

Agent Survival Guide Podcast
Sarah J. Rueppel | Ritter Insurance Marketing
Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
Episodes
Mentioned books

Aug 15, 2025 • 13min
2026 ACA & Medicare Cost Projections
The Friday Five for August 15, 2025:
Threads, Waze, AEP Countdown
CMS 2026 Medicare Part D Bid Information
Medicare Part B Cost Projections
2026 COLA Estimate
CY2026 ACA Premium Rate Filings
Get Connected:
🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Threads, Waze, AEP Countdown:
“Number of Threads Users.” Backlinko.Com, Backlinko, 17 July 2025, backlinko.com/threads-users.
Mendes, Marcus. “Threads Crosses 400M Monthly Active Users as It Gains on X.” 9to5Mac.Com, 9to5Mac, 13 Aug. 2025, 9to5mac.com/2025/08/12/threads-crosses-400m-monthly-active-users-as-it-gains-on-x/.
Price, Emily. “Threads Just Achieved Its Biggest Milestone Yet.” FastCompany.Com, Fast Company, 12 Aug. 2025, www.fastcompany.com/91384230/meta-threads-just-achieved-its-biggest-milestone-yet.
Malik, Aisha. “Threads Now Has More than 400 Million Monthly Active Users.” TechCrunch.Com, TechCrunch, 12 Aug. 2025, techcrunch.com/2025/08/12/threads-now-has-more-than-400-million-monthly-active-users/.
“Waze Will End Updates for Older Android Devices Soon.” 9to5google.Com, Google, 11 Aug. 2025, 9to5google.com/2025/08/11/waze-will-end-updates-for-older-android-devices-soon/.
CMS 2026 Medicare Part D Bid Information:
“2026 Medicare Part D Bid Information and Part D Premium Stabilization Demonstration Parameters.” CMS.Gov, CMS, 28 July 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-part-d-bid-information-and-part-d-premium-stabilization-demonstration-parameters.
2026 Medicare Part D Bid Info Likely Means Higher Premiums & Plan Disruption — Here's Why
The 2026 Medicare Part D Redesign Updates Agents Should Know
Medicare Part B Cost Projections:
“2025 Medicare Trustees Report.” CMS.Gov, CMS, 18 June 2025, www.cms.gov/oact/tr/2025.
LeValley, Donna. “Seven Medicare Changes Coming in 2026.” Kiplinger.Com, Kiplinger, 8 Aug. 2025, www.kiplinger.com/retirement/medicare/medicare-changes-coming-in-2026.
2026 COLA Estimate:
“2025 Medicare Trustees Report.” CMS.Gov, CMS, 18 June 2025, www.cms.gov/oact/tr/2025.
LeValley, Donna. “Seven Medicare Changes Coming in 2026.” Kiplinger.Com, Kiplinger, 8 Aug. 2025, www.kiplinger.com/retirement/medicare/medicare-changes-coming-in-2026.
CY2026 ACA Premium Rate Filings:
Minemyer, Paige. “KFF Analysis Finds a Median ACA Premium Hike of 18% for 2026.” Fiercehealthcare.Com, FierceHealthcare, 8 Aug. 2025, www.fiercehealthcare.com/payers/kff-analysis-finds-median-aca-premium-hike-18-2026.
Ortaliza, Jared, Matt McGough, Kaitlyn Vu, et al. “How Much and Why ACA Marketplace Premiums Are Going up in 2026.” Healthsystemtracker.Org, KFF, 6 Aug. 2025, www.healthsystemtracker.org/brief/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2026/.
Resources:
5 Things About ICHRA
2026 D-SNP Market Snapshot
2026 Midwest D-SNP Market Opportunity
Ritter Insurance Marketing Certification Center
Should You Hire an Assistant for Your Insurance Business?
What New Insurance Agents Need to Know
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Aug 13, 2025 • 8min
What New Insurance Agents Need to Know
Hear tips and advice from industry veterans about making sales and connecting with new clients. If you just started in the insurance industry, this episode is for you!
