Agent Survival Guide Podcast

  At a loss for what to post on your business socials? Sarah highlights 5 types of content agents can share on social media – and they’re not all insurance related!   Resources: 5 Marketing Podcasts to Follow: https://lnk.to/asg638  Boost Sales and Productivity with Our Medicare Sales Planner: https://ritterim.com/blog/boost-sales-and-productivity-with-our-medicare-sales-planner How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643 Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644 Marketing Trends for 2025: https://lnk.to/asg639 Setting SMART Goals in 2025: https://lnk.to/asgf20250103 Stay Organized with the Busy ACA Agent’s Sales Calendar: https://ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/   References: Pierre, Yasmin. “Social Media Holiday Calendar 2025.” Brandwatch.Com, Brandwatch, 5 Dec. 2024, www.brandwatch.com/blog/social-media-holiday-calendar/. “Your Ultimate Social Media Calendar Guide for 2025.” Theblogsocial.Com, The Blog Social, 7 Nov. 2024, www.theblogsocial.com/social-media-calendar-guide-2025/. Marino, Susie. “The Big List of 500+ Social Media Holidays for Every Month of 2025.” Localiq.Com, Local IQ, 11 Dec. 2024, localiq.com/blog/social-media-holidays/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

  Are you a sports fan? You need to check out these apps to stay up to date with your favorite teams! ESPN App: https://www.espn.com/espn/apps/espn Bleacher Report: https://bleacherreport.com/ Apple Sports: https://apps.apple.com/us/app/apple-sports/id6446788829 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Apps to Take on Your Next Road Trip: https://lnk.to/asga77 How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/ Marketing Trends for 2025: https://lnk.to/asg639 Live Webinars & Events with Ritter Insurance Marketing: https://ritterim.com/events/ Ritter Can Help You Stay in Touch with Your Clients: https://ritterim.com/blog/ritter-can-help-you-stay-in-touch-with-your-clients/   References:  “B/R Sports on Max.” Max, https://bleacherreport.com/team-stream-now. Accessed 16 Jan. 2025. Apple. “Apple Sports.” App Store, 21 Feb. 2024, https://apps.apple.com/us/app/apple-sports/id6446788829. “Bleacher Report.” Bleacher Report | Sports. Highlights. News. Now., https://bleacherreport.com/. Accessed 16 Jan. 2025. “ESPN App - Download on IOS App Store & Google Play.” ESPN, ESPN Internet Ventures, https://www.espn.com/espn/apps/espn. Accessed 16 Jan. 2025. “Team Stream Now.” Bleacher Report, https://help.max.com/US/Answer/Detail/000002560. Accessed 16 Jan. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

  How unstoppable would you be if you lost the fear of being seen? Linda Ugelow, author of Delight in the Limelight, joins Sarah to talk about how agents can overcome the fear of public speaking, conquer the fear of being on camera, and learn to rightfully bask in the limelight.   Mentioned in this episode: Linda Ugelow Official Website: https://lindaugelow.com/ Listen to Linda’s Podcast: https://lindaugelow.com/ditl-podcast/ Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/ Read Linda’s Blog From My Mind to Yours: https://lindaugelow.com/blog/   Follow Linda Ugelow on Social Media: Linda on Facebook, https://www.facebook.com/lindaugelowbiz/ Instagram, https://www.instagram.com/lindaugelow/ LinkedIn, https://www.linkedin.com/in/linda-ugelow-61858813/ TikTok, https://www.tiktok.com/@lindaugelow and YouTube, https://www.youtube.com/user/lindaugelow   Resources: Creating Margin & Taking Back Control of Your Time: https://lnk.to/asgmm9 How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Setting SMART Goals in 2025: https://lnk.to/asg639 Register with Ritter Insurance Marketing The Power of Listening & Laughter: https://lnk.to/kDjaoK   References: Ugelow, Linda. Delight in the Limelight: Overcome Your Fear of Being Seen and Realize Your Dreams. Page Two Books, Inc, 2021.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Not affiliated with or endorsed by Medicare or any government agency.

