Agent Survival Guide Podcast

Sarah J. Rueppel | Ritter Insurance Marketing
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Mar 13, 2025 • 4min

On the Road with Dawn Myers

  In this episode, Dawn Myers takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.   Upcoming Events & Webinars for Insurance Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for upcoming Ritter Summits: https://summits.ritterim.com/   Not registered with Ritter? See what our FMO is all about: https://ritterim.com/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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Mar 13, 2025 • 4min

On the Road with Robert Rothschild

  Don’t fall asleep at the wheel! Robert Rothschild is here to talk Ritter Roadshows and what agents attending can expect.   Upcoming Events & Webinars for Insurance Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for upcoming Ritter Summits: https://summits.ritterim.com/   Not registered with Ritter? See what our FMO is all about: https://ritterim.com/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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Mar 10, 2025 • 10min

CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule

  Press play to hear the breakdown of the 2026 ACA final rule affects you and your clients!   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Resources: 2025 ACA Open Enrollment Hits All-Time High: https://lnk.to/asgf20250124 Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/ Carriers with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/   How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd What ACA Agents Can Expect From the 2026 Proposed Marketplace Rule: https://ritterim.com/blog/what-aca-agents-can-expect-from-the-2026-proposed-marketplace-rule/ Understanding ACA Plan Metal Tiers: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf   Forms: ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-authorization-live-call-script.pdf ACA Consumer Marketplace Authorization Form: https://ritterim.com/documents/aca-consumer-marketplace-authorization-form.pdf ACA Eligibility Application Attestation Form: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf ACA Eligibility Application Attestation Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf   References: “CMS Model Content Form for Marketplace Agents and Brokers” CMS, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/cms-model-consent-form-marketplace-agents-and-brokers.pdf. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2026 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-final-rule. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2026 Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-proposed-rule. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2024 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule. Accessed 3 Feb. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.
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Mar 8, 2025 • 6min

On the Road with Damon Logan

  Get on track with Damon Logan! We chat about Ritter Roadshows and what agents can expect when they attend.   Upcoming Events & Webinars for Insurance Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for upcoming Ritter Summits: https://summits.ritterim.com/   Not registered with Ritter? See what our FMO is all about: https://ritterim.com/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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Mar 7, 2025 • 6min

On the Road with Jason Meyers

  Hit the road with Jason Meyers! We talk about what agents can expect when attending Ritter Roadshows.   Upcoming Events & Webinars for Insurance Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for upcoming Ritter Summits: https://summits.ritterim.com/   Not registered with Ritter? See what our FMO is all about: https://ritterim.com/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
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Mar 5, 2025 • 19min

Diversify Your Insurance Portfolio & Reap Real Rewards

  Ready to scale, but not sure where to start? Maximize your reach by building out your sales portfolio! We explain the benefits of a diverse insurance portfolio complete with the “how-to-do-it” framework.   Read the text version   Claim Your FREE Portfolio Review Today!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/  Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/ How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Interview: Boost Your Commissions with a New Hospital Indemnity Sales Strategy: https://ritterim.com/blog/interview-boost-your-commissions-with-a-new-hospital-indemnity-sales-strategy/  Interview: Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl Knight School Expand & Dominate Learning Path: https://ritterim.com/knight-school/expand-dominate/ Learn About the Ritter Certification Center: https://ritterim.com/ritter-certification-center/ Meet Your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/  Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl Ritter Insurance Marketing Webinar and Events: https://ritterim.com/events/ The Beginner’s Guide to D-SNPs: https://lnk.to/asg648 The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/ The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/   References: Lopes, Lunna, et al. “Americans’ Challenges with Health Care Costs.” KFF.Org, KFF, 7 May 2024, www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/. Moynihan, Kyle. “Fidelity Investments® Releases 2024 Retiree Health Care Cost Estimate as Americans Seek Clarity Around Medicare Selection.” Fidelity, Fidelity, 8 Aug. 2024, newsroom.fidelity.com/pressreleases/fidelity-investments--releases-2024-retiree-health-care-cost-estimate-as-americans-seek-clarity-arou/s/7322cc17-0b90-46c4-ba49-38d6e91c3961. Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF.Org, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/. Vandenboss, Kevin. “The Average Millionaire Has 7 Sources Of Income - Here Are 3 You Can Start Building Today.” Finance.Yahoo.Com, Yahoo! Finance, 30 May 2024, finance.yahoo.com/news/average-millionaire-7-sources-income-164311915.html. Farrell, Chris. “Why Multigenerational Households Are Making a Comeback in a Big Way.” Marketplace.Org, Marketplace, 3 Apr. 2024, www.marketplace.org/2024/04/03/multigenerational-households-housing-affordability/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.
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Mar 1, 2025 • 11min