Work with Ritter Insurance Marketing
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Ritter Resources:
How Insurance FMOs Work – FREE eBook
Integrity Tools & Resources
PlanEnroll – Take Your Business to the Next Level
The Ritter Platform
Your Step-By-Step Guide to Getting Started in Insurance Sales - FREE eBook
Ritter Blog:
10 Essential Tools for Beginner Insurance Agents
Are You Self-Sabotaging Your Insurance Sales Success?
Questions to Ask Clients Shopping for an ACA Plan
More episodes from ASG:
AHIP Test Tips and Tricks for Medicare Certification
Medicare Enrollment Periods Explained
The Difference Between Captive and Independent Agents
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Aug 12, 2025 • 8min
Field Notes on Digital Calendars
Stay organized with help from the Agent Survival Guide! In this episode, we've got notes on digital calendars for agents.
Read the text version
Resources:
5 Things From the 2025 Budget Reconciliation Bill
Field Notes on Digital Marketing Resources
Field Notes on Productivity Tools
Field Notes on Project Management Solutions
Field Notes on Traditional Marketing Resources
Register with Ritter Insurance Marketing
The Ultimate Agent Resource List Pt. 1: Market Yourself
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients
The Ultimate Agent Resource List Pt. 3: Staying Organized
Digital Calendar Tools:
Calendar in Microsoft Outlook
Fantastical
Google Calendar
Morgen
References:
Singh, Shubham. “iPhone Users & Sales Statistics 2025.” Demandsage.Com, DemandSage, 7 July 2025, www.demandsage.com/iphone-user-statistics/.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Aug 11, 2025 • 13min
Field Notes on Project Management Solutions
Go granular with Sarah as we dive deeper into productivity tools to focus specifically on project management solutions. Use these suggestions to organize and scale your workflow!
Read the text version
Get access to Ritter Insurance Marketing Solutions – Register today
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Project Management Solutions:
Asana
Basecamp
Monday.com
Trello
Wrike
Resources:
Field Notes on Digital Marketing Resources
Field Notes on Productivity Tools
Field Notes on Traditional Marketing Resources
The Ultimate Agent Resource List Pt. 1: Market Yourself
The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients
The Ultimate Agent Resource List Pt. 3: Staying Organized
References:
Gurnov, Artem. “Best 21 Project Management Tools in 2025: Expert Reviews and Comparisons.” Wrike.Com, Wrike, 3 July 2025, www.wrike.com/project-management-guide/faq/what-are-project-management-tools/.
“From Agile to Waterfall: A Breakdown of Project Management Methodologies.” Park.Edu, Park University, 23 May 2025, www.park.edu/blog/from-agile-to-waterfall-a-breakdown-of-project-management-methodologies.
“Top 6 Project Management Methodologies to Boost Efficiency.” Virtuallatinos.Com, Virtual Latinos, 4 Mar. 2025, www.virtuallatinos.com/blog/project-management-methodologies/.
Rehkopf, Max. “What Is a Kanban Board?” Atlassian.Com, Atlassian, www.atlassian.com/agile/kanban/boards. Accessed 17 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Aug 8, 2025 • 19min
2025 MA Enrollment Stats & Trends
The Friday Five for August 8, 2025:
Ritter Insurance Marketing Summits
Linda Yaccarino Enters Health Industry
iOS 26 and iPadOS 26 Public Beta Takeaways
New Instagram Features
2025 MA Enrollment Stats & Trends
Register to Attend Ritter Insurance Marketing Summits
Work with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!
Linda Yaccarino Enters Health Industry:
“eMed® Population Health Announces Appointment of Former X (Twitter) CEO Linda Yaccarino as New Chief Executive Officer.” Emed.Com, eMed, 5 Aug. 2025, www.emed.com/media/exploring-glp1.
Capoot, Ashley. “Former X CEO Linda Yaccarino Takes Helm at Digital Health Company eMed.” CNBC.Com, CNBC, 5 Aug. 2025, www.cnbc.com/2025/08/05/former-x-ceo-linda-yaccarino-takes-helm-at-digital-health-company-emed.html.