  It can be difficult to manage the different aspects of our lives. In this episode, we cover how to recognize and prevent burnout, how to implement personal care, and more.       Read the text version       Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.     Resources:   Get Focused with These Apps: https://lnk.to/asga76   Lessons Learned in 2024: https://lnk.to/asg637   Setting SMART Goals in 2025: https://lnk.to/asgf20250103   Tech Takeaways for Forward-Thinking Insurance: https://ritterim.com/blog/tech-takeaways-for-forward-thinking-insurance-agents/   Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640     References:   Tartakovsky, Margarita. “7 Reasons You Might Resist Rest and How to Get Mental Rest.” Psych Central, Psych Central, 12 Jan. 2023, https://psychcentral.com/blog/how-to-really-rest.   “America’s Alarming (Lack of) Work-Life Balance.” ELVTR, ELVTR, 14 Oct. 2024, https://elvtr.com/blog/americas-alarming-lack-of-work-life-balance.   Nastasi, Jessica A., et al. “Breaks and productivity: An exploratory analysis.” Journal of Applied Behavior Analysis, vol. 56, no. 3, 11 May 2023, pp. 539–548, https://onlinelibrary.wiley.com/doi/10.1002/jaba.995?utm_campaign=WRH_6_5_23.   Godreau, Jeanette. “Embrace These 7 Types of Rest.” Mindful Health Solutions, 12 June 2023, https://mindfulhealthsolutions.com/embrace-these-7-types-of-rest/.   “Hello Sunshine.” CU Anschutz Newsroom, University of Colorado Anschutz Medical Campus, 30 May 2024, https://news.cuanschutz.edu/health-and-wellness/hello-sunshine.   “Stay Focused, Be Present.” Forest, https://www.forestapp.cc/. Accessed 9 Jan. 2025.   Raeburn, Alicia. “The Productivity Hack That Actually Works [2024].” Asana, Asana, 14 Oct. 2024, https://asana.com/resources/pomodoro-technique.   “Why Our Attention Spans Are Shrinking, with Gloria Mark, Phd.” American Psychological Association, American Psychological Association, https://www.apa.org/news/podcasts/speaking-of-psychology/attention-spans. Accessed 9 Jan. 2025.      Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/     Not affiliated with or endorsed by Medicare or any government agency. 

  The Friday Five for January 24, 2025: Regulatory Freeze TikTok Ban Update Instagram Announces Edits Optimal Ambient Temperature for Seniors 2025 ACA Enrollment Hits All-Time High   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Regulatory Freeze: Isaac, Mike. “Instagram Debuts New Video-Editing App, as TikTok Deals With a Ban.” Nytimes.Com, The New York Times, 19 Jan. 2025, www.nytimes.com/2025/01/19/technology/instagram-video-app-tiktok-ban.html. “Regulatory Freeze Pending Review.” Whitehouse.Gov, The United States Government, 20 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/regulatory-freeze-pending-review/. Treisman, Rachel. “Trump Is Signing a Flurry of Executive Orders. Here’s How Those Work.” Npr.Org, NPR, 21 Jan. 2025, www.npr.org/2025/01/21/nx-s1-5269600/trump-executive-actions-orders-memoranda-proclamation.   TikTok Ban Update: “Application of Protecting Americans from Foreign Adversary Controlled Applications Act to TikTok.” Whitehouse.Gov, The United States Government, 21 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/application-of-protecting-americans-from-foreign-adversary-controlled-applications-act-to-tiktok/. Duffy, Clare, and David Goldman. “TikTok Is Back Online after Trump Pledged to Restore It.” Cnn.Com, CNN, 20 Jan. 2025, www.cnn.com/2025/01/19/tech/tiktok-ban/index.html. Allyn, Bobby. “TikTok Is Back Online in the U.S., Following Trump’s Promise to Pause the Ban.” Npr.Org, NPR, 19 Jan. 2025, www.npr.org/2025/01/19/nx-s1-5267568/tiktok-back-online. Lagatta, Eric. “TikTok Still Not Available on App Stores after Trump’s Executive Order: What We Know.” USA Today, Gannett Satellite Information Network, 22 Jan. 2025, www.usatoday.com/story/tech/2025/01/22/tiktok-ban-download-app-stores-update/77872210007/.   Instagram Announces Edits: Davis, Wes. “Instagram Announces a Blatant CapCut Clone.” Theverge.Com, The Verge, 19 Jan. 2025, www.theverge.com/2025/1/19/24347358/instagram-edits-capcut-video-app-tiktok-ban. Schoon, Ben. “Instagram ‘edits’ Coming to Android in February as CapCut Remains Banned.” 9to5google.Com, 9 To 5 Google, 20 Jan. 2025, 9to5google.com/2025/01/20/instagram-edits-app-android-february/.   Optimal Home Temperature for Senior Brain Health: Pappas, Stephanie. “How Heat Affects the Mind.” Apa.Org, American Psychological Association, 1 June 2024, https://www.apa.org/monitor/2024/06/heat-affects-mental-health. “Home Ambient Temperature and Self-Reported Attention in Community-Dwelling Older Adults.” Pubmed.Ncbi.Nlm.Nih.Gov, U.S. National Library of Medicine, 3 Dec. 2024, pubmed.ncbi.nlm.nih.gov/39656181/. “Indoor Temperatures Affect Cognitive Function in Older Adults.” Neurosciencenews.Com, Neuroscience News, 14 Jan. 2025, neurosciencenews.com/temperature-aging-cognition-28353/. Thompson, Dennis. “Is Your Home Too Warm for Seniors’ Brain Health?” Healthday.Com, HealthDay, 16 Jan. 2025, www.healthday.com/health-news/senior-health/is-your-home-too-warm-for-seniors-brain-health. “Scientists Warn: Your Home Temperature Could Be Increasing Your Risk of Cognitive Decline.” SciTechDaily.Com, SciTechDaily, 22 Jan. 2025, scitechdaily.com/scientists-warn-your-home-temperature-could-be-increasing-your-risk-of-cognitive-decline/.   2025 ACA Enrollment Hits All-Time High: Pifer, Rebecca. “ACA Enrollment Breaks Records Again in 2025.” Healthcaredive.Com, Healthcare Dive, 21 Jan. 2025, www.healthcaredive.com/news/aca-enrollment-2025-record-high-final/737679/. “Over 24 Million Consumers Selected Affordable Health Coverage in ACA Marketplace for 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/press-releases/over-24-million-consumers-selected-affordable-health-coverage-aca-marketplace-2025. “State-Based Marketplaces: 2025 Open Enrollment.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf. Accessed 22 Jan. 2025.   Resources: 5 Business Podcasts to Follow: https://lnk.to/asg636 8 Strategies to Prevent Rapid Disenrollments from Medicare Plans: https://lnk.to/asg641 CMS Draft Legislation for CY 2026: https://lnk.to/asgf20250117 How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

