The Ottawa Real Estate Podcast

In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Matt Bournival from Greybrook to talk about how rising construction costs are putting pressure on developers, slowing down housing supply, and impacting the future of real estate in Canada. We break down what’s happening behind the scenes in the industry and what it means for the homes being built across Ontario.We also talk about how Greybrook is changing the landscape by opening access to institutional-level projects for everyday investors, and how developers are navigating razor-thin margins, red tape, and economic uncertainty.If you care about housing, development, or the future cost of real estate in Canada, this episode will give you clarity.00:00 Introduction to the Podcast and Guests01:40 Matt Bournival's Career Journey04:27 Current Market Dynamics in Real Estate: the US vs Canada07:23 Challenges Facing Developers and Builders11:50 The Impact of Government Regulations15:20 Should They Cut the HST Across the Entire Supply Chain?17:56 International Real Estate Investments22:50 Investment Opportunities with Greybrook24:24 Understanding Real Estate Investment Returns26:33 The Importance of Diversification in Investments31:06 Future Outlook for Real Estate Development35:46 Current Economic Indicators and Inflation37:57 Closing Remarks and Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comMatt Bournival - VP, Private Capital Markets | Greybrook Realty Partners Email: Mathieu.Bournival@greybrook.comLinkedIn: https://www.linkedin.com/in/mathieu-bournival/Calendly: https://calendly.com/mathieu-bournival-greybrook/30minIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this discussion, Greg Campbell, a Realtor with The Campbell-Maric Group, shares eye-opening insights into the chaotic Ottawa real estate market. He highlights the alarming rise in deal cancellations and why sellers are pricing homes unrealistically. The conversation touches on declining rental prices and the psychological toll of inspections on buyers. Greg also explains the complexities behind housing stats and what they reveal about market trends. For anyone in the housing market, this is a must-listen for understanding current dynamics.

How to Avoid Costly Home Insurance Mistakes In this week’s episode of the Ottawa Real Estate Podcast, we cover the shift happening right now in the Ottawa market. Are we seeing the return of multiple offers? We also discuss the surge in new mortgage originations and how east and west Ottawa compare in this evolving landscape.We’re also joined by Brian Powell from BIG Insurance to talk about everything homeowners need to know about insurance: from what your policy actually covers to the benefits of using an insurance broker. We break down deductibles, premiums, and how to handle claims. Plus, we talk interest rates, the potential for another Bank of Canada rate cut, and how upcoming tariffs might shift market dynamics.00:00 Introduction01:39 Italian Fest Watercolor Class02:22 Viewer's Comments on Paul Rushford's Episode03:13 Ottawa's East vs West End04:48 Multiple Offer Situations06:23 The Current State of the Real Estate Market08:17 New Mortgage Originations are Way Up This Year09:49 First Time Home Buyers Are Returning to the Market11:09 Introducing Brian Powell from BIG Insurance11:34 Understanding Insurance Policies and Coverage12:12 Different Types of Insurance14:03 What Does Home Insurance Cover?16:38 Navigating Insurance Renewals and Shopping19:47 Calculating Insurance Premiums and Factors21:29 Balancing Deductibles and Coverage22:00 Navigating Insurance Claims Effectively22:54 Benefits of Working With an Insurance Broker23:47 The Role of AI in Insurance24:52 Understanding Home Insurance Challenges25:26 What Are Things that Insurance Companies Won't Cover?27:47 Market Insights and Economic Trends28:42 Will the Bank of Canada Cut Rates Again?31:35 Will Tariffs Change the Market?32:21 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comBrian PowellBIG - Billyard Insurance Grouphttps://www.thebig.ca/Email: contact@thebig.caIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