Roy, Sriparna, and Sneha S K. “Former X CEO Yaccarino Takes Helm at GLP-1 Focused Telehealth Firm eMed.” Reuters.Com, Reuters, 5 Aug. 2025, www.reuters.com/sustainability/boards-policy-regulation/former-x-ceo-yaccarino-takes-helm-glp-1-focused-telehealth-firm-emed-2025-08-05/.
Silberling, Amanda. “Linda Yaccarino Joins Health Tech Platform eMed as CEO after Leaving X.” Techcrunch.Com, TechCrunch, 5 Aug. 2025, techcrunch.com/2025/08/05/linda-yaccarino-joins-health-tech-platform-emed-as-ceo-after-leaving-x/.
iOS 26 and iPadOS 26 Public Beta Takeaways:
“Apple iOS 26 Will Screen Cold Calls.” Collincadmus.Com, Collin Cadmus, www.collincadmus.com/blog/apple-ios-26-will-screen-cold-calls. Accessed 6 Aug. 2025.
Teague, Katie. “Can You Download the iOS 26 Beta Today? Here’s a Comprehensive List of All Compatible iPhones.” Engadget.Com, Engadget, 6 Aug. 2025, www.engadget.com/mobile/can-you-download-the-ios-26-beta-today-heres-a-comprehensive-list-of-all-compatible-iphones-191854920.html.
Stimac, Blake. “iOS 18 vs. iOS 26: How Much Does Liquid Glass Impact Your iPhone’s Look?” CNET.Com, CNET, 4 Aug. 2025, www.cnet.com/tech/services-and-software/ios-18-vs-ios-26-how-much-does-liquid-glass-impact-your-iphones-look/.
Halton, Clay. “I Tried the iOS 26 Beta—These 5 Features Make My iPhone Feel Like New Again.” Pcmag.Com, PC Mag, 5 Aug. 2025, www.pcmag.com/news/i-tried-the-ios-26-beta-these-5-features-make-my-iphone-feel-like-new-again.
McAuliffe, Zachary. “Say Goodbye to Spam Calls With Call Screening in iOS 26.” CNET, cnet.com, 5 Aug. 2025, www.cnet.com/tech/services-and-software/say-goodbye-to-spam-calls-with-call-screening-in-ios-26/.
New Instagram Features:
“How to Repost a Reel or a Post on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/1059575985490156. Accessed 7 Aug. 2025.
Gallaga, Omar. “Instagram Adds New Features, Including Reposts and Maps.” CNET.Com, CNET, 6 Aug. 2025, www.cnet.com/news/social-media/instagram-adds-new-features-including-reposts-and-maps/.
Pathak, Khamosh. “Instagram’s Latest Update Added Reposts and a Snap Map Clone.” Lifehacker.Com, Lifehacker, 6 Aug. 2025, lifehacker.com/tech/instagram-added-reposts-and-snap-map-clone.
Malik, Aisha. “Instagram Takes on Snapchat with New ‘Instagram Map.’” Techcrunch.Com, TechCrunch, 6 Aug. 2025, techcrunch.com/2025/08/06/instagram-takes-on-snapchat-with-new-instagram-map/.
Heathera. “New Instagram Features to Help You Connect.” About.Fb.Com, Meta Newsroom, 6 Aug. 2025, about.fb.com/news/2025/08/new-instagram-features-help-you-connect/.
2025 MA Enrollment Stats & Trends:
Ochieng, Nancy, et al. “Medicare Advantage in 2025: Enrollment Update and Key Trends.” KFF.Org, KFF, 28 July 2025, www.kff.org/medicare/issue-brief/medicare-advantage-enrollment-update-and-key-trends/.
Resources:
5 Things About ICHRA
5 Things From the 2025 Budget Reconciliation Bill
2026 D-SNP Market Snapshot
2026 Maximum Broker Commissions for Medicare Advantage & Medicare Part D
How to Organize a Turning 65 Seminar on a Budget
ICHRA vs. QSEHRA vs. Group Health Plans: Sales Opportunities for Insurance Agents
The One Big Beautiful Bill: What Health Insurance Agents Should Know
The Pros and Cons of Working with Regional and National Carriers
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Not affiliated with or endorsed by Medicare or any government agency.

