is presented in partnership with Greenlight: the money app for teens — with investing. For a limited time, our listeners can earn $10 when they sign up for a Greenlight account.
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