Is Ottawa’s Real Estate Market About to Explode?In this week’s episode of the Ottawa Real Estate Podcast, we ask the big question on everyone’s mind: is Ottawa’s housing market about to take off? We’re joined by Paul Rushforth, Ottawa Realtor, to talk about what’s really happening with prices, inventory, and interest rates. We break down why first-time buyers and investors are jumping in, what summer 2025 could look like, and how education and teamwork are giving agents a serious edge. If you’ve been waiting for a sign, this episode might be it.00:00 Introduction to the Ottawa Real Estate Podcast01:44 Introducing Paul Rushforth - Ottawa Realtor02:44 Booming or Bust? What's Really Happening in the Market03:43 Should I Buy a House Right Now or Wait?07:08 We're in a Typical Ottawa Market08:09 Interest Rates and Expectations09:09 Should I Wait Until the Next Rate Drop to Buy?10:27 Are Variable Rates Lower Than Fixed?11:31 You're Waiting for Prices to Come Up and Price You Out12:04 The Hardest Hit Segment of the Real Estate Market13:17 Stop Sitting on the Sideline!14:20 There's a Huge Lack of Information on Mortgages 16:51 Realtors and Mortgage Brokers: How to Work Together Better20:40 What's Happening With New Real Estate Agents?21:30 The Power of Teamwork in Real Estate22:16 The Importance of Continuous Learning and Coaching23:39 Surrounding Yourself with the Right People25:40 Implementation: The Key to Success26:34 Adapting to Industry Changes and Technology28:38 Educating Clients for Better Transactions29:38 Work with Pros: The Advantage of Knowledgeable Mortgage Brokers and Realtors30:19 Market Predictions and Trends31:48 Why Home Prices Will Aggressively Go Up32:57 Will the Real Estate Market Explode This Summer?33:53 The Toughest Areas to Buy in Ottawa35:56 East vs West Ottawa: Which Side's Home Prices Are Rising Faster?38:25 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comPaul Rushforth - Ottawa RealtorPaul Rushforth Real EstatePhone: 613-788-2122Instagram: @paulrushforthrealestatehttps://www.paulrushforth.com/If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

Are Ottawa Homes Sitting or Selling Fast? April Market ShiftsIn this week’s episode of the Ottawa Real Estate Podcast, we break down why some homes in Ottawa are lingering on the market while others are getting snapped up in days. We talk about the surprising April market stats, where mortgage rates might be heading, and which types of homes are looking less like a deal than they seem. We also unpack the Purchase Plus Improvement program, compare it to construction loans, and explain how financing conditions are playing into current offers. If you’ve seen a “handyman special” listing lately, you’ll want to hear our take.00:00 Intro02:03 Are Houses Not Selling in Ottawa?06:13 Are Mortgages Rates Going to Go Up?10:13 April Real Estate Stats for Ottawa11:48 Some Houses Are Selling Very Quickly12:59 Undervalued Properties That Are Not Such a Good Deal13:49 Purchase Plus Improvement Program18:01 Improvement Plus vs Construction Loans22:07 Financing Conditions in Offers25:32 "Handyman Special" Listings28:36 Mood boostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