Medicare Advantage Open Enrollment Do's and Don'ts

  We walk through some compliance practices you should be following during the Medicare Advantage Open Enrollment Period (MA OEP)!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Resources: 2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/ How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/ Things to Think About Post-AEP: https://ritterim.com/blog/things-to-think-about-post-aep/ The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-2-keeping-in-touch-with-clients/ Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn   References: “Limited Income and Resources.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis. Accessed 10 Feb. 2025. “Special Enrollment Periods.” Medicare.Gov, Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 Feb. 2025. “When Does Medicare Coverage Start?” Medicare, https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Accessed 5 Feb. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.
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Feb 28, 2025 • 14min

SNP Summit Registration is Live

  The Friday Five for February 28, 2025: Budget Reconciliation & Healthcare More iPhone Silent Alarm Issues Adobe Launches Photoshop Mobile Streaming Picks for March 2025 SNP Summit Registration is Live   Register for the Ritter Insurance Marketing SNP Summit!   Budget Reconciliation & Healthcare: Tong, Noah. “House Budget Plan Advances, Paving Way for Major Medicaid Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 26 Feb. 2025, www.fiercehealthcare.com/payers/house-budget-plan-advances-paving-way-major-medicaid-cuts. “Overview of Potential Medicaid Changes in 2025 Budget Reconciliation Bill.” Gih.Org, Grantmakers In Health, 25 Feb. 2025, www.gih.org/publication/issue-focus-overview-of-potential-medicaid-changes-in-2025-budget-reconciliation-bill/. Sanger-katz, Margot, and Alicia Parlapiano. “The House Wants to Pass Trump’s Agenda in One Big Bill. Here’s What’s in It.” Nytimes.Com, The New York Times, 25 Feb. 2025, www.nytimes.com/interactive/2025/02/21/upshot/house-gop-budget-blueprint.html. Wendling, Mike. “US House Narrowly Passes Trump-Backed Spending Bill.” Bbc.Com, BBC News, 26 Feb. 2025, www.bbc.com/news/articles/cp9yx7e13ryo.   More iPhone Silent Alarm Issues: Shakir, Umar. “Apple’s Weird iPhone Alarm Problems Are Still Happening.” Theverge.Com, The Verge, 10 Jan. 2025, www.theverge.com/2025/1/9/24340238/apple-iphone-alarm-broken-timing-failed. Neely, Amber. “If Your iPhone Alarms Aren’t Going off, You’re Not Alone.” AppleInsider.Com, AppleInsider, 23 Jan. 2025, appleinsider.com/articles/25/01/23/if-your-iphone-alarms-arent-going-off-youre-not-alone. Bologna, Caroline. “Some iPhone Users Are Reporting A Major Issue With Their Alarm. Here’s What’s Happening.” HuffPost.Com, HuffPost, 24 Feb. 2025, www.huffpost.com/entry/iphone-alarm-silent-issue_l_67bc894be4b05645f4fee06e.   Streaming Picks for March 2025: Koc, Demet. “Coming to Streaming in March 2025.” Nexuspointnews.Com, Nexus Point News, 25 Feb. 2025, www.nexuspointnews.com/post/coming-to-streaming-in-march-2025.   Adobe Launches Photoshop Mobile: Weatherbed, Jess. “Adobe’s New Photoshop App for iPhone Is More like the Real Thing.” Theverge.Com, The Verge, 25 Feb. 2025, www.theverge.com/news/618859/adobe-photoshop-mobile-iphone-android-app-availability. “Adobe Photoshop Brings World’s Leading Image and Design App to Mobile to Empower Next Generation of Creators.” News.Adobe.Com, Adobe, 25 Feb. 2025, news.adobe.com/news/2025/02/photoshop-mobile-web. Wilson, Mark. “At Last, Adobe Photoshop Comes to the iPhone (and It Just Might Be Great).” Fastcompany.Com, Fast Company, 25 Feb. 2025, www.fastcompany.com/91283790/at-last-adobe-photoshop-comes-to-the-iphone-and-it-just-might-be-great.   SNP Summit Registration & Other Events for Agents: Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf Ritter Insurance Marketing Events: https://ritterim.com/events/ Registration for Ritter SNP Summit: https://summits.ritterim.com/   Resources: 4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales: https://lnk.to/asg650  Apps for Cyber Security: https://lnk.to/asga80 Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647 The Beginner's Guide to D-SNPs: https://lnk.to/asg648 The Postseason Game Plan for Agents: https://lnk.to/asgf20250214   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Not affiliated with or endorsed by Medicare or any government agency.
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Feb 26, 2025 • 6min