  Engage your clients regularly and keep them coming back for more! Rob Oxenford joins Sarah to talk best practices and how switching your focus can be a game-changer for insurance agents.   Mentioned in this episode: AgentMethods Official Website: https://www.agentmethods.com/   Follow AgentMethods on Social! AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on X, https://twitter.com/AgentMethods  AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods   Resources: 5 Marketing Podcasts to Follow: https://lnk.to/asg638 How Client Retention Boosts Insurance Sales: https://lnk.to/evzCML Marketing Trends for 2025: https://lnk.to/asg639 Setting SMART Goals in 2025: https://lnk.to/asgf20250103 Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

  The Friday Five for January 17, 2025: TikTok Ban & Popular Alternatives Part D Cost-Sharing Successor Regulation Rules Creditable Coverage Determination MA and Part D Advance Notice   TikTok Ban & Rising Alternatives: “A Possible Tiktok Ban Is Just Days Away. A List of Other Apps Available.” Apnews.Com, AP News, 14 Jan. 2025, apnews.com/article/tiktok-alternative-social-media-platforms-ban-49af1bfd2a1543a09b327544c380f217. Rosenblatt, Kalhan. “Chinese TikTok Alternative RedNote Tops App Charts Ahead of Potential TikTok Ban.” NBCNews.Com, NBCUniversal News Group, 14 Jan. 2025, www.nbcnews.com/tech/social-media/rednote-chinese-tiktok-alternative-tops-app-charts-ahead-ban-rcna187497. Habeshian, Sareen. “Tiktok Ban Timeline: Here’s Where Things Stand.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/tiktok-ban-timeline. “TikTok Prepares for US Shutdown from Sunday, Sources Say.” Reuters.Com, Reuters, 15 Jan. 2025, www.reuters.com/technology/tiktok-preparing-us-shut-off-sunday-information-reports-2025-01-15/.   CMS Draft CY 2026 Part D Redesign Program: “CMS Releases Proposed 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/press-releases/cms-releases-proposed-2026-payment-policy-updates-medicare-advantage-and-part-d-programs. “Draft CY 2026 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/draft-cy-2026-part-d-redesign-program-instructions-fact-sheet. “Draft CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/draft-cy-2026-part-d-redesign-program-instructions.pdf. Accessed 14 Jan. 2025 “Final CY 2025 Part D Redesign Program Instructions.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/final-cy-2025-part-d-redesign-program-instructions.pdf.   CMS 2026 Medicare Advantage and Medicare Part D Advance Notice: “2025 Medicare Advantage and Part D Advance Notice Fact Sheet.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/2025-advance-notice-fact-sheet-and-faq.pdf. Accessed 14 Jan. 2025. “2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement. “2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet. “Advance Notice of Methodological Changes for Calendar Year (CY) 2026 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/2026-advance-notice.pdf. Goldman, Maya. “Biden Proposes $21B Pay Increase for MA Insurers.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/biden-proposes-insurer-pay-increase . Pifer, Rebecca. “CMS Revised Medicare Advantage Star Ratings. Here’s Which Payers Benefited.” Healthcaredive.Com, Healthcare Dive, 9 July 2024, www.healthcaredive.com/news/cms-revised-medicare-advantage-star-ratings-plan-scores/720697/.   Resources: 2025 ACA Enrollment Updates: https://lnk.to/asgf20250110 CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://lnk.to/BkBrUZ  How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/ Instagram Basics for Insurance Agents: https://lnk.to/asg634   The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/ Top 5 Apps of 2024: https://lnk.to/QkLB8T Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Not affiliated with or endorsed by Medicare or any government agency.