Why Ottawa's Real Estate Market is Freezing OverIn this week’s episode of the Ottawa Real Estate Podcast, we sit down with Paul Czan, Real Estate Broker and President of the Ottawa Real Estate Board, to unpack the shifting buyer mindset in today’s market. We explore why having a good Realtor changes everything when having a home inspection, what bidding wars actually look like in 2025, and how interest rates are quietly reshaping buyer urgency. Properties are still selling fast when priced right, but buyers are more cautious and calculated than ever. Are we finally seeing a balance between buyer patience and seller confidence? Watch the full episode to get the inside story.00:00 Introduction and Martini Madness Announcement02:35 Real Estate Market Overview and Trends with Guest Paul Czan05:44 Current Buyer and Seller Dynamics08:07 Lack of Urgency in Real Estate Transactions in Ottawa09:24 Navigating Inspections and Negotiations12:12 Home Inspections Gone Wrong14:05 How a Good Realtor Can Help You Navigate the Inspection Process16:51 Market Stability and Future Predictions20:51 Should Mortgage Rates Come Down?23:23 Rule Changes for a More Transparent Market26:00 Multiple Offers Situations29:12 A Great Opportunity for First Time Home Buyers34:52 Are Realtors Quitting in Ottawa?37:55 Closing Thoughts and Mood BoostsBuy your tickets for Martini Madness: https://www.martinimadness.caGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comPaul Czan - Real Estate Brokerhttps://pcre-group.ca/Email: paul@pcre-group.caInstagram: @paulczan.realestategroupIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we discuss the recent election results and how they could shape Canada's housing market. With Mark Carney stepping in as Canada's new Prime Minister, the government has big plans to tackle the housing crisis, including an ambitious initiative to double housing construction. We also explore how trade relations with the U.S. impact Canada's economy, the uncertain future of interest rates, and what it means for homeowners and buyers in Ottawa. We wrap up with tips on personal financial strategies to stay ahead during these unpredictable times. Tune in for all the key takeaways and exciting updates on upcoming guests!00:00 Election Results and Initial Reactions02:03 New Housing Policies and Initiatives04:34 Impact of US Trade Relations on Canada08:06 Economic Predictions and Market Outlook11:38 Horizons Canada Report14:42 Navigating Uncertainty in Real Estate16:12 Personal Financial Planning in a Volatile Market17:36 Trump's 100 Days in Power20:06 Should I Buy a Home Now?26:05 Final Thoughts and Mood BoostGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we talk about why Canada’s housing market is frozen despite record demand and how the new Government's budget could change the whole landscape of Canadian Mortgages. We break down the Bank of Canada's latest rate decision, how the upcoming federal election is adding uncertainty, and why construction companies are laying off workers in the middle of a housing crisis. We also cover why it's so important to get pre-approved for a mortgage and not just use an online calculator and the key differences between level one and level two mortgage agents. This is a must-watch if you’re trying to make sense of where things are headed.00:00 Introduction and Market Overview02:05 Bank of Canada Rate Announcement and Economic Outlook08:32 Are we in a lowering rate environment?10:31 Impact of Federal Election on Real Estate10:53 Ottawa vs Other Provinces11:26 Realtor's Rep Agreements13:39 Current Trends in Construction and Trades19:06 Increasing the Number of Trades Workers22:41 Home Buying Process and Mortgage Insights26:07 Level 2 Mortgage Agents28:28 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode of the Ottawa Real Estate Podcast, we break down surprising stats about down payments in Ottawa, why delinquency rates are still incredibly low, and what’s really going on with those 2027 mortgage renewals. We talk about the difference between variable and adjustable rate mortgages and share insider updates from a recent lender breakfast that might surprise you. We also unpack how construction delays and labor shortages are holding back housing starts, and what this could mean for buyers and sellers. 00:00 Intro01:43 Understanding Borrower Profiles in Ottawa06:35 Delinquency Rates and Mortgage Insights11:39 Variable vs. Fixed Rate Mortgages15:08 Market Stability and Renewal Insights18:04 Bank of Canada Announcement Predictions26:24 Housing Starts and Construction Challenges31:01 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.

In this week’s episode, we sit down with Greg Campbell to talk about what’s really happening in the Ottawa housing market. From rising inventory to shifting buyer behavior, we share our own experiences and break down what buyers and sellers are facing right now. We also talk about how political promises and upcoming elections might be influencing market sentiment.Are recreational properties falling out of favor? Why are more buyers ghosting agents? And how do interest rates continue to shape decisions? We dig into all of it and share the real talk behind the stats.Watch the full episode for more insights and some laughs. 00:00 Introduction00:19 Market Trends and Buyer Behavior02:00 Challenges in the Current Real Estate Market03:15 Market Statistics and Trends23:07 The Impact of Economic Factors25:47 Future Outlook and Predictions30:10 Recreational Properties and Market Dynamics33:48 Closing Thoughts and Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: paul@paulstevenson.caPhone: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: david@referralmortgages.comPhone: 1-613-686-6003 https://www.referralmortgages.comGreg Campbell - The Campbell-Maric Group/EXP Realty Email: greg@tcmgrealty.ca Phone: 1-613-614-0179https://www.yourhomeinottawa.ca/ If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.