Agent Apps | Apps for Cyber Security

  Keeping your information safe online is vital to protect you and your loved ones. Learn about how these cyber security apps can help guard against bad actors.   Aura: https://www.aura.com/ BitWarden: https://bitwarden.com/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Events & Webinars with Ritter Insurance Marketing: https://ritterim.com/events/ How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Medicare Supplements Fill the Gaps in Your Portfolio: https://ritterim.com/blog/medicare-supplements-fill-the-gaps-in-your-portfolio/ Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644 The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/ References:  “Best Password Manager for Business, Enterprise & Personal: Bitwarden.” Bitwarden, https://bitwarden.com/. Accessed 28 Jan. 2025. “Intelligent Digital Safety for the Whole Family.” Aura, https://www.aura.com/. Accessed 28 Jan. 2025. Fragoso, Jason. “Is Identity Guard Legit? What You Need to Know.” Aura, Aura, 22 Nov. 2024, https://www.aura.com/learn/is-identity-guard-legit. “Healthcare Data Breach Statistics.” HIPAA Journal, https://www.hipaajournal.com/healthcare-data-breach-statistics/. Accessed 30 Jan. 2025. “More than 1.7 Billion Individuals Had Personal Data Compromised in 2024.” HIPAA Journal, https://www.hipaajournal.com/1-7-billion-individuals-data-compromised-2024/. Accessed 30 Jan. 2025. “Why Medical Records Are 10 Times More Valuable than Credit Card Info.” Why Medical Records Are 10 Times More Valuable Than Credit Card Info, Cyber Policy, https://www.cyberpolicy.com/cybersecurity-education/why-medical-records-are-10-times-more-valuable-than-credit-card-info. Accessed 30 Jan. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
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Feb 24, 2025 • 10min

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

  You might have heard some misconceptions about Dual Eligible Special Needs Plans. In this episode we’re busting those myths and highlighting D-SNPs’ potential!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Agent’s Guide to Digital Marketing Resources: https://lnk.to/D18qeY Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://lnk.to/tj8oG1 Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/ Get Your Insurance Portfolio Reviewed for FREE: https://ritterim.com/portfolio/ How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642 Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The Beginner’s Guide to D-SNPs: https://lnk.to/asg648   References: Freed, Salama, et al. “10 Things to Know about Medicare Advantage Dual-Eligible Special Needs Plans (D-Snps).” KFF, KFF, https://www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/. Accessed 31 Jan. 2025. Pena, Maria T., et al. “A Profile of Medicare-Medicaid Enrollees (Dual Eligibles).” KFF, KFF, 17 Feb. 2023, https://www.kff.org/medicare/issue-brief/a-profile-of-medicare-medicaid-enrollees-dual-eligibles/. “Beneficiaries Dually Eligible for Medicare & Medicaid.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/outreach-and-education/medicare-learning-network-mln/mlnproducts/downloads/medicare_beneficiaries_dual_eligibles_at_a_glance.pdf. Accessed 31 Jan. 2025. Biniek, Jeannie Fuglesten, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/. Johnston, Kenton J., et al. “Nationwide Availability of and Enrollment in Medicare and Medicaid Dual-Eligible Special Needs Plans With Exclusively Aligned Enrollment.” Jama Network, Jama Health Forum, https://jamanetwork.com/journals/jama-health-forum/fullarticle/2824902. Accessed 31 Jan. 2025. “New Special Enrollment Periods (Seps) for Dually Eligible ...” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/duals-lissepsjobaid01012025.pdf. Accessed 31 Jan. 2025. “Seniors & Medicare and Medicaid Enrollees.” Medicaid.Gov, https://www.medicaid.gov/medicaid/eligibility/seniors-medicare-and-medicaid-enrollees/index.html. Accessed 31 Jan. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

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