    These apps can save you time and money on your next road trip. Listen to learn more!   PlugShare: https://www.plugshare.com/ GasBuddy: https://www.gasbuddy.com/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Business Podcasts to Follow: https://lnk.to/asg636 Agent Apps | Best Video Editing Apps for Social Media: https://lnk.to/8xfGo0 Tips for Insurance Agents Working on the Road: https://ritterim.com/blog/tips-for-insurance-agents-working-on-the-road/ Why Gen Z is a Good Fit for Selling insurance: https://lnk.to/asg640   References:  “Ev Charging Station Map - Find a Place to Charge.” PlugShare, https://www.plugshare.com/. Accessed 8 Jan. 2025. “Cheapest Gas Station Finder App with Money Saving Benefits.” GasBuddy, https://www.gasbuddy.com/. Accessed 8 Jan. 2025. “Find EV Charging Stations along Your Route - Waze Help.” Google, Google, https://support.google.com/waze/answer/13259753?hl=en. Accessed 8 Jan. 2025. Foster, Andrew. “New Ways to Power up Your Electric Vehicle Adventures with Google Maps.” Google, Google, 17 Apr. 2024, https://blog.google/products/maps/new-ways-to-power-up-your-electric-vehicle-adventures-with-google-maps/. “Here’s How to Redeem Your Gasback Rewards.” GasBuddy, GasBuddy, https://www.gasbuddy.com/go/how-redeem-gasback. Accessed 8 Jan. 2025. “This Is How to Earn Gasback with Gasbuddy.” GasBuddy, GasBuddy, https://www.gasbuddy.com/go/how-earn-gasback. Accessed 8 Jan. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.