Aug 6, 2025 • 10min
Tips for Becoming a Top Producing Insurance Agency
Take your insurance agency to the next level with these business strategies and agent resources!
Read the text version
Take Your Business to the Next Level with Ritter Insurance Marketing
Ritter & Integrity Resources:
Events with Ritter
LeadCENTER
LifeCENTER
Marketing & Incentives with Ritter
MedicareCENTER
Register with Integrity
Ritter Insurance Marketing Registration
Ritter Summits 2025 Registration
The Ritter Platform
Additional Episodes, Blog Posts, & eBooks:
3 Insurance Business Tools You Absolutely Can’t Live Without
ASG Podcast Field Notes Series
Best Practices for Training Downline Agents
Developing an Agency – Your Guide to Getting Started FREE eBook Download
How to Recruit Insurance Agents to Your Downline
Keys to Client Retention: Face-to-Face Communication
Ritter Can Help You Stay in Touch with Your Clients
The Complete Guide on How to Sell Medicare Supplements FREE eBook Download
The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook Download
References:
Herrity, Jennifer. “How to Write a Smart Goal (and How They Work) | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/how-to-write-smart-goals. Accessed 8 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Aug 5, 2025 • 1min
Developing Your Insurance Agency
Ready to expand your business? It might be time to form an insurance agency. Not sure where to start? We’ve got your guide right here!
Download a copy of Developing an Agency: Your Guide to Getting Started
Partner with Ritter Insurance Marketing to Develop Your Insurance Agency
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Aug 4, 2025 • 18min
Best Practices for Training Downline Agents
Your business is growing, and you’ve got new agents excited to get out in the field! In this episode we’ve got tips and strategies for training downline agents.
Read the text version
Developing an Agency – Your Guide to Getting Started
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Ritter Blog:
4 Tips for Making a Better Insurance Sales Pitch
How to Get Health and Life Insurance Continuing Education Credits as an Agent
How to Recruit Insurance Agents to Your Downline
The Best Books for Insurance Agents
The Ritter Blog
Tips for Becoming a Top Producing Insurance Agency
What Are Insurance Hierarchies & How Do They Work?
Podcast Episodes:
Level Up: The Value of Sales Shadowing for New Insurance Agents
Setting Up Your Insurance Business Structure ft. Frank Lavery & Justin Abodalo
Should You Hire an Assistant for Your Insurance Business?
The Agent Survival Guide Podcast
Additional Resources:
Events with Ritter Insurance Marketing
FREE eBooks & Guides for Insurance Agents
Integrity Tools & Resources
Knight School Training for Agents
MA & PDP Compliant Sales Checklist
Meet Your Ritter Sales Team
Ritter Docs Agencies
Ritter Insurance Marketing on YouTube
Ritter Summits
References:
“7 Types of Learning Styles and How to Teach Them.” Teachable, https://teachable.com/blog/types-of-learning-styles. Accessed 8 July 2025.
Chen, Jessica. “10 Best Virtual Meeting Platforms & Software (Tried & Tested).” Teambuilding.Com, 12 Feb. 2025, https://teambuilding.com/blog/virtual-meeting-platforms.
“40 Reflection Questions.” Edutopia, https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf. Accessed 8 July 2025.
Herrity, Jennifer. “Collaborative Learning: Center for Teaching Innovation.” Indeed, 26 Mar. 2025, https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning.
“Health Care Insurance Coverage for Self-Employed Individuals.” HealthCare.Gov, https://www.healthcare.gov/self-employed/. Accessed 8 July 2025.
Pollick, Michael. “How Do Birds Learn How to Fly?” All Things Nature, All Things Nature, 4 June 2024, https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm.
