

The Ottawa Real Estate Podcast
TOREP
Welcome to The Ottawa Real Estate Podcast (TOREP)! Hosted by seasoned Mortgage Agents Paul Stevenson and David Warren, who have been bringing the Ottawa real estate market to life with the podcast for over four years. Whether you’re buying, selling, investing, or just curious, we’re here to share insider tips, untold stories, and plenty of laughs along the way.
To our loyal listeners—thank you for your support and for being part of our journey. And to our new listeners—welcome! We’re excited to have you join the conversation. Hit play, stay tuned, and let’s explore the world of real estate together! 🎉
To our loyal listeners—thank you for your support and for being part of our journey. And to our new listeners—welcome! We’re excited to have you join the conversation. Hit play, stay tuned, and let’s explore the world of real estate together! 🎉
Episodes
Mentioned books

Jun 19, 2024 • 27min
The Ottawa Real Estate Podcast - June 19th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.This week, weird tales of a strange market, a slow spring market may be ramping into a scorching summer season in Ottawa, housing starts rise and homeowners are left in the wings while the city and a developer battle over infrastructure.0:00 Weird Mysteries in Real Estate09:03 Insured Mortgages Way Down11:37 Slow Spring Market16:54 Housing Starts Rise19:31 Orleans Development in Peril24:26 Mood Boosts and OutroGet in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

Jun 12, 2024 • 40min
The Ottawa Real Estate Podcast - June 12th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.Dive into the thrilling world of Canadian real estate with The Ottawa Real Estate Podcast! It zooms in on the latest shake-ups in mortgage rates and takes you on a exploration of the pressing affordability crisis. Plus, it uncovers the pile-up of cases at the provincial landlord-tenant board. Tune in to get a gripping, all-encompassing view of today's real estate landscape!0:00 Real Estate is Chaotic Right Now12:43 Rates Have Been Cut23:52 Buyers Remain on the Sidelines29:24 LTB Backlog37:46 Mood Boosts and OutroGet in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

Jun 5, 2024 • 37min
The Ottawa Real Estate Podcast - June 5th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.Did the rates drop? We discuss what’s likely to happen if they did, plus Ottawa shows strong market numbers, we discuss the new 10 cooling off period for new builds and the advent of AI tools in underwriting and assessments from banks.04:31 Market Volatility and Impending Rate Drops19:45 Ottawa Showing Strong Market Numbers22:06 Comments from Last Week28:25 AI Underwriting and Assessments34:48 Mood Boosts and OutroGet in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

May 29, 2024 • 46min
The Ottawa Real Estate Podcast - May 29th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.This week we’re joined by Michele and Natalie of Guertin Poirier Avocates/Lawyers to talk about how they’ve seen the real estate law landscape change over the recent tumultuous years.https://guertinpoirierlaw.ca/ 2:08 - Bank Quarterly Updates6:15 Cottages Being Sold Off Due to Capital Gains Tax11:16 Challenging Files36:55 Development Levies42:05 Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

May 22, 2024 • 33min
Ottawa is Killing the Housing Market #ottawarealestate
Is Ottawa killing the Housing Market? In this episode of the Ottawa Real Estate podcast, the hosts discuss various topics related to real estate and taxation in Canada. They touch on the new rule that requires Canadian tenants to withhold 25% of their rent if their landlord is a foreign resident, the impact of the Canadian inflation rate on interest rates, and the increase in capital gains tax. The hosts also talk about the record number of construction workers in Canada and the discrepancy between the number of workers and the actual housing production. They also discuss the recent increase in development charges in Ottawa and its impact on housing affordability.Key topics discussed in this episode include:* The new rule requiring Canadian tenants to withhold rent for non-resident landlords* The impact of the Canadian inflation rate on interest rates* The increase in capital gains tax and its effect on middle-class individuals* The record number of construction workers in Canada and the lack of housing production* The recent increase in development charges in Ottawa and its impact on housing affordabilityThe Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.00:00 Introduction04:02 Inflation is Down09:07 Tenants Required to Withhold Landlord Taxes13:36 Vacant Unit Tax Update16:26 Boomers Take Brunt of Capital Gains Tax Increase19:59 Construction Workers Not Enough22:53 City Increases Development Fees29:38 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.cahttps://www.yourhomeinottawa.ca/

May 15, 2024 • 29min
The Ottawa Real Estate Podcast - May 15th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.This week on the Ottawa Real Estate Podcast, we hear stats from OREB and across the city, some stories from clients that have let credit and mortgages get away from them and discuss rates maybe not coming down for quite some time.04:16 Paying on your own terms11:19 OREB Stats17:10 Out of Control Amortization 22:38 Ottawa City Stats25:08 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

May 8, 2024 • 37min
The Ottawa Real Estate Podcast - May 8th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.New time same great content. This week we discuss Ontario’s 2024 Provincial Budget and housing targets. A potential 180 on the changes to capital gains from the federal government and reports showing a large portion of the country waiting on the sidelines ofr low rates to return.03:52 Provincial Budget16:11 Capital Gains18:42 Buyers Waiting for Cuts33:29 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

Apr 30, 2024 • 48min
The Ottawa Real Estate Podcast - April 30th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.This week we’re joined by Niagara region realtor Jon Flynn who brings a wealth of statistical knowledge to our program. We discuss the new housing targets, large price shifts since 2017 and what really makes a home affordable. Follow Jon on X @JonFlynnREstatsCheck out Jon’s Youtube Channel for more great content: https://www.youtube.com/@jonflynn03:53 Jon Joins08:47 Price Increases Since 201717:53 Client Expectations26:24 Housing Starts 45:21 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Tuesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

Apr 23, 2024 • 44min
The Ottawa Real Estate Podcast - April 23rd 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.We're joined by special guest Adam Schacter to discuss his perspective on the recent federal budget announcement.04:32 Capital Gains11:45 Impact on Investment Properties18:20 Wealth Tax21:57 Rates32:23 Market Update from Greg40:58 Mood Boosts and Outro Get in touch with us!This Week's Guest:Adam Schacter - Embark Wealth and Designed Securities Ltdwww.adamschacter.com Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Tuesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca

Apr 16, 2024 • 33min
The Ottawa Real Estate Podcast - April 16th 2024
The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group.It’s Federal Budget Eve and the Liberals have announcements a plenty. We discuss trends in the local market, new federal announcements, the effect of newly held rates from the Bank of Canada and more.01:29 Market Stats07:53 Federal Housing Announcements11:12 Bank of Canada Holds Rates17:34 More Federal Announcements 28:42 Mood Boosts and Outro Get in touch with us! Paul Stevenson - Mortgage Agent Level 2Email: paul@paulstevenson.caPhone: 1-613-263-4543David Warren - Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003Greg Campbell - The Campbell Maric GroupEmail: greg@tcmgrealty.caPhone: 1-613-614-0179If you have a question or topic you'd like to hear us discuss send us an email at:paulgregdave@gmail.com or leave us a comment below!New Episodes of the podcast are available on Tuesdays at 10AM on all podcast services and atwww.theottawarealestatepodcast.comBrought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.cahttps://www.referralmortgages.com/https://www.paulstevenson.ca