    January 10, 2025: Sarah’s 2025 Goals Highlights from CES 2025 First HIPAA Update Since 2013 ACA DACA Enrollment Eligibility Update 2025 ACA Enrollment Snapshot #2   Sarah’s 2025 Goals: Cement City: https://www.cementcity.org/   Highlights from CES 2025: Carlson, Jeff. “CES 2025: We’re Obsessed With These 28 New Products So Far.” CNET.Com, CNET, 9 Jan. 2025, www.cnet.com/pictures/ces-2025-were-obsessed-with-these-28-new-products-so-far/. Kastrenakes, Jacob. “CES 2025: All the News, Gadgets, and Surprises.” Theverge.Com, The Verge, 4 Jan. 2025, www.theverge.com/2025/1/4/24307731/ces-2025-tvs-gaming-smart-home-wearables-news. Halliday AI Glasses: https://hallidayglobal.com/products/reservation  Ortiz, Sabrina. “Halliday Just Unveiled the AI Glasses That Meta, Google and Apple Have Been Trying to Build.” ZDNET.Com, ZDNET, 8 Jan. 2025, www.zdnet.com/article/halliday-just-unveiled-the-ai-glasses-that-meta-google-and-apple-have-been-trying-to-build/. Mirumi: https://mirumi.ux-xu.com/ Segway Navimov X3 Series: https://navimow.segway.com/uk/product/navimow-x.html Stolyar, Brenda. “The 31 Best Gadgets From CES 2025 You Can Buy Right Now.” Wired.Com, Conde Nast, 9 Jan. 2025, www.wired.com/story/the-gadgets-from-ces-2025-you-can-buy-right-now/. Weatherbed, Jess. “These Smart Glasses Have a Tiny Little Screen Hidden in the Frame.” Theverge.Com, The Verge, 6 Jan. 2025, www.theverge.com/2025/1/5/24334030/halliday-smart-glasses-ai-tiny-display-frame-availability-price-ces.   First HIPAA Update Since 2013: Olsen, Emily. “HHS Proposes HIPAA Update to Boost Healthcare Cybersecurity.” Healthcaredive.Com, Healthcare Dive, 3 Jan. 2025, www.healthcaredive.com/news/hhs-hipaa-security-rule-update-cybersecurity/736451/. Beavins, Emma. “HHS Proposes New Cybersecurity Requirements as First Major HIPAA Update in 10 Years.” Fiercehealthcare.Com, Fierce Healthcare, 7 Jan. 2025, www.fiercehealthcare.com/regulatory/hhs-proposes-cybersecurity-updates-healthcare-organizations. “HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information.” Federalregister.Gov, Federal Register, 6 Jan. 2025, www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information.   ACA DACA Enrollment Eligibility Update: “DACA Eligibility Update.” Khbe.Ky.Gov, Kynect Health Coverage, khbe.ky.gov/Agents-kynectors/Documents/kynector-FAQ.pdf. Accessed 9 Jan. 2025. “HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain. “Immigration Status to Qualify for the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/immigrants/immigration-status/. Accessed 9 Jan. 2025. “Kansas et al. v. United States of America et Al..” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 2 Jan. 2025, litigationtracker.law.georgetown.edu/litigation/kansas-et-al-v-united-states-of-america-et-al/. Pillair, Drishti, and Samantha Artiga. “Overview and Implications of the ACA Marketplace Expansion to DACA Recipients.” KFF.Org, KFF, 6 Jan. 2025, www.kff.org/racial-equity-and-health-policy/issue-brief/overview-and-implications-of-the-aca-marketplace-expansion-to-daca-recipients/. “Recent Court Decisions Impacting the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/court-decisions/. Accessed 9 Jan. 2025. “State-Based Marketplaces: 2025 Open Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Oct. 2024, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf. “State Health Insurance Marketplace Types, 2025.” KFF.Org, KFF, 26 Oct. 2024, www.kff.org/affordable-care-act/state-indicator/state-health-insurance-marketplace-types/. “State of Kansas, et al. Appellees v. United States of America and Centers for Medicare & Medicaid Services Appellants.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, litigationtracker.law.georgetown.edu/wp-content/uploads/2024/12/Kansas_2024.12.16_ORDER.pdf. Accessed 9 Jan. 2025.   2025 ACA Enrollment Snapshot #2: “Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot. “Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-1. “Nearly 24 Million Consumers Have Selected Affordable Health Coverage in ACA Marketplace, With Time Left to Enroll.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/press-releases/nearly-24-million-consumers-have-selected-affordable-health-coverage-aca-marketplace-time-left.   Resources: 5 Tips for Finding Supplemental Coverage for ACA Plans: https://lnk.to/xDtALf Lessons Learned in 2024: https://lnk.to/asg637 Marketing Trends for 2025: https://lnk.to/asg639 Setting SMART Goals in 2025: https://lnk.to/asgf20250103 Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

    Affordable Care Act Plans offer 10 essential benefits, but your clients may want to additional coverage for dental, vision, hearing, and more. In this episode, learn 5 tips to determine if supplemental coverage is a good option for your clients.   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 ACA Exchange & FFM Certification Info: https://lnk.to/ZvnhS8 4 Steps to Selling Dental, Vision, and Hearing Insurance: https://ritterim.com/blog/4-steps-to-selling-dental-vision-and-hearing-insurance/ Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/ Everything You Need  to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/ Halfway Through ACA OEP ft. Danica Stover & Olivia Williams: https://lnk.to/asg635 Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/ Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd   References: Lunna Lopes, Alex Montero. “Americans’ Challenges with Health Care Costs.” KFF, 7 May 2024, https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/. Published: Oct 25, 2024. “Explaining Health Care Reform: Questions about Health Insurance Subsidies.” KFF, 25 Oct. 2024, https://www.kff.org/affordable-care-act/issue-brief/explaining-health-care-reform-questions-about-health-insurance-subsidies/. “Find out What Marketplace Health Insurance Plans Cover.” HealthCare.Gov, https://www.healthcare.gov/coverage/what-marketplace-plans-cover/. Accessed 12 Dec. 2024. “HHS Notice of Benefit and Payment Parameters for 2025 Final Rule.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule/. Accessed 12 Dec. 2024. “Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, https://www.healthcare.gov/choose-a-plan/plans-categories/.Accessed 12 Dec. 2024. “NHE Fact Sheet.” CMS.Gov, https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/nhe-fact-sheet/. Accessed 12 Dec. 2024. “Out-of-Pocket Maximum/Limit - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/. Accessed 12 Dec. 2024. Assistant Secretary for Public Affairs (ASPA). “Pre-Existing Conditions.” HHS.Gov, 17 Mar. 2022, https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html. “Report: The Importance of Health Coverage: AHA.” American Hospital Association, https://www.aha.org/guidesreports/report-importance-health-coverage/. Accessed 12 Dec. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/