“Independent Contractor (Self-Employed) or Employee?” Internal Revenue Service, https://www.irs.gov/businesses/small-businesses-self-employed/independent-contractor-self-employed-or-employee. Accessed 8 July 2025.
Gutierrez, Karla. “Mind-Blowing Statistics Prove the Value of Employee Training - Shift E.” Shift Learning, https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development. Accessed 8 July 2025.
Ayoola, Elizabeth. “Self-Employed Retirement Plans: Know Your Options.” NerdWallet, 3 Jan. 2025, https://www.nerdwallet.com/article/investing/retirement-plans-self-employed.
Colin Burton. “The 5 Most Effective Teaching Styles, and How to Adapt Your Style.” THINKFIC, 7 Oct. 2024, https://www.thinkific.com/blog/teaching-styles/.
Chapman, Tom. “Top 10: Supply Chain Management Platforms.” Supply Chain Magazine, Bizclik Media Ltd, 5 June 2024, https://supplychaindigital.com/digital-supply-chain/top-10-supply-chain-management-platforms.
Gellerman, Erica. “The Complete Guide to Independent Contractor Taxes.” NerdWallet, https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide. Accessed 8 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 30, 2025 • 6min
ACA Enrollment Periods Explained
We dive into the Affordable Care Act enrollment periods and how to help your clients navigate them!
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
Resources:
ACA Basics - Knight School Training
Takeaways From the 2025 Marketplace Integrity and Affordability CMS Final Rule
Register with Ritter Insurance Marketing
The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download
The Pros and Cons of Selling Insurance
What is the Health Insurance Marketplace?
References:
“CMS Finalizes Major Rule to Lower Individual Health Insurance Premiums for Americans.” CMS.Gov, Centers for Medicare & Medicaid, 20 June 2025, https://www.cms.gov/newsroom/press-releases/cms-finalizes-major-rule-lower-individual-health-insurance-premiums-americans.
“Cost Changes for Pennie Enrollees Coming in 2026.” Pennie, https://pennie.com/costs/. Accessed 2 July 2025.
“Getting Health Coverage Outside Open Enrollment.” HealthCare.Gov, https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/. Accessed 2 July 2025.
“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability.” Federal Register, https://www.federalregister.gov/documents/2025/06/25/2025-11606/patient-protection-and-affordable-care-act-marketplace-integrity-and-affordability. Accessed 2 July 2025.
“When Can You Get Health Insurance?” HealthCare.Gov, https://www.healthcare.gov/quick-guide/dates-and-deadlines/. Accessed 2 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.

Jul 29, 2025 • 10min
How to Recruit Agents to Your Downline
Ready to recruit? Don't miss our episode with tips on where to find applicants, training resources, and more!
Read the text version
Resources:
Before You Recruit: Setting Up Your Agency for Success
Developing an Agency - Your Guide to Getting Started
FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference?
Learn More About PlanEnroll
Find Your Agency Specialist
Tech Takeaways for Forward-Thinking Insurance Agents
PlanEnroll Official Site
Register with Ritter Insurance Marketing
References:
Falk, Stefan. “8 Signs You’re an Ambivert—They’re ‘Underrated’ and ‘More Successful’ than Introverts or Extroverts: Psychology Expert.” Cnbc.Com, CNBC, 21 Feb. 2025, www.cnbc.com/2025/02/21/psychology-expert-signs-youre-an-ambivert-why-theyre-more-successful-than-introverts-and-extroverts.html.
“The True Cost of a Bad Hire-and How to Avoid Making One.” Forbes.Com, Forbes Magazine, 30 June 2025, www.forbes.com/sites/allbusiness/2025/06/30/the-true-cost-of-a-bad-hire-and-how-to-avoid-making-one/.
“Monthly Labor Review Projection Overview and Highlights 2020-30.” Bls.Gov, U.S. Bureau of Labor Statistics, www.bls.gov/opub/mlr/2021/article/projections-overview-and-highlights-2020-30.htm#_ednref1. Accessed 18 July 2025.
Follow Us on Social!
Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
Not affiliated with or endorsed by Medicare or any government agency.
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.


